Is there any way of reducing interest cumulated spending in card other than balance transfer to other bank?

which database compromised? few month ago tht wan or new one?
share price already drop badly due to global market sentiment..

Is this be true, that will be a very serious problem. That mean our saving in the Cimb bank is not secure.

i only know the tap case..roughly know what happen..

latest one u mention really new to me..

Well, if unauthorised transaction, you can call and dispute. No need to cry. Basic thing of using credit cards.

SA and FD are protected by PIDM up to RM 250k.

And you mentioned credit card in your previous post. Or did I read it wrongly? Also there's PIDM protection for savings account. Up to 250k only though.

If they can login to her cLICKS account, it means password is stored in cleartext or reversible encryption.

Anyone has contact with CIMB who can be sent an RFC (Request for Comment)? Don't want to be spreading fake news and caught in the ACT.

Sorry guys I have been reading the last few pages and I am not really sure what is going on. Are you guys saying that there has been a data breach in cimb?

Yes but there's no public announcement/press release it.
It seems like an insider job and CIMB tends to cover it discreetly.

P/S: Source from a forumer here.

Only affected CASA not credit/prepaid cards right?

On the surface, everything is straightforward as you said. Heck, mine's even safer than yours. My account is see-no-touch (or maybe, at most, can Jompay with my card) because I don't have a debit card.

If the hackers are smart, from your account, they can extract info and weasel their way to your other bank accounts.

you're lucky indeed. As long as money didn't go missing, less hassle. I think that's why banks are extremely careful with favorites. TAC is required to add Favorites.

U can transfer all your cash to FD placement. U can't withdraw without tac. Why people give the scammer tac? why not ask them proceed to the bank? How they can use your phone numbers to register cimb click? Please think logically guys. If your phone numbers is wrong u can't successfully register in cimb click.

Uplifting FD doesn't need TAC. Fund goes back to the existing CASA.
I just tried.

1% is always there, since the card was launched in June 2017.
15% is promo, it should end in December 2017, but it was extended a few times till December 2018.

It is a Mastercard, you can top up Lazada wallet at a particular day and get 5% rebate from Lazada-Alipay. T&C apply.

You can get 0.5% rebate (max RM25/month) on other spends excluding Lazada (1%), Govt and Bigpay. The rate is quite good, as most of CC will give 0.2% rebate/reward only.

Hi Guys,

Not sure you all aware about CIMB CRCC's Cash Rebate Round Down or not.

From 29NOV18 till 28DEC18 i only use the card to pump one time petrol which cost RM61.47 (the only transaction that i had made on that card on that statement period)

When the statement came , i only earn RM1 Cash Back (By right should be RM1.23)

After contact CS, they mention that effective 3rd December 2018, cash rebate will be rounded down to the nearest ringgit.

Which mean if you earn RM1.23 CB , you will only get RM1 CB. (they round it down to nearest ringgit)

Some more attached a chart.


Did you guys facing this issue ? I try to search first page on this forum , nothing mention about it.
Also been to CIMB website --> Credit Card products --> CIMB CRCC , also never mention this.

Their Original Email Reply as below :

Dear Mr XXX

Thank you for your message.

Kindly be informed that effective 3rd December 2018, cash rebate will be rounded down to the nearest ringgit.

The amount will be rounded down from all categories and subsequently added up to form the total cash rebate.

Please refer to table enclosed for example.

Thank you for banking with CIMB Bank.

I keep this card in da drawer until my other card quota out only use it. Quite long never use it, now only know the new T&C.

I have no choose, company also use cimb for salary

MBB Amex target for RM 50 CB monthly
Standard Chartered Just One target for RM 85 CB monthly with RM 2.5K spending

Amex cant accept utilities from June 2019 onwards for CB, so use the Petrol and other groceries to hit RM 1K in order to get RM 50 CB
Standard Chartered can accept utilities, so all bills give to them and boost top up as well calculated.