they not allowed u to do tat

i asked b4...

If i buy the product from the sell man he ask me :"have you credit card?" In this situation, does he accepts the Maybank Visa Debit card?
Because i 'm student dont have the credit card so i apply the MVDC

Because it is Visa too. Visa has that feature for you to overdraw it.

As long as he accept VISA, it will be fine

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Added on March 24, 2008, 12:49 amNope, you are wrong. They don't run like Public Bank Visa Electron. Maybank Visa debit card will direct deduct from your account. Of course, you can set limit of payment daily yourself at ATM. Default is RM500

This post has been edited by Joshua_0718: Mar 24 2008, 12:49 AM

PayPal does accept debit card. Such as Public Bank Visa Electron. Been using PayPal 5-6 times already.


Because i've been using Public Bank Visa Electron for more than a year now. I guarantee to you what i posted is 100% true.


Yes, but you should have AT LEAST RM175 in your PB Visa Electron account to do the transaction. The bank will hold RM150 for every petrol transaction regardless of the amount paid. Once they have processed everything they will credit the balance back to your account. You must also always have RM25 reserve in your Public Bank Visa Electron account. So if you account has RM50, you can only use RM25 top !


RM8/annum. This fee cannot be waived.

I found this feature quite irritating actually although it is because of security purposes. I got shock when I check my online statement stated that I used more than RM150 to pump petrol Luckily after calling up CS to verify the matter, then only I understood after she explain to me. Phew.

Another disadvantage of PB debit card, the online statement is kind of slow, it is not real time update. It have to wait 3 working days to process into the statement. We don't really can't see the statement and easily get confuse on the balance

I think debit cards and credit cards works the same way when you pump petrol, RM150 will be deducted from your card until everything is processed only credit back the amount to your card. Just that with credit cards, you do not know about this cause usually credit limit is > RM150...

What is the purpose of doing this so? Security purpose? If yes, I don't see credit card has any security unless noticed by the bank ppl and notify the actual owner immediately

Because that is for security reason incase your card is lost, the lost is minimal.
And not only that petrol limit, you can only use your card at petrol station like max 2 times/day to avoid fraud.

The part about "card lost and security" problem, that is your own responsibility, you are held responsible for the safeguard of your card (if im not mistaken, the T&C does stated that).
Obviously you should inform the bank if your card is lost unless the card itself have ability to inform the bank, which requires more security in place for that to work.
Such as maybe cardholder DNA embedded into card and anyone other than owner touch the card will alert to bank, or PIN required for every transaction needed (but hey thats ATM card for that purpose)

Full understood. But I see many cases, that people lost their credit card, and at least minimum of RM2k will be lost due to people will be using the card for shopping

i already sent the mol freedom form about two weeks ago.
when they should contact me?
or need to wait several days more?

Which bank debit card in malaysia, which can convert overseas cheques and can be used with paypal? Any recommendation? Thanks

This post has been edited by [LinkZ]: Mar 24 2008, 10:09 PM

Anyone used the new new Maybank Visa Debit with Paypal service? If it's ok i want to go change...

I got affin back debit card b4.. but haven used it even once coz too buzy...

Maybank debit card horrible >.>....doesn't implement the overseas transactions yet, same goes to paypal

wah really? Hmmmmm need confirmation on this...

pay over d counter... then you wont be charge rm150...

some place will charge around 3% if pay by c.card rite?

bt how about d.card?

soo need2 charge

that's why their card so ugly XD the visa logo is not the shinny hologram.. dont know whether the back part has it or not.. if it doesnt that means wont be able to use at all

yea... they will charge also...

lol,

let say i buy a laptop around rm2.5k

i better go atm withdraw money lol

It have the shinny bird hologram, at the back of the card

This post has been edited by Joshua_0718: Mar 25 2008, 06:56 PM

Some Gold Card doesn't put the holographic emblem at the front of the card. For instance, CIMB DA and MBB Petronas Visa.