My annual income is 180k I choose enrich world card. But banker recommend me platinum enrich come with no annual fees just the lounge is limit to 2 times a year... Apply when I submitting for house loan. Still processing. Any advise on this enrich cards?

It depends how often you go into Golden Lounge. In order to use the vouchers, you will need to fly with MAS anyway.

Since I rarely use this card, I cancelled mine last week before SST kicks in.

A few years ago, they kept calling me every few months wanna offer me this useless card, until the last time I raised my voice then only they stopped calling me.
Try Visa Infinite if u still wanna have loubge access. Just saw now only limit to 8 times and lower down to annual income RM100k. Last time was 150k and 12 times if I remember correctly. Long long time ago, it was RM200k...

This post has been edited by ch_teo: Sep 11 2018, 10:06 AM

thanks to both of you for your feedback

i've CIMB visa infinite (preferred).

lately i went to Plaza Premium lounge, they said the card can't be used. probably due to exceeded limit.

i traveled quite a long lately this year.

Is there any cap for that?

I thought unlimited access.

This post has been edited by ck23: Sep 11 2018, 01:02 PM

For CIMB VI, 8X yearly access to PPL.
RinggitPlus info is outdated.

CIMB Preferred VI :
Plaza Premium Lounge access:
- 6x per annum for Private Wealth customers
- 4x per annum for CIMB Preferred customers

CIMB is not fair that Preferred VI is given less PPL than the normal VI.

I chose Enrich Platinum because every year have 2 PPL without any spend condition.

This post has been edited by Morning_Star: Sep 12 2018, 11:21 PM

If you are specifically flying with MH then using the Enrich Platinum is a worthwhile consideration because you will get 2x MH lounge access annually. (in a form of a voucher, do be mindful of the expiry) The MH lounge is of course better.

Moving upwards from the Enrich Platinum cards, there will be AF charges to the cards (WM & EM) but of course you will get more access to the lounge. It is still cheaper "to pay" for the MH lounge access if you travel frequently via MH and only on economy. A business class ticket premium is probably enough to pay for your card's AF. Note that higher CIMB Enrich cards will attract a income requirement.

hi all,
i have 2 cimb cc which is cimb petronas and cimb cash rebate, my question is can i cancel 1 of these card?

Yes.

I have MBB premier 2 cards and Cimb Enrich World.

MBB cards allow me regional access to plaza prem.
CIMB allow me access to golden lounge.

CON:
If i recall, you need to spend shit loads either rm 250k or 500k for either 50% or 100% waiver. AF: 554. As opposed to MBB 2 premier, just rm 80k to be entitled to AF waiver.

KLIA 2 golden lounge is shit. Not as generous as KLIA. Soft drink pls ask over the counter.

Lounge only available in KLia, Kk, Kuching and london. If i recall correctly, vouchers cannot be used for partner lounges.

Pro
It has best conversion rate versus other non-co branded cards. Conversion is:
MBB Premier - 4770treat pt = 1,000 enrich miles
Cimb - 1000 bonus miles = 1,000 enrich miles

A lot of promotions for Enrich World card members.

8x voucher. Valid for a year. If i recall each voucher is about rm 50, if buy direct from Enrich. That's rm 400.

Most CIMB cards have "lower" income requirement but the rewards (aside from enrich) are shitty.

Conclusion

Unless you like flying MAS alot or your a staff, this card may not be the best for you.

Got rejected for Mbb2 Premier due to my scoring. Hopefully months later reapply can get. I currently holding Mbb2 platinum nothing much just cb and to 😅

went to CIMB for debit card issue and they told me Im actually Preffered customer which i couldnt remember.
they ask me to apply for CIMB preffered Infinited , told them my income on EPF was only 90k P.A and they say as long as u are Preffered customer credit limit no really apply on you.

Can anyone confirm that ? i did apply CIMB infinite (non Preffered) half years back and get rejected as the minimu was 120k P.a

Is CIMB Preferred VI supplementary card entitled to the same PPL access?

Have you spoken to your Relationship Manager? Ask help from him/her.

what is the relationship manager ?
btw the staff who serve me say x kisah one . u apply je...

Usually those Preferred/Premier/Priority customers will have their own RM.

For CIMB Preferred VI - 6x PPL access (private wealth) or 4x access (Preferred) + unlimited in Sg, Indo, Thai, Camb.
However, from the PPL list, it shows only local + Sg.

So, your card is actually able to tell PPL that your quota is exhausted...?
I am wondering whether PPL have no idea and continue letting you in, while your CC is charging you for exceeding limit.

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