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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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saitong09
post Feb 5 2018, 07:15 PM

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QUOTE(annoymous1234 @ Feb 5 2018, 05:16 PM)
was using CC to pay but payment can't go through. 3-D Secure Payment
Access Control Server is in operation.

wtf, lazada better re-validate my voucher code!
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QUOTE(kevyeoh @ Feb 5 2018, 05:40 PM)
The transaction will fail and after that I think you can reuse back the code... try wait more than 24 hours first... worst case Lazada sure reissue new code to you ... no worries ...
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You might not use back the same code for the same Lazada account, usually Lazada will email you another code for replacement
saitong09
post Feb 12 2018, 08:54 PM

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QUOTE(coolguy_0925 @ Feb 12 2018, 08:40 PM)
How long is the validity of VIP Points before it expires?
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3 years
saitong09
post Feb 25 2018, 07:16 PM

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QUOTE(zhi1437 @ Feb 25 2018, 11:23 AM)
Thanks for the clarification.
Between, HLB Wise card is calculated based on calendar month, which is 1st day to last day of each month.
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Different bank has different policy, most of the banks follow calendar month
saitong09
post Mar 6 2018, 06:44 PM

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QUOTE(wangpr @ Mar 6 2018, 05:17 PM)
Then i must try my luck with annual salary of 77k, since now they drop signature requirement to 80k

cry.gif  cry.gif
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Yes, give a try 1st before pledge FD
saitong09
post Mar 8 2018, 10:24 PM

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saitong09
post Mar 9 2018, 06:03 PM

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QUOTE(confusedway @ Mar 9 2018, 03:45 PM)
Hi Sifus

just want to check with you guys now i have a quantum combo and just got my vs the due date for quantum and vs is on different date de ma???

As my latest statement only show my quantum outstanding no show of my vs...

Thanks in advance...
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Your quantum and VS should have the same statement date, wait for next statement
saitong09
post Mar 15 2018, 06:38 PM

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QUOTE(eddievh @ Mar 15 2018, 06:23 PM)
Not in the category earn treat point rm1=1tp
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Should be VIP point
saitong09
post Mar 16 2018, 05:55 PM

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QUOTE(sg999 @ Mar 16 2018, 05:31 PM)
Understood, so both cards share the same credit limit just like MBB2cards did.
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Yes
saitong09
post Mar 22 2018, 06:16 PM

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QUOTE(yuki886 @ Mar 22 2018, 04:11 PM)
PBB VS. Called the CS and they said not eligible  ranting.gif
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What's your annual income? PBB VS requirement already reduced from 100k to 80k smile.gif

This post has been edited by saitong09: Mar 22 2018, 06:16 PM
saitong09
post Mar 22 2018, 06:29 PM

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QUOTE(cybpsych @ Mar 22 2018, 06:26 PM)
do u even know what were they talking about?
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My bad, overlooked the previous discussion
saitong09
post Mar 30 2018, 06:11 PM

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QUOTE(David83 @ Mar 30 2018, 06:00 PM)
up to and below got difference?
Sorry my England is very low grade.
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lol David83 biggrin.gif
saitong09
post Apr 2 2018, 08:04 PM

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saitong09
post Apr 18 2018, 06:32 PM

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QUOTE(Christensen @ Apr 18 2018, 06:20 PM)
they requested for my i/c then told me failed. im using citibank and had twice late payment due to forgotten, wonder isit whether caused by this bad record.
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If few days late can negotiate with the bank to avoid ccris
saitong09
post May 4 2018, 05:52 PM

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saitong09
post May 5 2018, 10:57 PM

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1 of my Lazada transaction last month was refunded and debited this month. Will the refunded amount affecting coming CB since I already received the CB last statement?
saitong09
post May 11 2018, 10:44 PM

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QUOTE(MNet @ May 11 2018, 09:29 PM)
so slow havent receive pb quantum mastercard applied since March
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Had you call PBB to check?
saitong09
post May 19 2018, 11:12 PM

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QUOTE(muscaa @ May 19 2018, 09:04 PM)
I remember using PB visa signature to pay it a few years back but didn't get cashback
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Means the payment was not under online transaction
saitong09
post May 20 2018, 10:25 AM

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QUOTE(muscaa @ May 20 2018, 02:44 AM)
probably they have changed the ptgwp portal now so you can get 5% cashback bruce.gif
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VS is 6% smile.gif
saitong09
post May 20 2018, 01:56 PM

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QUOTE(muscaa @ May 20 2018, 01:34 PM)
I refer to those days when they capped the cashback at RM60 a month shakehead.gif
the old portal did not give any cashback despite transaction done online
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If not mistaken VS is 6% capped Rm60 when started.

This post has been edited by saitong09: May 20 2018, 01:58 PM
saitong09
post May 24 2018, 07:24 PM

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QUOTE(cwk88 @ May 24 2018, 04:28 PM)
finally my quantum application approved =D
will cancel visa gold once i collect my cards next week

- 30/04 apply at pb branch
- 22/05 processing
- 24/05 approved
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No harm to keep the Visa for couple of months, let the staff earn some commission smile.gif

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