You paid RM0.11 instead of RM0.53?
A lot of people used IBG instead of IBFT just because of 40 sen difference!
If you use IBG by 5pm, you must make sure it is not a Public Holiday in Kuala Lumpur, otherwise the transfer will be processed on the following WORKING day (at KL).

I always opt the instant which MBB having RM0.00 right now

Of course we shall use IBFT now as it is FOC.
But a lot of people missed the payment in the past as they preferred IBG.

Going to cancel the Quantum Visa

I never receive sms from PBB on payment receieve

SCB yes, HLB no receive

Sent my quantum supplementary application to cardsmarketing on 1 Aug, and didn't receive any acknowledgement email. Not sure whether they received my email or not, I sent again, but to custsvc on 3 Aug, then I got acknowledgement email. Yesterday I got an email from custsvc saying that they receive my application, this one replied by one of their CS. Today morning, I got an sms saying that my application has been approved.

On a side note, can I get that bluetooth speaker from the promotion?

Edit: Going to cancel both quantum visa too. Departmental as far as I used it, can count how much I use it there. Entertainment like movies, I think better use MBB mastercard at TGV as an example as I can get RM10 ticket during weekdays before 5 pm. Or just buy ticket online using quantum mc

This post has been edited by akib_mullen: Aug 9 2018, 07:21 PM

even though it's just RM1, it'll show up on your eCCRIS report, should call UOB and ask them to waive off the finance charges for you by providing them proof of IBG transaction time.

Anyone keep getting call from public bank about those lower % balance transfer or loan or insurance? I received so many of those call until today I beh tahan d write email to complain to them. It is the same for standard chartered bank. Will it actually work?

I got call from virtually all bank, I took 2 offers previously which is quite low, 10.99% for 3 years from HLB and another one is 3.99% for 1 year for UOB. SC and Citibank are the most annoying banks…

Got a call from pbb branch today. Didn't pick up.

Effective rate is higher right, doubled?

can cancel only one of the card?

Nope, 10.99% for 3 years is the lowest among all cash loan I have received so far, 3.99% per year also quite good as compare to conventional bank loan

quantum, can.

I want to report that KLCC Watson is not entitle for Quantum Visa 5% rebate.

Not all Watson MCC is departmental.

should be Pharmacy.

call CS and find out the MCC.

Hi all, I got a question to be confirmed here...

I know that for PBVS supp card holder with separate statement need to create his/her own PBe.
And need to go to branch to do it by the supp card holder him/herself.
(If do online registration will get "Account Not Authorized" error.)

But do they need to open a SA before can register for PBe?
(That is what the customer service agent told me.)
For those have done before do share your experiences.
Thank you.

my experiences with few supp cardholders:

1) yes, need to go to branch to open PBe. bank need fingerprint verification.
2) my case, yes as PBe need to tie to SA. i opened BSA with min RM20, without debit card, just booklet told them i only need PBe exclusively, no ATM activities. they still tried to push debit card to me, but i kept refusing

iirc, some users reported can open PBe without the need of SA.

imo, i'd rather open BSA + PBe. at least i can do normal fund transfer between all PBB SA accounts easily.

Thanks for quick reply.

Ok then, no choice la if that is the case, I would go for BSA + ATM/DebitCard + PBe +PBVS supp... full suite la
With ATM/DebitCard, then I can join into DebitCard promo la..


Another question..
I am applying PIBB (Islamic) credit card after knowing it has separate credit limit from PBVS...
But since I am already an existing card holder to PBB, so I believe I am not entitle to new-to-bank promo gift although PIBB is a different entity from PBB.
I read the TnC did disqualify my situation, but just want to know if anyone get around with it?