Im investing majority of my savings in SA and Wahed. prob 50% SAMY 35% Wahed and 15% ASB. ASB only for emergencies.

I can see at least SAMY can survive a few more years before they gulung tikar.

Wonder how long smartly in business before they close down?

Why would u think it will gulung tikar?

Good thing never lasts...

I don't, but there is still a chance. Considering they expanded to MENA. unlikely they will gulung tikar soon

If not gulung tikar maybe kena absorbed or bought over by rival companies or banks

My biggest allocation is still in unit trusts, ASB then wahed and SA.

Most probably bought by a big bank.

omg, kweb is on fire, again... how am i suppose to top up again with the price keep rallying. scare the hell out of me

Um, if u enter now, almost none of it would be kweb by way of active rebalancing.

If the deposit is of significant amount, prob will buy some KWEB anyways

You might as well buy Principal AAXJ class C in PRS. That one shot up 50-60% since March 2020.

I was referring to the guys above comments about buying KWEB while its ATH.

If he deposits a big sum of amount, the asset allocation will eventually require buying a bit of KWEB anyways although it is at all time high now.

sry, was trying to say all etf in my portfolio keep rising and is at all time high, especially KWEB. IJR also. this month alone, portfolio gain 4-5%.

i was thinking of one kind of method of depositing:
Amount deposit = regular amount - changes in the value of previous month

For example: assume regular amount is RM1000. If in December your portfolio gain profit by RM600, then the "amount deposit" = RM400 (1000-600). If conversely, this month your portfolio loses RM200, then the "amount deposit" = RM1200 (1000-(-200)). What do u all think?

Sounds like you described VCA, some people prefer using that instead of DCA in some conditions...
try searching the previous posts for the previous discussion.

Try asking them otherwise switch portfolio

Even the legendary Buffett can even hit consistent 20% pa in the past 10 years unless you willing play options or forex 30% pa easily then

MENA is their next market due to growing exposure micro investing particularly NA region which is the next frontier

You still end up buying lots of GLD and VNQI. I hope you won't ask why not buying the ijr and kweb or aaxj etc which are so hot instead.

But if you are really trying to ask if you should or should not buy during the peaks, then this question has been discussed ad nauseum. In a bull market, the risk of not entering and losing opportunity is higher than making a loss. Think of it this way: your portfolio already invested should be many many times more than your planned dca this month. So why worry about the small amount buying ath, suffering correction but not worry about your big pool also suffering the correction? If thats the case why not sell the whole portfolio now?

Thats because you believe deep down it will rise, eventually. So if indeed that is true, why not keep investing / invested?

BTW I am only sharing my useless 2c. Don't listen to it.



This post has been edited by lee82gx: Jan 26 2021, 08:10 AM

That’s the beauty of 36% because KWEB and IJR which I predicted breakout weeks ago so now the rotations is happenings to GLD and VNQI which is normal that is why auto reoptimisationis for to rebalance the portfolio

Always the long game but if is scared just take partial profit of the gains and leave the pool money sit there

Can’t imagine these type of people doing own trades will be panicking when even a slight drop of 10% because the market will always correct itself just like what happen today with a retail trader making from 56k to 11millions within a span of less than 3hrs

SA only check twice a week will do as the gains will always outnumber the loss no matter what happen

Bro, only 3 months you want to consider that fixed for long term? Very unrealistic expectations bro

Did you open the charts of your underlying portfolios for the past 6 months, 12 months and etc??
Would it be too naive that you forecast the return based only 3 months results?
I bet you won't even select a ut fund based on 3 months results.

This post has been edited by blur19755: Jan 26 2021, 09:41 AM

3months doesnt provide any meaningful input imo. And some have also mentioned that 2020 is completely an outlier year due to covid and doesnt represent the norm.

And if you have compared 3months period from jan 2020 to march 2020, you would probably say SAMY is a complete scam and stay out of it forever.