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Credit Cards Maybankard 2 Gold & Platinum Cards V20, 5% M2 Amex on weekend spending (NOT ALL)

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SUSMasterConfucion
post Jan 22 2024, 05:24 PM

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QUOTE(cute_boboi @ Jan 22 2024, 01:44 PM)
Only if you plan your spending 1k/month = 12 months x RM50 cashback = 600 yearly

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QUOTE(fruitie @ Jan 22 2024, 03:51 PM)
Yeah not allowed anymore. I cancelled like years ago.
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I currently have pb visa signature and Maybank 2 card which use for petrol. I feel the benefit not as good anymore. Any card that better I can change to?
LostAndFound
post Jan 22 2024, 05:38 PM

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QUOTE(MasterConfucion @ Jan 22 2024, 05:24 PM)
I currently have pb visa signature and Maybank 2 card which use for petrol. I feel the benefit not as good anymore. Any card that better I can change to?
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Impossible to answer as it depends on your spending pattern. PBB Visa Signature been nerfed quite badly, but Maybank2Kard is still pretty good. 5% cashback on any spend (as long as on weekend) is pretty top tier compared to other cashback cards (any higher % cards are normally category-limited or require some minimum total spend which reduces effective cashback).
SUSMasterConfucion
post Jan 22 2024, 05:41 PM

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QUOTE(LostAndFound @ Jan 22 2024, 05:38 PM)
Impossible to answer as it depends on your spending pattern. PBB Visa Signature been nerfed quite badly, but Maybank2Kard is still pretty good. 5% cashback on any spend (as long as on weekend) is pretty top tier compared to other cashback cards (any higher % cards are normally category-limited or require some minimum total spend which reduces effective cashback).
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How about split into category can make it easier to advice? My monthly regular spend basically is:

Petrol about rm500 petron.
Tesco.
Dining like MacDonald etc


MGM
post Jan 22 2024, 05:58 PM

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QUOTE(MasterConfucion @ Jan 22 2024, 05:41 PM)
How about split into category can make it easier to advice? My monthly regular spend basically is:

Petrol about rm500 petron.
Tesco.
Dining like MacDonald etc
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HL wise n Uob1.
SUSMasterConfucion
post Jan 22 2024, 07:05 PM

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QUOTE(MGM @ Jan 22 2024, 05:58 PM)
HL wise n Uob1.
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U mean any 1 one of them or get both?
MGM
post Jan 22 2024, 07:17 PM

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QUOTE(MasterConfucion @ Jan 22 2024, 07:05 PM)
U mean any 1 one of them or get both?
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Depends on your spending lah, u have to work it out yourself cos these 2 cards give cb for the 3 categories of your spending with low minimum send of rm500.
sonotme
post Jan 23 2024, 09:08 PM

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QUOTE(MasterConfucion @ Jan 22 2024, 05:24 PM)
I currently have pb visa signature and Maybank 2 card which use for petrol. I feel the benefit not as good anymore. Any card that better I can change to?
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I have the same cards and i applied uob one classic for setel/dining/groceries/grab. Just have to rajin track to make sure u hit the min spending per month..
joetiew
post Jan 28 2024, 04:14 PM

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Hey All, Lotus's near my house has not accepted Amex since last week (and this week too).
Anyone facing the same problem?
Is Amex not accepted by them permanently?

This post has been edited by joetiew: Jan 28 2024, 04:16 PM
engyr
post Jan 28 2024, 04:25 PM

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QUOTE(joetiew @ Jan 28 2024, 04:14 PM)
Hey All, Lotus's near my house has not accepted Amex since last week (and this week too).
Anyone facing the same problem?
Is Amex not accepted by them permanently?
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I manage to use Amex at Lotus Kulim.
jay_y
post Jan 28 2024, 04:54 PM

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QUOTE(joetiew @ Jan 28 2024, 04:14 PM)
Hey All, Lotus's near my house has not accepted Amex since last week (and this week too).
Anyone facing the same problem?
Is Amex not accepted by them permanently?
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Which Branch Lotus?
Lonelybird
post Jan 28 2024, 08:06 PM

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QUOTE(engyr @ Jan 28 2024, 04:25 PM)
I manage to use Amex at Lotus Kulim.
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Lotus JB terbrau also can use amex.
Matchy
post Jan 29 2024, 02:57 PM

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maybank normally have "grace period" after due date? (before interest start charging)
victorian
post Jan 29 2024, 03:40 PM

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QUOTE(Matchy @ Jan 29 2024, 02:57 PM)
maybank normally have "grace period" after due date? (before interest start charging)
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why you want to play with fire?

20 days grace period not enough?
cybpsych
post Jan 29 2024, 03:41 PM

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QUOTE(Matchy @ Jan 29 2024, 02:57 PM)
maybank normally have "grace period" after due date? (before interest start charging)
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last i tried, +2 more days

p/s: do at your own risk ya
Matchy
post Jan 29 2024, 04:11 PM

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QUOTE(victorian @ Jan 29 2024, 03:40 PM)
why you want to play with fire?

20 days grace period not enough?
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QUOTE(cybpsych @ Jan 29 2024, 03:41 PM)
last i tried, +2 more days

p/s: do at your own risk ya
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waiting for balance transfer to complete... worry they can't transfer it on time. sweat.gif
!@#$%^
post Jan 29 2024, 04:36 PM

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QUOTE(Matchy @ Jan 29 2024, 04:11 PM)
waiting for balance transfer to complete... worry they can't transfer it on time. sweat.gif
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penny wise pound foolish
1234_4321
post Feb 1 2024, 11:35 AM

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QUOTE(cybpsych @ Jan 5 2024, 07:02 AM)
maybank updated their m2c cashback t&c yesterday.... seems to have some major changes of benefits (mostly better!) biggrin.gif

TBC until mbb issue an official announcement*:

1) Removed Payment via JomPAY and FPX from exclusions
2) Removed govt spend & utilities exclusion table
3) Removed ewallet exclusion clause

4) Added transaction date difference due to timezone into exclusions
5) Explanation of min RM1.00 cb earning

*Assuming min 21 days notification, likely these changes will take effect from Feb 2024.

p/s: Not sure if this copy will be final or WIP prior to announcement/effective date.
user posted image
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The TNC
- Removed govt spend & utilities exclusion table
- Removed ewallet exclusion clause

But the exclusion still available on the website, abit contradicting
https://www.maybank2u.com.my/maybank2u/mala...tinum_card.page?

user posted image

user posted image
cybpsych
post Feb 1 2024, 11:44 AM

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QUOTE(1234_4321 @ Feb 1 2024, 11:35 AM)
The TNC
- Removed govt spend & utilities exclusion table
-  Removed ewallet exclusion clause

But the exclusion still available on the website, abit contradicting
https://www.maybank2u.com.my/maybank2u/mala...tinum_card.page?

user posted image

user posted image
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yes, i'm aware of that

considering still no announcement of changes, maintain old t&cs as in effect.
xiaomoon
post Feb 1 2024, 11:47 AM

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QUOTE(1234_4321 @ Feb 1 2024, 11:35 AM)
The TNC
- Removed govt spend & utilities exclusion table
-  Removed ewallet exclusion clause

But the exclusion still available on the website, abit contradicting
https://www.maybank2u.com.my/maybank2u/mala...tinum_card.page?

user posted image

user posted image
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https://www.maybank2u.com.my/iwov-resources...enefits_faq.pdf

d) Effective 8 July 2019, any reloads performed on e-Wallets using Maybank Cards will no longer be eligible for Cash Back.

infiniti123
post Feb 4 2024, 08:39 AM

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hello all, just checking if anyone facing this issue as me. may i check why maybank always rejects my application for credit limit increase?
i have 2 HSBC at 80k credit limit each (for personal and for wife) and 1 maybank at 20k limit.

as this is a business expense card, it usually hits 24k per months and its never missed a payment before. im trying to request a increase to 25k but always comes back decline.

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