hi, i need a personal loan, details:

loan needed RM 15K-20K (prefer 20K)
salary rm 3,750 (work more than a year with current company)

my debt/loan so far(nothing else than these):
80k home loan with publicBank (13yrs more to pay)
150k home loan with standChart (30 yrs more to pay)
credit card debt at rm4K (maybank)


please PM the best deal and let me know roughly the monthly payment based on 3-5 yrs repayment period and i will get back to you ASAP. Thanks!