U have a choice. Open another bank's account. Set auto transfer every month to that bank. Don't leave any cent in Cimb every month. Sometimes a little work can save a lot of your time. To some ppl this is troublesome stuffs. But wait till u kena hack (speaking from experience), then u will do it. Run to bank, run to balai, run to bank, run to balai again. I ended up wasting my one day's leave just to lari here and there.

for cimb infinite ..travel insurance is auto when we purchase flight ticket right?

if there is any issue ...just call SC to claim?

fantasy1989And... also to get the proof. For example, if your flight delayed more than 4 hours, do get written proof that the flight indeed delayed 4 hours.

thanks for the info

https://www.cimbislamic.com.my/en/personal/...&n=credit-cards

There a 'Yearly Facility Charges' ... what is this? This is the Islamic CC. Not mentioned in the conventional CC

different term for finance interest, because "interest" does not applicable to islamic banking products.

the amount indicates maximum interest that they can charge you. if you always pay in full (which you SHOULD), nothing to worry about it.

compare to hsbc amanah, they termed it as "management fee"

Important Notice : Amendment of Terms & Conditions of CIMB Cash Rebate Platinum Credit Card

To All Existing CIMB Cash Rebate Platinum Credit Cardholders,

Thank you for your continuous support. We are pleased to inform you that the current benefits offered by the CIMB Cash Rebate Platinum Credit Card have been enhanced, effective 15 May 2019.

Now, you can enjoy 12% cash rebate on weekend dining with no minimum spend and details of the changes are as follows:



You may continue to use your existing CIMB Cash Rebate Platinum Credit Card with no interruption of usage and enjoy your Credit Card’s benefits.

The above benefits are extended to any supplementary card(s) under your account as applicable.

Please also be informed that the new CIMB Cash Rebate Platinum Credit Card Terms and Conditions dated 15 May 2019 shall replace and supersede the existing CIMB Cash Rebate Platinum Credit Card Terms and Conditions.

Please click here to read the Notice of Amendments to CIMB Cash Rebate Platinum Credit Card Terms and Conditions.

Please click here to read the revised CIMB Cash Rebate Platinum Credit Card Terms and Conditions dated 15 May 2019.

Thank you,

The Management
CIMB Bank Berhad

Notes:
Statement balance includes any outstanding balances which are carried forward from the previous month’s statement and new transactions made on the current month’s statement. Any payments made prior to the current month’s statement date will be taken into account for calculation of the current month’s statement balance.
Weekend Dining refers to dining spend transacted on Saturday and Sunday with predefined merchant category codes. Weekend Dining Cash Rebate is capped at RM30 per cardholder per statement cycle, valid from 15 May 2019 – 31 May 2020. For full Terms and Conditions, please click here.



This post has been edited by cybpsych: Apr 26 2019, 07:58 AM

The 12% dining spend is good, but when I click on the tnc, there is no mentioned on dining cashback.. so weird.. did I miss out anything?

yup, the new T&C missed out that new 12% weekend dining

No min spend but does the rm1 (nearest ringgit round off applies too)?

🤔🤔

RM 1 / 0.12 = RM 8.33
Just spend RM 10

Boost, Favepay, Grabpay, Grabfood can be more attractive than 12% weekend rebate!

Rm10 spend will get rm1 or rm1.20 CB?

Round down to nearest RM.

CB calculated based on cumulative or per transaction?

12% cashback for dining... interesting. But knowing CIMB, they probably have a lot of restriction. (eg only certain restaurant will be consider as dining)

CIMB is doing good by enhancing their existing credit card...while most banks are cutting benefits.

However, CIMB is doing a bad job for cutting the benefits of the Enrich WE travel protection from USD2M to USD500K. That's a huge drawback.

Does rounding down rebates sound like enhancing benefits to you?

KceeWhich bank doesn't round down?

CIMB IS THE ONLY ONE THAT ROUND DOWN TO THE LOWER RINGGIT. You won't get cents in your cash back.

This post has been edited by Kcee: Apr 25 2019, 12:04 PM