0.2%?

0.2% is basically no cash back.

Might as well use other cards.

I'm in the plan of cancelling the CIMB Cash Rebate Mastercard.
Since there're auto-debit being tied to it.

Not on 1/9 but on a particular date every year, yet to be officially confirmed - card anniversary date.

i think should be ok cos if you don't use this card much and they charge the SST, can call in to waive and if they don't then you can still say sayonara to the card 

Card anniversary date was stated till March 2015 statement then this info was removed during GST era.

there is no such thing as exemption. all charge/credit cards will be taxed RM25 SST.

whether bank willing to absorb, you gotta try asking from CS.

What is your utilization of this card?
If it's heavy, then you should keep it.

Statement balance will not be reduced, just check out your outstanding amount.
It's all this while like this.

statement balance= all outstanding up to statement date, so u pay according to this amount by due date.

outstanding balance = all outstanding to date. this amount changes according to spending (+) or payment (-).

it want to maximize the Cc, you spend just after statement date, so that it get statement-ed by next statement date, then you pay + 20days later (due date, assuming u pay full previous month). at most, max is about 50 days.

yes, target to hit 0 for outstanding balance

if u constantly clear it, yes

make it a practice to review the statement once it's out.

do take note though, cashback is not considered as payment for your previous month statement especially for cimb.

CIMB-Petronas Mastercard will give you 3% everyday for <RM3k, or 7% for >RM3k.
Combined with Boost e-wallet (0.2% rebate and RM2 for cash-out, so no gain no loss) to achieve STATEMENT BALANCE >RM3k.