I chose Enrich Platinum because every year have 2 PPL without any spend condition.

Ocbc bank promise to waive lo

Surprisingly I didn't receive any SMS regarding this and I have got the card earlier than you and have fulfilled on day 1 it seems.
Can you share the content of the SMS so that I can check from my phone?

me also NTB but card jus 1 mth and ，fulfill d tnc however no sms or notification in app .. how long aftr u spend then get d sms? tq

Where is this secured messages located?

5K for TWE? What can you do with it? Me one spending also habis limit.

Isn’t the 1% admin fee waived. I looked at the website it’s still stayed waived.

Where you see it’s now being charged?

With the lucrative benefits of TWE gone, can anyone advise what card are worth switching to in terms of local spend to miles conversation?

HLB infinite gives enrich miles directly at rm3.50 to 1 enrich mile, UOB visa infinite not too bad either, however would rather stick with cimb as I have preferred and existing products with them.

If I cancelled my card due to fraud and they will be issuing me a new card, what happens when there is a refund process (separate transaction from another seller) on the old card number? Does it go through or do I need to give the new card number to the other merchant for refund?

Cimb can convert ecard to other card?
Anyone tried before?

wait till you see Bank Muamalat Malaysia Berhad – Muamalat Pos Visa Infinite-i's annual income requirement... need min RM300k  :stars:

check from here
https://www.mastercard.us/en-us/personal/ge...t-currency.html

anyone use CIMB PETRONAS Visa Infinite-i CC? Does the lounge access require spending req before access?
Access quota by calendar year or annual card?

bank will charger on next statement. so you need to cancel before sept or just call cs now and ask to waive annual fees before it charge

Dear all, my CIMB world elite creidt card was approved beginning of August and I was immediately charged annual fee of 1215.09 in August.

I thought this is charged usually at the end of the end ? Is this normal ? I didn't get this when I was using my Maybank card. Thinking of cancelling it

I notice when I make payment by using CIMB cc in oversea site ie Agoda/ xiamen Air etc, although it show RM, but final charges will be additional few % , then I test it by using my RHB cc, it charges exactly what it show on website, try on both VI and TWE

Service tax is imposed by government. Banks cannot waive it. They can credit a cash back to you to offset the SST, in reality they will still pay for you to the government behind the scene. They are just absorbing the cost for you. So, it’s up the bank to do it or not.

Just to add on to this statement, when requesting for the banks to absorb the SST, my request is generally worded this way:

I understand that the RM25 service tax is a tax imposed by the government on each credit card. However, in view of my loyalty and significant card usage, could you please consider providing a rebate of RM25 to offset the tax? [Sometimes I add "in line with previous years' rebates provided" or "as other banks have provided me such rebates" depending on the circumstances]. 

I have experienced 100% success rate with banks which have discretion/policies to accomodate requests for such rebates.  Note that some banks WILL NOT provide rebate/offset, so I don't even bother asking.