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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Feb 5 2018, 07:27 AM

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QUOTE(RioMeni @ Feb 5 2018, 04:57 AM)
Can suggest me a card? Annual income 40k..always shopping at tesco & lazada
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post your requirements and avg monthly spending here >> https://forum.lowyat.net/topic/4161836

follow template in post 1
cybpsych
post Feb 5 2018, 07:41 AM

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6% Grocery
PASARAYA CS-KAJANG KAJANG MY (Saujana Permai)
TESCO KUALA SELANGOR SELANGOR MY

6% Dining
MCDONALDS-PJOT PETALING JAYA MY (PJ Old Town)
DON JIRO-SWY VLCT KUALA LUMPUR MY (Sunway Velocity Mall)

5% Dining
TICKLISH RIBS & WICHES KUALA LUMPUR MYS (The Gardens Mall)
cybpsych
post Feb 5 2018, 09:32 AM

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QUOTE(siawyent @ Feb 5 2018, 09:30 AM)
I saw in the thread below that Watson at Aeon and Sunway are catogorized as Departmental store, so Watson is entitled CB for Quantum Visa card?

https://forum.lowyat.net/topic/3711577
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1) where exactly did you get the info that watson at Aeon is departmental?

2) watson at sunway velocity was tested to be departmental. wrong mcc assignment, but good for those holding cc with departmental cb.
cybpsych
post Feb 5 2018, 11:25 AM

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QUOTE(kevyeoh @ Feb 5 2018, 11:23 AM)
hi...is it just me or pbebank.com website is down since yesterday and also app not working as well.... thanks.
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no issue to me. been accessing pbe site since morning.
cybpsych
post Feb 5 2018, 01:09 PM

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QUOTE(EW9 @ Feb 5 2018, 01:05 PM)
Hi,

just received first credit card statement for this public bank credit card. I want to make payment through online banking and end up pop-up error as below:-

Card registered online is not authorize to make payment.Kindly proceed to the nearest branch for the activation of performing financial related transactions.

Need some advice here on what's action required. Activate at ATM or go to counter?Much appreciated.
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add the card as Favourite
cybpsych
post Feb 5 2018, 02:27 PM

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QUOTE(siawyent @ Feb 5 2018, 02:24 PM)
1)  When I clicked the spoiler of MCC 5311 Departmental Store in the thread below:

https://forum.lowyat.net/topic/3711577

MCC 5311 - Departmental Store:
» Click to show Spoiler - click again to hide... «

Astaka Shopping Centre - Muar, Johor
Caring Pharmacy - eStore
Isetan - KLCC
Isetan Eat Paradise - 1 Utama
Parkson - MyTown Shopping Centre
The Store - Sri Petaling, KL
Watson - AEON Taman Maluri, Cheras
Watson - Sunway Velocity Mall

2)  So it is just an incidental, doesn't mean all Watson is under MCC of Departmental? confused.gif
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that watson store is very specific to aeon maluri. same as to sunway velocity only. this is why ppl are testing and reported back for sharing here.

watson's generally accept amex. very rare as Departmental.
cybpsych
post Feb 6 2018, 11:48 AM

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QUOTE(siawyent @ Feb 6 2018, 11:44 AM)
Any sifu knows how to change Correspondence Address for CC statement from Office to Residential address?
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call CS, they will email you the "Update Information Form".

fill it up and email back to PBCS Customer Service <custsvc@publicbank.com.my>
cybpsych
post Feb 6 2018, 05:28 PM

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QUOTE(harmonics3 @ Feb 6 2018, 04:52 PM)
Didn't get RM10 cash back for TNB bill payment through payonline on Wednesday.  Is payment through payonline excluded from the promo?
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QUOTE(harmonics3 @ Feb 6 2018, 05:18 PM)
"PAYONLINE-TNB PETALING JAYA MY"
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already been tested and proven those utilities from payonline not qualified for any CB promos.

exclusion detection can be either by MCC or description.
cybpsych
post Feb 7 2018, 07:50 AM

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AirAsia BIG Points - Convert & Win [ PBB | T&Cs ]
29 January 2018 - 15 February 2018

user posted image
cybpsych
post Feb 7 2018, 02:18 PM

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QUOTE(cashie @ Feb 7 2018, 02:09 PM)
so now it is only rm38 cashback per card? since when they adjust from rm60?

The ongoing cashback promo is it applicable
1. when you spend rm100x2 (or rm500x2)in non-cashback category (e.g uniqlo) - you will get rm10 cashback on first come first serve?
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walao, how long you didnt visit? laugh.gif

rm60 --> rm50, effective July 2015
rm50 --> rm38, effective Jan 2018 (Feb 2018 statement)

This post has been edited by cybpsych: Feb 7 2018, 02:19 PM
cybpsych
post Feb 7 2018, 04:05 PM

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QUOTE(cashie @ Feb 7 2018, 03:43 PM)
yes being awhile.what is the best cash rebate card now?
I got PBB visa-signature(rm380-dining,online), HLB wise(rm100-grocery, utility) and MBB 2 cards(rm50-weekend transaction).
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ask here >> https://forum.lowyat.net/topic/4161836
cybpsych
post Feb 7 2018, 04:19 PM

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QUOTE(crusher @ Feb 7 2018, 04:16 PM)
[attachmentid=9575710]

Guys anyone pbb quantum chip looks like mine? Why so big different between visa and master?
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doesnt matter as long as it works.

card manufacturer may source different chip providers.
cybpsych
post Feb 8 2018, 02:18 PM

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QUOTE(funnyface @ Feb 8 2018, 02:12 PM)
It needs to be consecutive months...  sad.gif
I missed last month, didnt swipe any... sad.gif
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aiyor, read properly la.

12x in a year, can be 12x in a day or 12x in a month or 1x every month.

"preceeding 12 months" meaning every cycle of 12 months period, aka anniversary year! most ppl thought AF is by calendar year (1 Jan till 31 Dec), but it doesnt make sense if you gotten your new card in Dec, right?

so, if approval in Nov, preceeding 12 months will end on Nov next year lor.

This post has been edited by cybpsych: Feb 8 2018, 02:18 PM
cybpsych
post Feb 8 2018, 04:27 PM

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QUOTE(chrischiang @ Feb 8 2018, 04:21 PM)
do i need 12x swipe for each master and visa?
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for quantum, yes. they are essentially 2 cards.

same to supp cards too.
cybpsych
post Feb 8 2018, 06:38 PM

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QUOTE(chrischiang @ Feb 8 2018, 04:21 PM)
do i need 12x swipe for each master and visa?
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QUOTE(V12Kompressor @ Feb 8 2018, 06:11 PM)
but Quantum kan free for life cards... so why bother about 12x.
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good one laugh.gif
cybpsych
post Feb 8 2018, 08:41 PM

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QUOTE(cybpsych @ Feb 1 2018, 06:45 PM)
Exclusive Offer When You Apply PB/PIB Card Now Campaign [ PBB | T&Cs | Application Form ]
1 February - 30 June 2018

user posted image
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QUOTE(iamshf @ Feb 8 2018, 08:21 PM)
anyone know where to download the credit card application form
Called CS, he ask me to download the form from website but i can find it
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or here
cybpsych
post Feb 9 2018, 07:53 AM

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QUOTE(sam240 @ Feb 8 2018, 11:16 PM)
How to check/verify the merchant code that fall under Grocery or Departmental (5411 vs 5311)?
From the credit card receipt?

Question to Penang guys, Sunshine Square on level 2 to 4 where selling cloth/shoes...etc, is it under Grocery or Departmental?
Because when I was use HLB WISE Credit card, buy cloth also can enjoy 10% which under grocery in Sunshine Sqaure  sweat.gif
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call CS to find out the MCC for each transaction. it'll be done in few mins. very accessible for PBB.

then update here (after gotten cb) and MCC topic too >> https://forum.lowyat.net/topic/3711577


hlb wise is very strict to MCC. if you've tested it and gotten 10% Grocery cb, then safe to say the same for PBB VS 6% Grocery. of course, definitely not departmental. laugh.gif

recently i tried a new place, ad hoc purchase, The Store. split the swipe between VS and QV. then call CS to find out the MCC is Grocery.
cybpsych
post Feb 9 2018, 10:15 AM

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QUOTE(siawyent @ Feb 9 2018, 10:08 AM)
Any sifu knows that Online Payment for Unifi and Astro is under which MCC?

I wish to get the Double reward gift and paid RM150+ for my Sesco bill but the CS said Utility bill payment is not counted as Retail Spending.

So paying bills online for Unifi and Astro are considered eligible for Retail spending under the Double reward campaign?
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first, payment to SESCO is retail spending, but it is NOT ELIGIBLE due to the exclusion clause, i.e. UTILITIES (read t&c item 22d)

2nd Unifi and Astro are also considered retail spending, and are NOT utilities, thus not excluded. it should be ELIGIBLE.


This post has been edited by cybpsych: Feb 9 2018, 10:16 AM
cybpsych
post Feb 9 2018, 01:41 PM

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QUOTE(sam240 @ Feb 9 2018, 11:55 AM)
My statement date is 09 Feb (today) , when is the cash back will credit to my statement?
And ifi swipe today, will my cash back consider for next quota or still same?
Sorry, a bit confused on the cash back.
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cb will be credited today closing, however only viewable in your PBe/statement tomorrow. you'll see the cb early in the morning liao.

any transactions posted today will still earn cb also.

if you intend to earn the cb by today also, difficult to monitor and seldom merchants do same-day posting.

if you intend for the transaction to flow to next statement (10th onwards), swipe tomorrow instead.
cybpsych
post Feb 9 2018, 02:00 PM

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QUOTE(ckweng @ Feb 9 2018, 01:57 PM)
Unless one is sure that the merchant does same-day posting. I noticed that merchants who use PB card terminal, usually will post within the day i.e transaction=posting date.
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yes, unless u know for 101% sure laugh.gif

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