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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)
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rko0504
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Jun 4 2025, 03:53 PM
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QUOTE(fruitie @ Jun 4 2025, 11:26 AM) Yes, the transaction day determines the eligibility for cash back; i.e., it must be transacted on a weekend. The posting date determines which quota month to be used. Yes, been using on Etiqa all these years and activate its Drive Less Save More. So I got AmEx cash back, discounts using Maybank cards (I think) and also DLSM cash back. DLSM i only got it during MCO
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MGM
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Jun 4 2025, 03:56 PM
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QUOTE(Devil4life @ Jun 4 2025, 03:44 PM) SOrry side track off topic, how do DLSM works? Mine also using Etiqa so I just snap shot the mileage every month or only towards the expiry of the term? I think if yearly <15k km only get rebate.
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fruitie
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Jun 4 2025, 03:57 PM
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Rise and Shine
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QUOTE(rko0504 @ Jun 4 2025, 03:53 PM) DLSM i only got it during MCO  I work from home 99% since Covid-19 era. So, it is worth for me.  Last year, Etiqa stopped accepting AmEx for a short period, I had to use other card to continue buying Etiqa. After comparisons with other providers, I still find Etiqa suits me the best. Luckily, now they started accepting AmEx again.
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fruitie
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Jun 4 2025, 03:59 PM
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Rise and Shine
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QUOTE(MGM @ Jun 4 2025, 03:56 PM) I think if yearly <15k km only get rebate. OT:  Not yearly la, it is daily.  0-14km per day gets 30% rebate, 15-28km gets 20% and 29-42km gets 10%. This post has been edited by fruitie: Jun 4 2025, 03:59 PM
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jerebubu
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Jun 4 2025, 10:15 PM
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Getting Started

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QUOTE(westlife @ Jun 4 2025, 11:49 AM) ic ok. thanks. that's why if used the amex card within the last few days of the month, will have less chance to possibily use the current month quota especially on 31 may 2025, even used already also considered next month quota likely. i mostly do it at the last weekend to count the balance quota, then just perform payment for astro, unifi, reload. no problem encountered so far for 6 years, but seldom last weekend is also last day. anyhow, 31-may-25 i perform the same payment at very last minute 11pm+ , still getting my full cashback quota.
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Fantasia
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Jun 4 2025, 11:47 PM
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Guys, may I know if I only activate the amex card, do I still need to pay the service tax for mastercard?
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cybpsych
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Jun 5 2025, 07:14 AM
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QUOTE(Fantasia @ Jun 4 2025, 11:47 PM) Guys, may I know if I only activate the amex card, do I still need to pay the service tax for mastercard? read https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf
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raul88
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Jun 5 2025, 11:50 AM
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QUOTE(Fantasia @ Jun 4 2025, 11:47 PM) Guys, may I know if I only activate the amex card, do I still need to pay the service tax for mastercard? yes you do some of us lucky, iirc when sst was first reintroduced, we called CS and ask to cancel the visa/mc but keep amex now I only have the amex card but not the second card
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kmed
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Jun 5 2025, 01:07 PM
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Getting Started

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Usually how long is the cooling period before i can reapply if rejected previously?
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cybpsych
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Jun 5 2025, 01:59 PM
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QUOTE(kmed @ Jun 5 2025, 01:07 PM) Usually how long is the cooling period before i can reapply if rejected previously? generally, 2nd attempt can retry immediately but through email (if initially failed from M2U/app/web) dont repeatedly reapply after 1-2 times of rejection. normally cooling off period is 6 months, but better 12 months or more.
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joice11
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Jun 5 2025, 02:31 PM
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QUOTE(fruitie @ Jun 4 2025, 03:57 PM) I work from home 99% since Covid-19 era. So, it is worth for me.  Last year, Etiqa stopped accepting AmEx for a short period, I had to use other card to continue buying Etiqa. After comparisons with other providers, I still find Etiqa suits me the best. Luckily, now they started accepting AmEx again.  I prefer use RHB motor saver 40%, more easy only 1 time need to submit the meter
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leanman
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Jun 5 2025, 02:43 PM
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QUOTE(joice11 @ Jun 5 2025, 02:31 PM) I prefer use RHB motor saver 40%, more easy only 1 time need to submit the meter I think its the same. if you travel less than the rebate threshold, you can also submit once a year, towards the end of the year's insurance validity. you will get the rebate based on the calculation
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westlife
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Jun 5 2025, 04:32 PM
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Anyway to still earn rebates for TNB bill payment?
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fruitie
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Jun 5 2025, 04:46 PM
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Rise and Shine
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QUOTE(joice11 @ Jun 5 2025, 02:31 PM) I prefer use RHB motor saver 40%, more easy only 1 time need to submit the meter Thanks for the suggestion. Apparently, it could be cheaper than Etiqa. I need to do a comparison vs paying with AmEx and getting cash back + DLSM rebate etc. If only this RHB Motor Saver also accepts AmEx.  There is another option here for everyone, in case you have been using Etiqa DLSM. To be honest, I use Etiqa all this while because of the AmEx cb and DLSM.
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kmed
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Jun 5 2025, 04:47 PM
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Getting Started

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QUOTE(cybpsych @ Jun 5 2025, 01:59 PM) generally, 2nd attempt can retry immediately but through email (if initially failed from M2U/app/web) dont repeatedly reapply after 1-2 times of rejection. normally cooling off period is 6 months, but better 12 months or more. means better chance if applied through email?
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fruitie
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Jun 5 2025, 04:50 PM
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Rise and Shine
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QUOTE(kmed @ Jun 5 2025, 04:47 PM) means better chance if applied through email? Yes, or walk-in to card centre as it could be assessed by a human. Online applications are by system. I also got rejected by them before but approved after sending documents via email.  I never got rejected if I apply via card centre.
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kmed
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Jun 6 2025, 10:26 AM
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Getting Started

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QUOTE(fruitie @ Jun 5 2025, 04:50 PM) Yes, or walk-in to card centre as it could be assessed by a human. Online applications are by system. I also got rejected by them before but approved after sending documents via email.  I never got rejected if I apply via card centre. Do you have the email address where i can submit my application?
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fruitie
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Jun 6 2025, 11:10 AM
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Rise and Shine
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QUOTE(kmed @ Jun 6 2025, 10:26 AM) Do you have the email address where i can submit my application? mbbcardservices@maybank.com.my
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randvar
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Jun 6 2025, 01:57 PM
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New Member
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anyone encountered this? pay using credit card option saved(amex) for lotuss product, shows payment unsuccessful. I delete the saved card and then manually keep in and still show unsuccessful, tried few times until card option blocked now. Few days ago paid unifi bill successful. No notification of unsuccessful payment and no payment log at mae. Just started using amex card..
edit: pay shopee also same payment failed. call maybank CS and he just say no block just retry..
edit2: solved after 2nd CS contact live chat at maybank website, seems like MSOS Code issue
This post has been edited by randvar: Jun 6 2025, 04:16 PM
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gastacopz
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Jun 7 2025, 07:11 AM
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QUOTE(fruitie @ Jun 2 2025, 12:30 PM) Check your transactions again and post it here. I doubt they know what you paid it for since it’s all under Lazada. Yes. both app and web renewal eligible?
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