Hi all,

i just jump ship to this without really find out the details, deposit 1k(risk at 36%) since 1st Sept. All i know this engine relatively invest on US & Europe ETFs, and the return is around 6% or more. I'm not finance guy, but can anyone explain why is everyone so positive on ETFs which SAMY selected, compare to the finance opportunity (stocks, REITs, ETFs) which available too in Malaysia? Is our local market that least attractive?

Sorry asking dumb question, it took me quite a lot to digest 129 pages here. I just finding more solid reasons to trust on the advantage on this platform.

This post has been edited by blur19755: Sep 11 2019, 10:58 PM

started 3rd Sept with 36% risk index, DCA on 1st Oct, and 1st Nov :-
MYR : MWR 3.97%, TWR 3.84%
USD : MWR 5.55%, TWR 5.37%

so... if there's a downfall of US stocks.... many of here not gonna be happy because of overwhelmed few months of happiness..

started with 36% risk since 3rd Sept with rm1k, DCA till now till 2.5k. Today's return is rm2736.47 already close to 10% within 6 months.
Not sure how good the annualized return gonna be, depends on US market!

This post has been edited by blur19755: Feb 20 2020, 06:05 PM

agree!

This post has been edited by blur19755: Feb 21 2020, 04:49 PM

i don't go against with any risk profile is doing better than another, as long you are comfortable with it. Different risks profile do have their own advantage, and i understand how the risk portfolio works. thx for sharing

10% is not high? Your expectation is 20%? I can't find any investment tool in the market can provide such return within 6 months, of course thx to US bull market in the past 6 months.

Yes, many ppl do not know UT did charge 1.5% annually, and some might have other miscellaneous charges.
However this can be check via KWSP portal, since they do allow us DIY on UT purchases.



This post has been edited by blur19755: Feb 27 2020, 10:20 AM

DIY using finance yahoo app which got introduce via this thread.
Key in purchasing units and price, as well when dividend distributed.
Every morning just swipe this app will roughly know the gain/loss

did you follow closely on all the assets within your 26% portfolio?
s&p 500 is not your only asset within your portfolio, it goes up does not mean other asset are up too.

i tried tracked every single transaction with yahoo finance app, but the amount return is always different from what i see from SA app, anyone encounter the same and know why?

huh? everything track in USD... where's the conversion comes from?

yup i tracked every single transaction in SAMY by replicate them into the yahoo finance app.
yes, the market values are same in both apps

sorry guys, i found out my problem.
i tracked all the "buy order", but i forgot about the re-optimization in May which have "sell order" which consist less units of total i should have.
hhhmm... now it can't be tally as yahoo finance app only tracks "buy transactions"

This post has been edited by blur19755: Aug 8 2020, 12:04 AM

i did quick google and found simple solution

[/B]"Click “+” to Add a new lot. Supply all the info for your sale, but enter the number of shares as a negative number, by keying a minus sign. In the Cost Basis column put price per share at which you sold the stock."[B]

What's the point of all these testing? while result can only tell on long run DCA. Keep making changes on your portfolio do you no good!!!
There are always ups and downs in market, just stick with one, DCA and result will tell!

This post has been edited by blur19755: Aug 11 2020, 01:13 PM

Nope, you only track units and price you bought, that's all.
Rebalancing is a very rare occasion which easy to track too (i had shared earlier post on how to do it).
dividend received will be port back to your "cash profile" which i don't track (in android version).

sorry my bad, re-optimisation..

weird, mine running 36% is good. Mind share when did u start?

No worries, you guys didn't went through the March period, whatever u going through now is just norm



This post has been edited by blur19755: Aug 13 2020, 05:14 PM

How do you know it's huge drop and your VCA do work?

scenario: 10pm, your portfolio red sea, 11pm you bank in to VCA in.... early morning 5am close market with hyper green..... and your money only goes in after 2 business day(or even more), god knows by then how's stock market performing???????

This post has been edited by blur19755: Aug 15 2020, 11:20 PM