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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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rko0504
post Jun 4 2025, 03:53 PM

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QUOTE(fruitie @ Jun 4 2025, 11:26 AM)
Yes, the transaction day determines the eligibility for cash back; i.e., it must be transacted on a weekend.
The posting date determines which quota month to be used. 
Yes, been using on Etiqa all these years and activate its Drive Less Save More. So I got AmEx cash back, discounts using Maybank cards (I think) and also DLSM cash back.
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DLSM i only got it during MCO whistling.gif
MGM
post Jun 4 2025, 03:56 PM

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QUOTE(Devil4life @ Jun 4 2025, 03:44 PM)
SOrry side track off topic, how do DLSM works? Mine also using Etiqa so I just snap shot the mileage every month or only towards the expiry of the term?
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I think if yearly <15k km only get rebate.
fruitie
post Jun 4 2025, 03:57 PM

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QUOTE(rko0504 @ Jun 4 2025, 03:53 PM)
DLSM i only got it during MCO  whistling.gif
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I work from home 99% since Covid-19 era. So, it is worth for me. laugh.gif
Last year, Etiqa stopped accepting AmEx for a short period, I had to use other card to continue buying Etiqa. After comparisons with other providers, I still find Etiqa suits me the best. Luckily, now they started accepting AmEx again. sweat.gif
fruitie
post Jun 4 2025, 03:59 PM

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QUOTE(MGM @ Jun 4 2025, 03:56 PM)
I think if yearly <15k km only get rebate.
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OT: laugh.gif Not yearly la, it is daily. sweat.gif 0-14km per day gets 30% rebate, 15-28km gets 20% and 29-42km gets 10%.

This post has been edited by fruitie: Jun 4 2025, 03:59 PM
jerebubu
post Jun 4 2025, 10:15 PM

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QUOTE(westlife @ Jun 4 2025, 11:49 AM)
ic ok. thanks.

that's why if used the amex card within the last few days of the month, will have less chance to possibily use the current month quota especially on 31 may 2025, even used already also considered next month quota likely.
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i mostly do it at the last weekend to count the balance quota, then just perform payment for astro, unifi, reload.
no problem encountered so far for 6 years, but seldom last weekend is also last day. anyhow, 31-may-25 i perform the same payment at very last minute 11pm+ , still getting my full cashback quota.


Fantasia
post Jun 4 2025, 11:47 PM

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Guys, may I know if I only activate the amex card, do I still need to pay the service tax for mastercard?
cybpsych
post Jun 5 2025, 07:14 AM

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QUOTE(Fantasia @ Jun 4 2025, 11:47 PM)
Guys, may I know if I only activate the amex card, do I still need to pay the service tax for mastercard?
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read

https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf
raul88
post Jun 5 2025, 11:50 AM

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QUOTE(Fantasia @ Jun 4 2025, 11:47 PM)
Guys, may I know if I only activate the amex card, do I still need to pay the service tax for mastercard?
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yes you do

some of us lucky, iirc when sst was first reintroduced, we called CS and ask to cancel the visa/mc but keep amex

now I only have the amex card but not the second card


kmed
post Jun 5 2025, 01:07 PM

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Usually how long is the cooling period before i can reapply if rejected previously?
cybpsych
post Jun 5 2025, 01:59 PM

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QUOTE(kmed @ Jun 5 2025, 01:07 PM)
Usually how long is the cooling period before i can reapply if rejected previously?
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generally, 2nd attempt can retry immediately but through email (if initially failed from M2U/app/web)

dont repeatedly reapply after 1-2 times of rejection.

normally cooling off period is 6 months, but better 12 months or more.
joice11
post Jun 5 2025, 02:31 PM

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QUOTE(fruitie @ Jun 4 2025, 03:57 PM)
I work from home 99% since Covid-19 era. So, it is worth for me. laugh.gif
Last year, Etiqa stopped accepting AmEx for a short period, I had to use other card to continue buying Etiqa. After comparisons with other providers, I still find Etiqa suits me the best. Luckily, now they started accepting AmEx again. sweat.gif
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I prefer use RHB motor saver 40%, more easy only 1 time need to submit the meter
leanman
post Jun 5 2025, 02:43 PM

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QUOTE(joice11 @ Jun 5 2025, 02:31 PM)
I prefer use RHB motor saver 40%, more easy only 1 time need to submit the meter
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I think its the same. if you travel less than the rebate threshold, you can also submit once a year, towards the end of the year's insurance validity. you will get the rebate based on the calculation
westlife
post Jun 5 2025, 04:32 PM

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Anyway to still earn rebates for TNB bill payment?
fruitie
post Jun 5 2025, 04:46 PM

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QUOTE(joice11 @ Jun 5 2025, 02:31 PM)
I prefer use RHB motor saver 40%, more easy only 1 time need to submit the meter
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Thanks for the suggestion. Apparently, it could be cheaper than Etiqa. I need to do a comparison vs paying with AmEx and getting cash back + DLSM rebate etc.
If only this RHB Motor Saver also accepts AmEx. laugh.gif

There is another option here for everyone, in case you have been using Etiqa DLSM. To be honest, I use Etiqa all this while because of the AmEx cb and DLSM.
kmed
post Jun 5 2025, 04:47 PM

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QUOTE(cybpsych @ Jun 5 2025, 01:59 PM)
generally, 2nd attempt can retry immediately but through email (if initially failed from M2U/app/web)

dont repeatedly reapply after 1-2 times of rejection.

normally cooling off period is 6 months, but better 12 months or more.
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means better chance if applied through email?
fruitie
post Jun 5 2025, 04:50 PM

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QUOTE(kmed @ Jun 5 2025, 04:47 PM)
means better chance if applied through email?
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Yes, or walk-in to card centre as it could be assessed by a human. Online applications are by system. I also got rejected by them before but approved after sending documents via email. laugh.gif I never got rejected if I apply via card centre.
kmed
post Jun 6 2025, 10:26 AM

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QUOTE(fruitie @ Jun 5 2025, 04:50 PM)
Yes, or walk-in to card centre as it could be assessed by a human. Online applications are by system. I also got rejected by them before but approved after sending documents via email. laugh.gif I never got rejected if I apply via card centre.
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Do you have the email address where i can submit my application?
fruitie
post Jun 6 2025, 11:10 AM

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QUOTE(kmed @ Jun 6 2025, 10:26 AM)
Do you have the email address where i can submit my application?
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mbbcardservices@maybank.com.my
randvar
post Jun 6 2025, 01:57 PM

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anyone encountered this? pay using credit card option saved(amex) for lotuss product, shows payment unsuccessful. I delete the saved card and then manually keep in and still show unsuccessful, tried few times until card option blocked now. Few days ago paid unifi bill successful. No notification of unsuccessful payment and no payment log at mae. Just started using amex card..

edit: pay shopee also same payment failed. call maybank CS and he just say no block just retry..

edit2: solved after 2nd CS contact live chat at maybank website, seems like MSOS Code issue

This post has been edited by randvar: Jun 6 2025, 04:16 PM
gastacopz
post Jun 7 2025, 07:11 AM

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QUOTE(fruitie @ Jun 2 2025, 12:30 PM)
Check your transactions again and post it here. I doubt they know what you paid it for since it’s all under Lazada.
Yes.
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both app and web renewal eligible?

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