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 Personal Loan, which banks offer the best deal?

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feralee
post Jun 30 2007, 12:17 AM

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QUOTE(Hybrified @ Jun 29 2007, 05:40 PM)
anyone can help me on personal loan .... let me know asap ... notworthy.gif
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i got friend working for HSBC loan department application
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feralee
post Jul 1 2007, 02:49 PM

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QUOTE(Hybrified @ Jun 30 2007, 10:07 AM)
any contact tongue.gif

can u check with him whether he able to "realy" help me ?
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she can onli help u to apply
if yr basic got rm2k
should be no problem biggrin.gif
feralee
post Apr 1 2010, 02:28 PM

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QUOTE(detroithomme @ Mar 31 2010, 03:26 AM)
try loan bank islam...only 3.25% for 3 year n 4.99 for 4-15 year
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private sector can apply?

feralee
post Apr 6 2010, 05:34 PM

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QUOTE(iman_210 @ Apr 6 2010, 05:00 PM)
guys? any view on personal loan from koperasi? heard interest rate as low as 1.99%?
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how to apply?

feralee
post Apr 22 2010, 09:12 AM

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BSN as low as 3.25%
anyone apply?


feralee
post Apr 25 2010, 06:05 PM

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QUOTE(bingozero @ Apr 22 2010, 09:25 AM)
For government sector or private sector?
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i havent call to check it out
got brochure & go thru only

feralee
post Jun 1 2010, 01:23 PM

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QUOTE(dannyooi_84 @ May 31 2010, 10:45 PM)
its 0.67% per mth or 8.04 per annum. it can go even that...trust me.

The above rates is the lowest . It can go as high as 17% to honest. If you mthly commitment is like more than 80% of your income then you're doomed.

The higher the risk rating the bank categorize you, the higher the interest. Anyway, all approved p. loan you still can cancel in within 1 mth if you are not satisfied with the rates.
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wat bout the processing fees?
early settlement?
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feralee
post Jun 23 2010, 02:58 PM

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QUOTE(Syd G @ Jun 22 2010, 09:57 AM)
In this case BT will only buy you some time, before slapping the full interest back on the balance that you couldn't pay. Banks will rely on probability that you'll swipe more on that same BT card thus enabling them to charge you double-tiered interest. Do your calculations throughly, cause it may end up costing more than a normal personal loan.

18% annum = 1.5% monthly. Just divide by 12.
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wat u mean bout double-tiered interest?
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charge interest the moment u do retail transactions?

feralee
post Aug 19 2010, 02:36 PM

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QUOTE(eric5227 @ Aug 19 2010, 11:18 AM)
Actually Hong Leong Bank Offer also not bad and now they are doing promotion about 20% cash back on interest. Any Information just call me : 017 - 2666 541 . My name is Eric
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wat is the interest like?

feralee
post Jul 7 2011, 01:40 PM

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QUOTE(sharilazri @ Jul 6 2011, 10:26 PM)
Same problem here. From my observation bank will offer credit facility for those who doesn't need it but keep rejecting people who're really in need of that facility.
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Agree.
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This post has been edited by feralee: Jul 7 2011, 01:41 PM

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