i've CIMB visa infinite (preferred).

lately i went to Plaza Premium lounge, they said the card can't be used. probably due to exceeded limit.

i traveled quite a long lately this year.

Is there any cap for that?

I thought unlimited access.

I got my card in january, spend rm18,000+ with it. No points in yet, called cs they told to wait for another 6 week.

Yup correct.
The person who need to have CIMB Enrich Platinum Mastercard credit card + MAS boarding pass, then only entitled to access the Golden Lounge as the staff there will verify

3) *If you redeem Business class with Japan Airlines, you can maximise the value of your Enrich mile. 1 Enrich is up to 0.17319 (about 4 times the value with Enrich business class)

For example, I recently redeemed a one-way flight from Tokyo to London Heathrow.
The cheapest one-way business class is RM 23k with Japan Airlines EXCLUDING taxes

*IMPORTANT* - Don't allow people to bank in cash to your bank account. Always request that people pay cash into their OWN account then transfer back to your current account so there is proper record. Otherwise banks will think it is dodgy to receive cash into bank account.

One cash deposit a day could be enough to trigger a bank's review

I assume buying from the Apple Store will be charged with cross border fees if I pay with CIMB TWE? I plan to get the new iPhone and AW Ultra 2. Quite a substantial amount but 1% charges do not justify it.

Why no point? As in no bonus points? Ya, I think I will use AmEx Reserve or get from other places and swipe with TWE.

Anyone know the calculation for transactions made in foreign currencies? Eg. If price is USD10 and I swipe my MY CIMB CC, how much will be incurred in MYR?

Per https://www.cimb.com.my/en/personal/help-su...edit-cards.html, it says Forex rate determined by MasterCard International +1% Admin cost. No fee mentioned for the Dynamic Currency Conversion service.

So if rate is USD 1: 4.8, then the total incurred would be RM 48.48 ((10 x 4.8 ) * 1.01)?

Doesn't seem right though, like I'm missing some other hidden fees.

I refer to the CIMB Travel MasterCard. Anyone know if the term 'Retail Spend' is included in the following spending?

1. Ewallet top up
2. Insurance payment
3. Utility Bills
4. Government (Assessment fees etc)

Thank you!

Thanks for the reply. To clarify, this also applies to online purchases/subscriptions in foreign currencies as well? Mastercard Rate + 1% CIMB Admin Fees.

And do the Basic Platinum cards follow the same rules? I don't hold TWE, just want to make one time/recurring payments in a foreign currency.

Also, how can I ensure that DCC is disabled? If the merchant lists their price in USD and I pay using my CC, I presume that it will convert per Mastercard rate +1%.

CIMB T&C mentioned min RM3,000 "Retail Spend" will eligible for airport lounge access and a RM65 Grab voucher (to airport)
Just wonder if Ewallet top-up, Insurance/ Bill payments and Government related taxes also consider as "Retail Spend" ...

Guys, for your TWE, did you check the oversea charges?
I realize sometimes they are charging the 1%.

I raised discrepancies query through cimbclick inbox
CS - there is 1% for oversea charges, except TWE.
me - my card is TWE.
CS -Oh, then lots of standard messages
me - can you get someone to call me
CS - no, we cant call, then lots of standard messages

I called call center
CS - 1% for oversea charges
Me - no, my card no charges
CS - yes, there is
Me - can you show me screenshot of T&C
CS - i cant, but I can show you the T&C on website
me - ok, pls guide me where
CS - open cimb.com.my, click 3 dash, find your credit card, click fee and charges
me - yes
CS - see, 1% charges except TWE
me - my card is TWE
CS - ok, i will lodge your case, we write you back in 3 working days

after this, I randomly check some oversea charges, indeed for some transactions they charge 1%

if u can afford to pay upfront, can consider gxbank with 1% cashback or tng with 2% cashback - both 0% admin fee.

quick question, is airbnb booking paid in MYR count as oversea trans for cimb travel?