u mean public bank VI?

Just want a confirmation that UOB Premier Miles Card

1. no longer has free airport lounge access in KLIA or KLIA2?
2. no more 12X UNIRM for overseas spend?

Thanks.

12x is certain countries, other not listed countries is 10x

how long it takes usually for UOB card approval?

That is for Agoda spend where you get 2.4 air miles for every RM1 spent on Agoda in SGD, THB, VND and IDR currencies.

The 12x / 10x is spending on the countries, not sure if it has to be in that currency.

if pledge with FD, cannot withdraw FD forever if still holding the card right?

Hi guys.. i am just wondering.. anyone here actually have taken the UOB Zenith as a complement to your Prvi Miles Elite or VI in order to take advantage of the 7400 UNI to 1000 Miles conversion ? Is the Rm1000 AF worth it ? It does boost up the miles per ringgit by 60% ...

The problems with Zenith Card, if you are planning to use the card for daily spending and accumulate points, this card is pretty bad at that.

Rm 1 locally = 1x UNRIM
RM 1 spent overseas = 2x UNRIM

The current conversion rate is 7400 UNRIM to 1K Miles

The miles per ringgit as follows:

Local spend - 1 airline mile = RM 7.40 [0.13 MPR]
foreign spend - 1 airline mile = RM 3.70 [0.27 MPR]

In contrast with PME

RM 1 locally = 1x UNRIM
RM 1 overseas (except for Sg, th, vn and Idn, which is x12) = 10x UNRIM

The current conversion rate is 12000 UNRIM to 1K miles

The miles per ringgit as follows:

Local spend - 1 airline mile = RM 12 [0.08 MPR]
foreign spend - 1 airline mile = RM 1.2 [0.83 MPR]

From a MPR standpoint, the Zenith is a complete train wreck.

The good thing is you can pool UNIRM points across UOB credit cards but the problem is you end up splitting your minimum spend (starting next year, annual fee is only waivable provided you meet minimum spend criteria). You can use cards that have good point collection like PME for overseas spend, and redeem the air miles using Zenith. Please note AF for Zenith is not waivable and will be charged immediately upon you obtaining the credit card.

I was told the Zenith and VI combo is much better (instead I have Zenith, PME and World, didnt get VI also because PPL mainly Asia focused), but I am dying already with the minimum spend requirement for Zenith. In which case, if you spend min RM 240K, you can redeem 250K unirm to offset the AF.

So if you chose this path and don't mind paying AF, there are some benefits can soften the blow (look for mastercard priceless experience: https://specials.priceless.com/en-my/cardho...Id=202405290004 ):

1. I recommend the complimentary lunch set for 2 (hotels vary but I highly suggest don't go for 4 seasons Nobu, food is overrated) - these set lunch is about RM 200 per pax, so you get back around RM 400 bah.

2. hotels offer stay 4 nights and get 1 night free deals, quite worth, hotel choices many but read fine print ya.

3. get discount on airlines, example Batik, Eva, Qatar, MAS, firefly

4. had Grab Unlimited for free, 2 months? (now can't find)

So yeah, use those benefits/discount enjoyed to offset the annual fee, if you can't meet the min retail spend.

Guys, can anyone reload Boost without giving any error esp World card?

How much is the 12x300 points worth?

Knowing tht priv miles elite having 5 points bonus on airlines, may I know is this only for direct booking from airline webpage or 3rd party website like trip.com is eligible too? I found sometime these websites given better offer

if u pay using foreign currency, how can u pay same amount as rm after convert? UOB will charge extra foreign fees 2%+.
Then you're paying more compare to RM. Foreign bank fees are always higher than local bank

If you book overseas hotel such as Thailand, I think it doesn’t matter you pay in MYR or THB, the difference are just the person who benefit from the conversion is klook (pay in MYR) or CC (pay in THB), because those third parties website already factored in the currency conversion charges at their side. But if pay in THB you get extra point, why not?

But if you book Malaysia hotels or airline but purposely change currency to foreign currency, then you need to calculate whether the extra is worth the points or not. In my opinion, the 7x point difference doesn’t worth it.

Previously I have test to book hotel via sgd, I do found it charge few % more compare with myr pricing. Regards Agoda uob link, I also found it is more expensive then I using normal Agoda app with provided discount voucher for same hotel

UOB World card got lounge access to Penang International Airport?