Yes, I would consider this when there are similar offer. This is definitely a plus factor when comparing job offers. Cumulative interest gained for the additional 5% in the EPF will make a difference in the long run.

Important if you gonna stay long there. But if the other offers is too big, then I suggest take that offer.

Very important for me as I plan to be financially free by the time I retire. Usually I'll limit the total contribution to 25%. I'll adjust my own % contribution to meet the target. It totally depends on your target.

UCSI it is

LOL everyone very interested to know where you work ma XD

I'll vaguely guess la but I won't mention any names of institutions. I have a feeling you teach students enrolling under affiliation with overseas institution aka external programmes? I maybe wrong so don't shoot me ya

Many friends studied AS in the UK. They have completed their papers and working as actuary in insurance companies or big 4 overseas. Don't think they plan to come back to Malaysia anytime soon.
Some return to Malaysia now working as investment bankers.

This post has been edited by sidefulnes: Feb 17 2019, 03:00 PM

yeah, i guess my case is clear. haha... thanks!

i think it would be an important factor too, why do you say the difference is not much, i think it's pretty much differ by a couple of hundred each month for me (sole from the difference alone), so i think it is important to compound with the 8th wonder of the world. you will see a hugggeeee difference when you retire...


yes, definitely, agree with you mate.

yup, for me the case is pretty clear, moving into 16% with a higher bump in my basic salary. so a win-win for me.
but losing is the hours...

Yes, noted with thanks! very important to me too. try to get as much as we can when we're young and let the 8th wonder of the world to do its job.

Job Title : Software Developer/Engineer
Job Description : Developing website (full stack), mobile app, backend system etc
Age : 26
Years spent in company : 3
Company : private IT Company
Industry : IT
Tenure : Permanent
Employment Level : ?
Experience before joining (years) : 0
Highest paper qualification/ education background : Degree
Location : KL
Average Working Hours Per Week (incl lunch hours): 45

Monetary Payout
Basic Salary + Fixed Allowance : RM 5k
Contractual Bonus (months): 1mths
Performance, Variable Bonus & Commissions (months) : -

Is my salary consider low in this field? The increment is consider ok-ish but i looking more a more adventurous path.
Considering switching to SG with 4-5k+ pay.. am i too greedy? Anyone has experience in this field's salary in SG?

u can definitely get higher than that. 2017 my freshly graduated friends went there with first class honor degree and got 4k SGD already. Forgot what the company name though, some Singtel sub-company.

So yeah, you can get around 5k to 6k with your experience and your interview skill. Good luck.

Singtel sub-company = NCS (https://www.ncs.com.sg/)


Full stack developer with 3 years + exp can get 4-6k SGD. It will be even better if you know DevOps tools like Jenkins, Dockers...etc
Now most of the IT companies in SG are transforming into automation CI/CD, including government agencies.

Job Title : Finishing Manager
Job Desciption : Monitoring and tracking progress of construction, in charge of fixing defects and handing over to client.
Age : 31
Years spent in company : 5 Months
Company : -
Industry : Construction
Tenure : -
Employment Level : Manager
Experience before joining (years) : 6 Years in construction
Highest paper qualification/ education background : Msc - Urban Water Systems
Location : Sabah
Average Working Hours Per Week (incl lunch hours): 60hrs

Monetary Payout
Basic Salary + Fixed Allowance : RM8000 + RM1000
Contractual Bonus (months): -
Performance, Variable Bonus & Commissions (months) : -

Job Title : Inspection Engineer
Job Desciption : Plan and carry out fixed equipment/piping inspection via on-stream risk-based monitoring programs and downtime inspection activities
Age : 22
Years spent in company : 0
Company : Big Oil
Industry : O&G
Tenure : Permanent
Employment Level : ?
Experience before joining (years) : 0
Highest paper qualification/ education background : degree
Location : SG
Average Working Hours Per Week (incl lunch hours): don't know yet

Monetary Payout
Basic Salary + Fixed Allowance : 4.3k SGD
Contractual Bonus (months): 3
Performance, Variable Bonus & Commissions (months) : -

Job Title : Software Developer
Job Desciption : Full stack, hand over your knowledge to every newcomers, cover newcomers ass when they make mistake
Age : 24
Years spent in company : 2
Company : -
Industry : Automotive
Tenure : Permanent
Employment Level : Executive
Experience before joining (years) : 0
Highest paper qualification/ education background : Bachelor's Degree
Location : PJ
Average Working Hours Per Week (incl lunch hours): office - 40 hours, remote - 55 hours

Monetary Payout
Basic Salary + Fixed Allowance : RM 4000 / 4200
Contractual Bonus (months): 0mths
Performance, Variable Bonus & Commissions (months) : 1mths

Benefits (where relevant) :
Health Benefits : Sosco ? LOL
Transport Benefits : -
Mobile / Internet / Gadget Benefits : -
Flexi Working Hours : -
Other Benefits : Benefits ? No OT pay.

Wow don't know if your trolling or what but that figure is pretty high for a fresh graduate let alone your from Malaysia in SG, did you get a first class degree or something? I have never heard anyone i know that is fresh can get this type of salary with 0 experience, kindly enlighten us

I believe it is possible to get 4.3k because the job nature is quite dangerous as he need to fixed the equipment, maybe on offshore RIG. I also believe his job is contract job, hence the basic is high. But 22 years old is really young and he can save a lots of money to build/invest his future if he intend to switch career or settle down.

He listed that he has 3 months contract bonus which I'm assuming applies to only permanent stuff, so he is probably one of the highest paid fresh grad that I know as of now.
Just want to know what exactly is his job scope and also how it was negotiate to that salary.

If he was a SG citizen and with a first class honor I would understand the package, so as a Malaysian to get this package I'm intrigued by his salary package

I have a first class honours degree from one of the local SG uni.

For the job scope itself, I cannot tell more as I have not start the job yet. Regarding the salary, I will say the salary is standard for all nationalities.

Well that explained it, thanks for sharing and good luck in your career

Job Title : Production Engineer
Job Description : Maximize Production
Age : 32
Years spent in company : 7
Company : OnG MNC
Industry :OnG MNC
Tenure : Permanent
Employment Level : ?
Experience before joining (years) : 0
Highest paper qualification/ education background : Degree
Location : Peninsular Malaysia
Average Working Hours Per Week (incl lunch hours): 40

Monetary Payout
Basic Salary + Fixed Allowance : RM7500
Contractual Bonus (months): 0
Performance, Variable Bonus & Commissions (months) : Depends on performance

Benefits (where relevant) :
Health Benefits : Basic health insurance
Transport Benefits : N/A
Mobile / Internet / Gadget Benefits : N/A
Flexi Working Hours : Yes
Other Benefits : N/A

OnG industry should at least 5 figure right?