Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
119 Pages « < 64 65 66 67 68 > » Bottom

Outline · [ Standard ] · Linear+

 Personal Loan, which banks offer the best deal?

views
     
dannyooi_84
post Sep 12 2010, 07:08 PM

Casual
***
Junior Member
312 posts

Joined: Jul 2006
QUOTE(giggs_509 @ Sep 12 2010, 05:38 PM)
got personal loan for reno house? Only need 5k and pay within a year or earlier. Current salary almost 6k but got commitment till nov so need to apply loan for the reno.

Added on September 12, 2010, 5:39 pmgot personal loan for reno house? Only need 5k and pay within a year or earlier. Current salary almost 6k but got commitment till nov so need to apply loan for the reno.
*
Personal loan is for Personal use. lol
ah_suknat
post Sep 13 2010, 05:40 PM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang
holyshiet la..

even my application for cimb cash express also kena rejected liao...
wtf...dont even mention why
giggs_509
post Sep 13 2010, 06:07 PM

Regular
******
Senior Member
1,475 posts

Joined: Nov 2005
personal loan if bank islam ok or not?
soccerking88
post Sep 13 2010, 06:54 PM

New Member
*
Junior Member
13 posts

Joined: Sep 2010
ALL PERSONAL LOAN AGENTS, pls PM me as I'm interested to apply for personal loans. Alrd been rejected by MBB & Eon Bank.
ah_suknat
post Sep 13 2010, 09:48 PM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang
pm me too I am in Sabah looking for small personal loan of 5k
giggs_509
post Sep 13 2010, 09:53 PM

Regular
******
Senior Member
1,475 posts

Joined: Nov 2005
which bank offer lowest rates for 30k personal loan? Duration 3 years. Govt staff. Tq
ah_suknat
post Sep 13 2010, 09:54 PM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang
QUOTE(giggs_509 @ Sep 13 2010, 01:53 PM)
which bank offer lowest rates for 30k personal loan? Duration 3 years. Govt staff. Tq
*
GLC bank? bank rakyat? BSN?
davegan84
post Sep 14 2010, 10:40 AM

Getting Started
**
Junior Member
97 posts

Joined: May 2005
From: KL & Seremban
QUOTE(ah_suknat @ Sep 13 2010, 05:40 PM)
holyshiet la..

even my application for cimb cash express also kena rejected liao...
wtf...dont even mention why
*
brother,
no bank would tell u the rejection reason... it's "confidential" to them.. tongue.gif
ah_suknat
post Sep 14 2010, 05:47 PM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang
QUOTE(davegan84 @ Sep 14 2010, 02:40 AM)
brother,
no bank would tell u the rejection reason... it's "confidential" to them.. tongue.gif
*
then how do I know why I failed for the application? Zzzzz
soccerking88
post Sep 14 2010, 06:11 PM

New Member
*
Junior Member
13 posts

Joined: Sep 2010
ALL BANKS IN MALAYSIA SUCKS! IF THEY SEE U HAVE TOO MANY COMMITMENTS, THEY WILL REJECT UR LOAN! THEY WON'T GIVE U A CHANCE TO REPAY! f***!
Syd G
post Sep 14 2010, 06:22 PM

Mom. Servant of God.
Group Icon
VIP
8,023 posts

Joined: Jan 2003
From: :: Cheras ::
QUOTE(soccerking88 @ Sep 14 2010, 06:11 PM)
ALL BANKS IN MALAYSIA SUCKS! IF THEY SEE U HAVE TOO MANY COMMITMENTS, THEY WILL REJECT UR LOAN! THEY WON'T GIVE U A CHANCE TO REPAY! f***!
*
If your friend who has too many commitments want to borrow money from you, would u give?

I wouldnt.
almeizer
post Sep 14 2010, 06:39 PM

Enthusiast
*****
Senior Member
941 posts

Joined: Aug 2008
QUOTE(davegan84 @ Sep 14 2010, 10:40 AM)
brother,
no bank would tell u the rejection reason... it's "confidential" to them.. tongue.gif
*
My experienced told me that you are wrong biggrin.gif I applied for alliance bank personal loan and got rejected, they gave me the reason.


QUOTE(soccerking88 @ Sep 14 2010, 06:11 PM)
ALL BANKS IN MALAYSIA SUCKS! IF THEY SEE U HAVE TOO MANY COMMITMENTS, THEY WILL REJECT UR LOAN! THEY WON'T GIVE U A CHANCE TO REPAY! f***!
*
Let's say ur commitment almost reach your monthly income, I wonder how could u repay for the new loan?

Added on September 14, 2010, 6:45 pm
QUOTE(giggs_509 @ Sep 12 2010, 05:38 PM)
got personal loan for reno house? Only need 5k and pay within a year or earlier. Current salary almost 6k but got commitment till nov so need to apply loan for the reno.

Added on September 12, 2010, 5:39 pmgot personal loan for reno house? Only need 5k and pay within a year or earlier. Current salary almost 6k but got commitment till nov so need to apply loan for the reno.
*
If you had credit card, would be better to cash from it instead of personal loan. With your income could easily get the 5k from your card limit but provided the bank have cash installment feature. Unless your card reached the limit, if that case, hardly you can get approve also.

Added on September 14, 2010, 6:46 pm
QUOTE(giggs_509 @ Sep 13 2010, 09:53 PM)
which bank offer lowest rates for 30k personal loan? Duration 3 years. Govt staff. Tq
*
Since you are govt staff, you can try look for koperasi like Kowaja, they offer quite low interest, if not mistaken is 2.99% or 3.99% P.A

This post has been edited by almeizer: Sep 14 2010, 06:46 PM
mc7823q
post Sep 14 2010, 06:59 PM

Getting Started
**
Junior Member
61 posts

Joined: Oct 2008
From: penang
hi i new here and i have some question pls help answer, i was looking for rm15k loan about 3~4year... my gloss salary around 1.6~1.7k and have work more den a year in company.. can i get the loan? and how? any agent can pm me for help? wink.gif
dario81
post Sep 14 2010, 07:17 PM

Getting Started
**
Junior Member
63 posts

Joined: Feb 2008
who here knows about the easy RHB personal loan?
Syd G
post Sep 14 2010, 07:22 PM

Mom. Servant of God.
Group Icon
VIP
8,023 posts

Joined: Jan 2003
From: :: Cheras ::
QUOTE(dario81 @ Sep 14 2010, 07:17 PM)
who here knows about the easy RHB personal loan?
*
For Easy-RHB, "easy" means easy to apply.

Not easy to get smile.gif
koo66999
post Sep 14 2010, 07:39 PM

New Member
*
Junior Member
18 posts

Joined: Sep 2010
QUOTE(ah_suknat @ Sep 5 2010, 12:08 AM)
I never applied any loan before..
and I only apply for 9k what...Zzzzz
*
The bank won't provide personal loan to those who never get any loan from any bank. Cause before give away the loan, bank need to see your repayment history. If never get loan, mean no repayment history to refer, then the bank will reject the application.
ah_suknat
post Sep 14 2010, 08:34 PM

whoooooooooooooop
*******
Senior Member
5,170 posts

Joined: Jul 2006
From: /k//k/, /k/undasang
QUOTE(soccerking88 @ Sep 14 2010, 10:11 AM)
ALL BANKS IN MALAYSIA SUCKS! IF THEY SEE U HAVE TOO MANY COMMITMENTS, THEY WILL REJECT UR LOAN! THEY WON'T GIVE U A CHANCE TO REPAY! f***!
*
but i never applied any loan before!!!! then they said cannot apply cuz never apply loan before!!

Added on September 14, 2010, 8:36 pm
QUOTE(koo66999 @ Sep 14 2010, 11:39 AM)
The bank won't provide personal loan to those who never get any loan from any bank. Cause before give away the loan, bank need to see your repayment history. If never get loan, mean no repayment history to refer, then the bank will reject the application.
*
isnt this is the same like all employer only looking for employee who got working experience? then how do fresh graduate earn experience if they dont even get the chance to get experince?

:mad:

This post has been edited by ah_suknat: Sep 14 2010, 08:36 PM
Syd G
post Sep 14 2010, 08:45 PM

Mom. Servant of God.
Group Icon
VIP
8,023 posts

Joined: Jan 2003
From: :: Cheras ::
QUOTE(ah_suknat @ Sep 14 2010, 08:34 PM)
isnt this is the same like all employer only looking for employee who got working experience? then how do fresh graduate earn experience if they dont even get the chance to get experince?

:mad:
*
Thats why fresh grads go through internships and industrial trainings.

You can start building your credit history by using a credit card.
fallin
post Sep 16 2010, 09:26 PM

New Member
*
Junior Member
14 posts

Joined: Jun 2008
QUOTE(giggs_509 @ Sep 13 2010, 09:53 PM)
which bank offer lowest rates for 30k personal loan? Duration 3 years. Govt staff. Tq
*
bank islam offer 3.25%. basic salary rm1.5k
naziaf
post Sep 17 2010, 05:55 PM

Getting Started
**
Junior Member
244 posts

Joined: Jan 2006
Alliance Bank offered me 7.99% p.a. Is that a good rate? It's pre-approved for me. Never applied for personal loans before.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

119 Pages « < 64 65 66 67 68 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0170sec    1.09    6 queries    GZIP Disabled
Time is now: 18th December 2025 - 08:04 AM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.