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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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poooky
post Jul 23 2024, 11:44 AM

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Hey all, thinking of applying for the AmBank Enrich Visa Platinum Credit Card for 10% discount off MAS flight tickets https://www.ambank.com.my/eng/cards/enrich-visa-credit-cards.

A few questions:

1. Is it worth it?

2. If I buy multiple tickets in one booking totaling RM10k, this means that the discount applied will be RM1k?

3. Am I able to view and pay off CC using the Ambank app without an Ambank Saving Account?

4. Enrich Points expire in 3 years. So If I don't manage to use all of them up, any way to convert them back as Cash Back?

5. Any other tips and tricks to this card?

6. Any catches / hidden traps?

This post has been edited by poooky: Jul 23 2024, 11:45 AM
poooky
post Jul 23 2024, 03:28 PM

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QUOTE(ericlaiys @ Jul 23 2024, 12:09 PM)
none. not good to use for local spend only. some reply inline
*
Enrich points still worth it for overseas transactions? Per t&c, ambank charges 1% + visa 1.16% for a total of ~2% markup.

I'm considering using a cc vs tng/gx bank when overseas.
poooky
post Jul 23 2024, 06:00 PM

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QUOTE(francis226 @ Jul 23 2024, 03:31 PM)
1. Is it worth it?
Depends on your spending & travel habit

2. If I buy multiple tickets in one booking totaling RM10k, this means that the discount applied will be RM1k?
Depends on the class, full fare 10%, Promo 5%

3. Am I able to view and pay off CC using the Ambank app without an Ambank Saving Account?
Yes can view

4. Enrich Points expire in 3 years. So If I don't manage to use all of them up, any way to convert them back as Cash Back?
You can use the points to book Enrich Hotel, or transfer to Enrich Money to offset your spending using Enrich Money card

5. Any other tips and tricks to this card?
Refer T&C

6. Any catches / hidden traps?
Refer T&C
*
Is it worth it to use this card for overseas transactions? Per t&c, ambank charges 1% + visa 1.16% for a total of ~2% markup.

I'm considering using a cc vs tng/gx bank when overseas.
poooky
post Jul 24 2024, 09:50 AM

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The AmBank Enrich Visa Platinum Credit Card allows 4x Golden Lounge access for Principal Cardholders only, but no guests allowed.

Anyone succeed in claiming 2x access for Principal Cardholder and a guest?
poooky
post Jul 24 2024, 11:27 AM

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QUOTE(ericlaiys @ Jul 24 2024, 10:47 AM)
can . as long same flight and mas airlines
*
Really can? Because the welcome pack pdf states specifically for principal card holder only.

Did you just apply for two vouchers from the app?
poooky
post Jul 25 2024, 11:56 AM

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QUOTE(ericlaiys @ Jul 24 2024, 11:50 AM)
someone did it and post in fb
*
I don't have FB, can you screenshot their post here?
poooky
post Jul 29 2024, 04:46 PM

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Anyone signup for Enrich Platinum through the site https://www.ambank.com.my/eng/cards/enrich-visa-credit-cards

I signed up last week, but no one has contacted me yet. Wondering if I should try opening an eFlex Savings Account through the App, and then applying for the Enrich Platinum card from there.
poooky
post Jul 30 2024, 08:49 PM

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QUOTE(ericlaiys @ Jul 29 2024, 05:31 PM)
i did that. after 3 days call me. but i also open saving acc, activate it and apply on day3 from app. since i have filled up online app, then i dropped the web as need to fill up manual form and go to branch to collect card.
so open saving acc and apply from there.no need go branch
*
Which account did you open from the App? eFlex or TRUE Savers? Convention or Islamic? Both don't have Annual RM8 fee so seems ok.
poooky
post Sep 4 2024, 10:00 AM

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My application for Enrich Platinum kena rejected for being self-employed. Anyone have any ideas to get around this apart from FD pledge? Would signing up w/ sales persons at the mall increase chance of approval?
poooky
post Mar 18 2025, 10:28 AM

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Questions about the AmBank Enrich Visa Platinum Credit Card:

Is the 4x lounge access fully free without minimum spend or hidden conditions?

Also, anyone who does does not have payslips able to apply? I'm currently self employed soleprop, no payslips. A year ago, I applied both through website and app and the bank officers that called all only concerned with payslips. I show invoice, bank statement, epf statement also cannot. Anyone have luck on this?

 

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