Enrich no need to convert point . Fixed on tnc. May be changes after June.

Why after June?

Coz July is their first year cc released, so may be got changes or not

https://www.ambank.com.my/docs/ambankretail...vrsn=d3f10e48_3

Updated annoucement. KF & AM still there but depreciate 99

Wow the KF depreciation for non Sig cards is insane...

Ambank basically screw up their enrich card t&c since Jul last year till 6 march 2025.

Not sure whether anyone aware of their loophole which now they fixed under the 6 March 2025 revision.

Previously if u buy items say ogawa massage chair RM15k in shopee, then u cancel it. You will still be awarded with enrich points for all reversed transactions.

Same goes to airline tickets (especially in the EU). Just buy any airline tickets that has the option to cancel the tickets for free within 24 hours of purchase, you will still be rewarded with enrich points.

Sad that then loophole has been fixed. Good while it last and i know some people abuse it that they got 400k enrich points for free from all the reversed transactions.

it's a revenue leakage (for ambank).

sooner or later will be fixed after abnormally-high enrich points gained gamed by users

Forgot to topup ewallet before the revised tnc take effect. Any suggestion what can be used for true visa for the cashback?

then can cancel d lo. ambank one of the banks that stubbornly refuse to offset sst

even more sad cuz i now only know

Not mine but someone shared this on FB.

I know someone who earns 1mil enrich points from buying and cancelling tiktok orders on daily basis.

I hope he converted all the points by now before ambank coming with the letter.

Saw this fb post also, but seem like this one just business/insurance farming. And the Ambank enrich is automatically converted every month, but this guy say ambank can reverse out of his enrich account lmao
So not just have to convert but need to spend the points before kena reverse

Well those are the people who we need to thanks for all the new t&c changes from ambank

The points are auto converted into enrich points every month no?

Yes auto convert to enrich.

They just reverse back in enrich account.

Those with points then kesian lo points is now lesser.

But those with no points - converted to flights or other items then now is left with negative.

If i were them, i would neglect the account with negative 700k points and create new enrich ahahaha

enrich tie to ur ic, they won't simply let u create account without ic and the point conversion must match ur real name

Questions about the AmBank Enrich Visa Platinum Credit Card:

Is the 4x lounge access fully free without minimum spend or hidden conditions?

Also, anyone who does does not have payslips able to apply? I'm currently self employed soleprop, no payslips. A year ago, I applied both through website and app and the bank officers that called all only concerned with payslips. I show invoice, bank statement, epf statement also cannot. Anyone have luck on this?

Now I have an Ambank Visa Signature. I am wondering if I get another Visa Infinite, can I use both cards to gain access to lounge simultanoesly? Another entry is for my below 18 yo son but under my name.

Any real life experience to share?

Thank you

usually need at least 2 years running and submit Form B + tax receipt
EPF no use cuz if u sendiri pay sendiri means nothing to them

Same bank cannot.