Never too late

Welcome to the club

since you are new to this but you have low risk appetite but with high risk capacity. (a lot of cash at young age).....

go SLOW and be aware of global economic changes.

May the FORCE be with you. 

The market's been down last week.

https://www.bloomberg.com/news/articles/201...se-markets-wrap

This is a long game. I would suggest lowering your risk level if you can't handle short term loss.

Sure. Click on your portfolio and you'll see the "3 dots" menu at the top right corner. Click on the menu to adjust your risk level.

Pump more now!

U guys really got balls in this bearish market

wongmunkeong 1) You mean you created Stashaway and have not put in any money at all?

2) I recently signed up but have not put in any $ yet as I feel its not the right time to go in. Wondering how long I can not put in any $ yet or will Stashaway give a time limit on when need to put in $

3) Are we able to put in $ first into Stashaway but ask them not to invest first?

Yup - my account, with Portfolio tweaked and stuff - sat there since 2018, with no $ at all
I didnt fund it earlier because i could not remove the FI portion - i didnt want any FI as i use EPF as my main FI.

If there was a time limit, it should be longer than 2 years heheh.

er.. as i understand it, when we put $ in, it is directed to one of the portfolios created (goal specific or general). thus, ngek, cant sit $ there.
anyhow, no purchase cost leh, unlike UTs, and the total yearly cost starts from 0.8% +ETFs charges (0.2%+/--0.4%+/-), unlike most UTs 1.5%-2.5%
i think it goes straight into the selected portfolio U funding.

dollar cost averaging.

Wah piang, S&P 500 shot up +5%.

Freddy's calm-ur-tits blog posts are on point. Many times ady.

You did not receive emails from SA? I get those emails from them occasionally regarding his blog posts.

you are like asking will US market crash 100% 

no problem bro, we are ready to answer in case u want to know/learn anything  

but u lump sump 20k and keep DCA?

or just one time off lump sump 20k?

why u dump all in ? u should put in weekly or monthly with small amount.
U need to do DCA. else if market dropped, u sure lost.