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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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coolguy99
post Oct 15 2025, 06:53 AM

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QUOTE(fruitie @ Oct 14 2025, 03:18 PM)
Just noticed there is an AF charged to my VI and called CS to ask for waiver, being granted with no condition. It will be reflected in two working days. So another year usage for the VI. laugh.gif
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Did you tell them anything specifically? I told them I am not using the card anymore and they just proceed to cancel haha.
fruitie
post Oct 15 2025, 10:32 AM

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QUOTE(coolguy99 @ Oct 15 2025, 06:53 AM)
Did you tell them anything specifically? I told them I am not using the card anymore and they just proceed to cancel haha.
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Nope. I just told him that I noticed there was an AF being charged, and asked if there's any chance I can get a waiver. He put me on hold and came back to tell me that it is possible and will be waived in two working days.
rko0504
post Oct 16 2025, 09:22 AM

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QUOTE(MGM @ Aug 7 2025, 10:08 AM)
In july i can see option to pay Paylater with cc, but b4 7Aug due date the option was gone n can only pay with grabpay even though balance was zero. Sian.
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QUOTE(xiaoxiaoshen @ Aug 7 2025, 12:02 PM)
my Grab paylater just auto deduct from wallet (0 balance) thus it goto auto topup and pay.
MCC6450 is just ewallet, in this case it save the 1% reload fee.
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Anyone know if have balance in grabpay but not sufficient for grab paylater auto deduct, it will auto topup the balance amount or topup the total paylater amount? And it have cashback for uob one card right?

This post has been edited by rko0504: Oct 16 2025, 09:23 AM
guy3288
post Oct 16 2025, 07:03 PM

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want to ask any body has experience swipe
credit cards over limit??

usually transaction failed
but this UOB card i dont know why..

is it always allowed like this?


i was already over limit RM5k past few weeks,
and last statement no fee charged

today i forgotten accidentally swiped online insurance
it went up 10k over limit this time! doh.gif

can UOB come charge me fee later on?

i look at UOB product disclosure sheet PDS
no mention over limit fee charges,
so should be FOC lah... hmm.gif

This post has been edited by guy3288: Oct 18 2025, 08:50 AM
winmxbb
post Oct 16 2025, 09:03 PM

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QUOTE(guy3288 @ Oct 16 2025, 07:03 PM)
want to ask any body has experience  swipe
credit cards  over limit??

usually transaction failed
but this UOB card i dont know why..

is it always allowed like this?
i was already over limit RM5k past few weeks,
and last statement no fee charged

today i forgotten accidentally swiped online insurance
it went up 10k over limit this time!  doh.gif

can UOB come charge  me fee later on?

i look at UOB product disclosure sheet PDS
no mention over limit fee charges,
so should be FOC lah... hmm.gif
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The available can negative?
cybpsych
post Oct 17 2025, 09:19 AM

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QUOTE(guy3288 @ Oct 16 2025, 07:03 PM)
want to ask any body has experience  swipe
credit cards  over limit??

usually transaction failed
but this UOB card i dont know why..

is it always allowed like this?
i was already over limit RM5k past few weeks,
and last statement no fee charged

today i forgotten accidentally swiped online insurance
it went up 10k over limit this time!  doh.gif

can UOB come charge  me fee later on?

i look at UOB product disclosure sheet PDS
no mention over limit fee charges,
so should be FOC lah... hmm.gif
*
no fee, as per pds

user posted image
TongCN
post Oct 17 2025, 09:50 AM

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QUOTE(cybpsych @ Oct 17 2025, 09:19 AM)
no fee, as per pds

user posted image
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mega_shok.gif
guy3288
post Oct 17 2025, 10:22 AM

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for me just nice...always short of $.. smile.gif

This post has been edited by guy3288: Oct 18 2025, 08:50 AM
winmxbb
post Oct 17 2025, 10:41 AM

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QUOTE(guy3288 @ Oct 17 2025, 10:22 AM)
for me just nice...always short of $.. smile.gif
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Then scammer can over hoot ur card
guy3288
post Oct 18 2025, 08:52 AM

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QUOTE(winmxbb @ Oct 17 2025, 10:41 AM)
Then scammer can over hoot ur card
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i quickly use up before scammer come.... laugh.gif
siapa cepat dia dapat. rclxm9.gif


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winmxbb
post Oct 18 2025, 10:01 AM

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QUOTE(guy3288 @ Oct 18 2025, 08:52 AM)
i quickly use up before scammer come.... laugh.gif
siapa cepat dia dapat. rclxm9.gif
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as long as can over, still scammer can make trx, unless every time u lock & unlock card.
So troblesome
lalahehe90
post Oct 19 2025, 07:52 AM

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QUOTE(rko0504 @ Oct 16 2025, 09:22 AM)
Anyone know if have balance in grabpay but not sufficient for grab paylater auto deduct, it will auto topup the balance amount or topup the total paylater amount? And it have cashback for uob one card right?
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It will autodeduct from credit card without the 1% charge. Yes eligible for cashback. But your autodeduct option must be credit card instead of grab wallet

This post has been edited by lalahehe90: Oct 19 2025, 07:53 AM
hwang ti puh
post Oct 19 2025, 04:58 PM

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UOB World card got lounge access to Penang International Airport?
70U63
post Oct 19 2025, 05:47 PM

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No, only PPL at KLIA1

QUOTE(hwang ti puh @ Oct 19 2025, 04:58 PM)
UOB World card got lounge access to Penang International Airport?
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darksin_90
post Oct 22 2025, 10:43 AM

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Anybody know if buying China High speed rail ticket from 12306 get 10x uni points with UOB VI?
ericlaiys
post Oct 22 2025, 11:37 AM

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QUOTE(darksin_90 @ Oct 22 2025, 10:43 AM)
Anybody know if buying China High speed rail ticket from 12306 get 10x uni points with UOB VI?
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from trip.com? i thought it charge in RM. If you charge by RMB, not worth to get 10x point as high conversion foreign fees
fruitie
post Oct 22 2025, 11:40 AM

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QUOTE(darksin_90 @ Oct 22 2025, 10:43 AM)
Anybody know if buying China High speed rail ticket from 12306 get 10x uni points with UOB VI?
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I paid with Alipay I think though I used the app to buy. I don't usually check my points but I don't see any issue so long charged in foreign currency.

QUOTE(ericlaiys @ Oct 22 2025, 11:37 AM)
from trip.com? i thought it charge in RM. If you charge by RMB, not worth to get 10x point as high conversion foreign fees
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From 12306, the official rail app.
harmonics3
post Oct 23 2025, 03:55 PM

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Anyone know whether TNB spending for UOB ONE cc is eligible for:
1) 0.2% cashback
2) inclusion of minimum spend (for meeting 10% cashback)
3) inclusion of minimum annual spending (for waiver of annual fees from Jan 2026)

Thanks!
cybpsych
post Oct 23 2025, 04:16 PM

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QUOTE(harmonics3 @ Oct 23 2025, 03:55 PM)
Anyone know whether TNB spending for UOB ONE cc is eligible for:
1) 0.2% cashback
2) inclusion of minimum spend (for meeting 10% cashback)
3) inclusion of minimum annual spending (for waiver of annual fees from Jan 2026)

Thanks!
*
what does the T&C document states on the monthly min spend and cashback eligiblity?

harmonics3
post Oct 23 2025, 05:04 PM

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QUOTE(harmonics3 @ Oct 23 2025, 03:55 PM)
Anyone know whether TNB spending for UOB ONE cc is eligible for:
1) 0.2% cashback
2) inclusion of minimum spend (for meeting 10% cashback)
3) inclusion of minimum annual spending (for waiver of annual fees from Jan 2026)

Thanks!
*
QUOTE(cybpsych @ Oct 23 2025, 04:16 PM)
what does the T&C document states on the monthly min spend and cashback eligiblity?
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Based on latest T&C effective 31 October 2025
1) no
2) no
3) yes

How about now until 30 October 2025 (based on T&C effective 1 April 2023)?

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