I have MBB premier 2 cards and Cimb Enrich World.

MBB cards allow me regional access to plaza prem.
CIMB allow me access to golden lounge.

CON:
If i recall, you need to spend shit loads either rm 250k or 500k for either 50% or 100% waiver. AF: 554. As opposed to MBB 2 premier, just rm 80k to be entitled to AF waiver.

KLIA 2 golden lounge is shit. Not as generous as KLIA. Soft drink pls ask over the counter.

Lounge only available in KLia, Kk, Kuching and london. If i recall correctly, vouchers cannot be used for partner lounges.

Pro
It has best conversion rate versus other non-co branded cards. Conversion is:
MBB Premier - 4770treat pt = 1,000 enrich miles
Cimb - 1000 bonus miles = 1,000 enrich miles

A lot of promotions for Enrich World card members.

8x voucher. Valid for a year. If i recall each voucher is about rm 50, if buy direct from Enrich. That's rm 400.

Most CIMB cards have "lower" income requirement but the rewards (aside from enrich) are shitty.

Conclusion

Unless you like flying MAS alot or your a staff, this card may not be the best for you.

Heloooo senpai sifu sekalian, wan to check check...

*For WTE the annual fee waiver, do you by any chance know whether the retail spend invludes FPX/Jompay transactions? I know the for reward points its excluded.

Also another interesting finding is that the Cimb Visa Infinite explicitly excludes JomPay as eligible transaction for annual fee waiver, this is a dealbreaker for me.

Bulk of my transactions are jompay/fpx, i can meet all spend/transaction requirements for annual fee waiver but if they edclude than certain cards are dealbreakers. 😓

Do let me know gracias, kamsahamidah, thank you, sie sie in advance.