a bit confusing this hl bank loan

the rate is 12% and cash back 20% if prompt payment

i feel still high the interest and also its not a reducing balance type

hlb ofeering me 80k but the rate is 9.6%

so high the interest

yes

my friend, ir.stamp also mentioned citibank giving 5.xx % loan interest
how to get it?


anyone know how much is cimb personal i financing interest rate?

citibank require any documents?

i have a cc outstanding of 30k with ctbank
can they offer the loan ?

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Added on September 22, 2010, 2:31 pmlucky i did not get the hl personal loan @ interest 9.6%

cimb called me and interest for cimb is only 8.88%

any other lower rates in town?

This post has been edited by samquah: Sep 22 2010, 02:31 PM

8.5 ok kua

i ask cimb they say 8.88%


hlb is 9.6%

can private co workers apply bank rakyat loan?

the interest is so low, anyone got apply?





PERSONAL FINANCING-i 1ASLAH

Our personal financing facility can assist individuals in meeting financial obligations e.g. down payments for a car, houses, home renovations and others.


Concept

Bai-Al’inah


Eligibility
•Malaysian citizens between the ages of 18 and 55 years (58 years old - government employees only)
•Government employees with a minimum income of RM700.00
•Private sector employees with an income of RM3000.00
•Employees in service for not less than 3 years

is standard chartered personal loan okay?

from the websire i can see the rate is like 8.5%

Hl after cash back can get 9.6%.

Heard standarc chartered can offer 8.5%

CIMB also 8.8% only. check their ws

Citibank 8.56...

fr citibank ws

Terms and conditions apply. Citibank reserves the right to request for additional documentation where deemed necessary. Loan approval is subject to credit review. For a limited time only. Calculation is based RM5,000 loan amount. Effective Interest Rate is 14.95%** p.a. (5-year tenure). **Flat interest rate is 8.52% p.a. Interest rate is subject to credit review.

i also dont understand citibank

i ask them for the loan they say interest 14%

like granpa co ...diff ppl diff interest

no interest to deal with them anymore


i think hong leong is the better choice.....

wta about hl personal loan

the salesgal say will meet me up to sign the forms

why cannot just fax?

somemore she say will auto open savings account for me in hl

wont HL first give an offer letter and give us some time to accept or reject?


if i reject, then how the account open in hl?

here is something about HL personal loan

http://smartconsumerbanking.com/2009/04/12...ue/#comment-420


now i feel, its better to just pay the 13.5% reducing balance rate compared to taking personal loan

i notice applying for standard chartered i a bit funny

if you go thru the website tel no, i think its not standard chartered but an agent appointed by them... i think price watrers or something like that


maybe it is better to walk in directly to the bank and apply

just now at kopi shop got one fello say standard chartered personal loan can get interest reduced to 7%....
how leh?

but hong leong got proccsing fee and stamp duty

standard chartered none

yes

i never trust this stachart loan

i apply they give10%

i reject kow kow

no point consider this bank