seems like dca is the preferred strategy here. any lump sum investor here? mind to share ur experience especially during the march meltdown?

really dont know why their processing time has increased so much. Back in 2019 if i deposit on a sunday night, buy order is executed on monday itself. nowadays i deposit sunday buy order is only executed on wed or thurs

mine seems to be always T+3 at the very least. but im not on frequent dca mode, just as and when i hv spare cash amounting to 1-2k per top up, maybe i shud try 500 the next time and see

but we cant really time with SA right? Say bloodbath happens tonight and i deposit during weekend, SA may only buy on wed which then the market may hv recover by then.

You guys cont dca during the march meltdown and thereafter? Got do any lump sum?

looks like majority are dca investors. sharing my exp on one lump sum portfolio that i have at 30% risk

deposited dec2019 and no topup since. lowest point was close to -25% during the meltdown. continued to hold my position nonetheless

Now its recovering and at about +7%. but current returns are heavily supported by gold and kweb at almost +30% for each etf

awesome. When did you started and whats your strategy?

Nice. Yours at 36% risk lvl? Looks like i need to have more discpline in dca-ing too lol.

am also planning to create a new portfolio and start dca either weekly or bi-weekly into it. But still deciding between a more conversative level like 20% or go full 36%

Thanks for the advise.

Also wanna check with you guys here, how do you all classify the investments in KWEB under your geographical portfolio allocation?

Do you classify them under China since its ETF investing in China stocks, or under US since its a US domiciled ETF?

Haha ok understood thank you.

U can jompay directly everytime even without filling in the app. If you do not fill in the app and you have multiple portfolios, SA will split your deposit equally between all your portfolios

Even if you have filled in the app, you can change or amend the allocation amount anytime before the money reaches SA, usually around 11+am on the next working day

Btw the reference code you entered in jompay or giro is unique to your account and will never change

https://www.stashaway.my/r/stashaway-raised...eries-c-funding

probably this latest news could instil some further confidence on this platform

but then again, new or small doesnt mean they are here to fail. You can fail even if you are big just like the case of lehman brothers

wonder are they obliged to share if an investor ask. since they are regulated by SC everything has to be transparent ma haha

this is very bad i feel. Time taken is just too long.

yeah but i recall they were very efficient in 2019, i.e. all my funds that reach them by 11am on a particular day, conversion and buy order takes place the same day itself. At most also T+1 (which is also rare) from the day they got the funds.

but from what i read here their consistency isnt the same across all users. Not sure if deposit amount plays a role too

Yeah till that time comes now we all can only second guess for now lol.

Exactly at least fsm is almost a guaranteed success if you put in your orders before 3pm lol. Really hard to try to time with SA nowadays

Can share your thoughts why you chose to maintain the old portfolio? Hows the performance vs new?

Is there a best interval for dca? Weekly biweekly or monthly? Whats usually the reasonable amount?

Also say if the market drops further in between dca interval, should take advantage to top up or ignore and follow planned dca routine?