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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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SUSDavid83
post Feb 11 2018, 03:42 PM

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QUOTE(sam240 @ Feb 11 2018, 03:40 PM)
Want to ask:
Home Pro that located inside Tesco (Jelutong, Penang), is under grocery? departmental? or non of these?
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My guess is same category as SenQ or Sen Heng and Harvey Norman.
SUSDavid83
post Mar 16 2018, 11:10 AM

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Submitted an application via RP.
Hope can be successful and get the RM 200 TnG as well.
Then, I'll dump MBB CC for peace!
SUSDavid83
post Mar 16 2018, 11:19 AM

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QUOTE(joevo2 @ Mar 16 2018, 11:17 AM)
Why dump MBB CC?
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I hate MBB nowadays.
Rejected application for MBB2 AMEX/Visa & VS FCB few times including manual application.
I believe my yesterday BT via manual application is also rejected too even though I have more than enough CL.

SUSDavid83
post Mar 16 2018, 12:44 PM

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QUOTE(ClarenceT @ Mar 16 2018, 12:22 PM)
Are you a MBB (Maybank, conventional) cardholder or Maybank Islamic (Ikhwan cards) cardholder?
MBB and Maybank Islamic are regulated by BAFIA 1989 and Islamic Financial Services Act 2013 respectively.

If you are using Ikhwan cards, I think you can do balance transfer to another islamic bank only.

Eg you can transfer your credit limit from Maybank (conventional) to Maybank Islamic (Ikhwan cards) (the conversion form is available), but you cannot convert from Maybank Islamic to Maybank (Conventional), so you need to re-apply at Maybank (Conventional). Similar thing at FD-CASA, Standing instructions to Islamic loan, if I am not wrong.
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I was applying additional cards.
I even tried splitting limits.
Whatever being proposed in MBB CC threads I had try.

I'm doing BT from Citibank Visa to Maybank Islamic.
If this is forbidden, CS should have tell earlier during the CS and not wasting my time further by submitting a manual BT application.
SUSDavid83
post Mar 16 2018, 12:53 PM

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QUOTE(rapple @ Mar 16 2018, 12:52 PM)
Hmm.. is your available credit limit enough to split, considering you are also doing BT at the same time.
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That was months back.
Now, I have totally no interest of MBB CCs anymore!
I have 12k CL now with MBB Ikhwan with < 500 outstanding and the last BT has completed.

SUSDavid83
post Mar 16 2018, 01:01 PM

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QUOTE(ClarenceT @ Mar 16 2018, 12:59 PM)
Fund into Islamic account is not questioned.
Fund from Islamic to conventional (may involve something haram) is questionable.

If your application for PBB CC is rejected, spend RM26.50 to get the CTOS+CCRIS report and know your CTOS score.

Good luck.
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I'm already kind of what is scaring my CCRIS report.
But I have settled my outstanding back in December 2017/January 2018, I'm trying my luck again with PBB.
SUSDavid83
post Mar 16 2018, 09:00 PM

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QUOTE(mental007 @ Mar 16 2018, 08:58 PM)
Hi

Would like to ask the following:
1. I registered through ringgit plus for the quantum card. May I know I need to spend RM250 in both card or single card to entitle for the gift?
2. Can i register for other promotion such as cashback4u? Or I only can have 1 promotion at a time (such as ringgitplus promo)

thanks.
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cashback4u is from RP or PBB?
SUSDavid83
post Mar 18 2018, 09:39 AM

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QUOTE(sj0217 @ Mar 18 2018, 09:36 AM)
Of course, I mainly usage on dining & Online for Public Bank card

Also, for BT purpose and no AF too
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The downside is that it splits into 2 cards.
Meaning, you need to get both Visa and MC.
I'm referring to Quantum not VS.
SUSDavid83
post Mar 18 2018, 10:44 AM

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QUOTE(cheahcw2003 @ Mar 18 2018, 10:39 AM)
I got 2 cards from PB even I applied only one. I got both VS and master world card. The best is both cards not sharing the limit and has a standalone limit, Thus, I got more credit line to do a 0% BT.
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It has already mentioned that it comes in pair like MBB2 AMEX.
SUSDavid83
post Mar 18 2018, 01:21 PM

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QUOTE(lwc629 @ Mar 18 2018, 01:19 PM)
I doubt they come in pair by default, the bank's just pushing world mastercard to certain VS applicants. I only applied for VS and got only VS recently.
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I'm not referring to PBB VS.
I'm referring to PBB Quantum. It comes in pair; Quantum Mastercard & Quantum Visa together.
Sorry for the confusion.
SUSDavid83
post Mar 21 2018, 03:47 PM

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RP processing is very slow.
Submitted last Friday but only till today called me said not enough document.
SUSDavid83
post Mar 26 2018, 11:06 PM

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QUOTE(anakMY @ Mar 26 2018, 09:17 PM)
Hi sifus anybody has experience in paying PBB cc bill via maybank2u GIRO ?

I have PBB visa sig and PBB quantum master both in 1 statement. I made payment via m2u GIRO to each cc separately. Unfortunately only one payment is successful , the other deemed failure. Anybody knows what's the reason ?
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Shouldn't you call MBB CS to find out?
SUSDavid83
post Mar 26 2018, 11:12 PM

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QUOTE(anakMY @ Mar 26 2018, 11:09 PM)
I think I hv figured it out, maybank2u giro via apps max limit 1000 per day. I try using pc browser to do the giro and it's ok. Strange
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That's meant for security.
CIMBClicks App also got such restriction. Either RM 1k or RM 2k daily I can't remember much.
SUSDavid83
post Mar 27 2018, 02:41 PM

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PB just called me to request for PTPTN online statement. LOL
SUSDavid83
post Mar 27 2018, 02:49 PM

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QUOTE(chiahau @ Mar 27 2018, 02:48 PM)
Yeah they would ask that nowadays....
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At least they asked.
Not like MBB, reject terus!
MBB also said that they won't accept PTPTN online statement.
MBB wanted a so called confirmation letter from PTPTN (PTPTN letter head).

This post has been edited by David83: Mar 27 2018, 02:50 PM
SUSDavid83
post Mar 27 2018, 07:14 PM

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QUOTE(pvateme @ Mar 27 2018, 07:08 PM)
Are your on time and late payment of ptptn listed in ctos? If yes, why are they still request your online ptptn statement? Just for my curiosity...
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I'm always pay on time.
But I have a back-dated outstanding incurred from the conversion to Ujrah which it cannot be offset via online payment channel like JomPay or Internet banking and must clear it at the branch/office.
I just cleared that outstanding end of 2017.

This post has been edited by David83: Mar 27 2018, 07:15 PM
SUSDavid83
post Mar 27 2018, 09:01 PM

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QUOTE(CP88 @ Mar 27 2018, 08:31 PM)
Huh. this is something new to me. Why are they asking for a letter from PTPTN?
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If your PTPTN in CCRIS is super clean, this won't be a problem.
Read my situation in the above post.
SUSDavid83
post Mar 29 2018, 09:02 AM

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I received SMS that my PBB Quantum CCs are approved! rclxms.gif
Yeah! icon_idea.gif
Kiss goodbye to arrogant yet suck MBB!
Humanizing Financial Services my foot!

This post has been edited by David83: Mar 29 2018, 09:02 AM
SUSDavid83
post Mar 29 2018, 11:27 AM

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PBB CS is so good.
They'll call me back in response to my email.

This post has been edited by David83: Mar 29 2018, 11:28 AM
SUSDavid83
post Mar 29 2018, 12:51 PM

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QUOTE(joevo2 @ Mar 29 2018, 11:41 AM)
ya ka? i email them 3 -4 days later only reply in email...
Maybank I fb message them same day they call me back if sensitive stuff
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I received email from them almost everyday this week since the CS called me to request for the PTPTN statement.

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