if you really want to enter, you will sure do the calculation manually
if got issue they charge you, just complaint with them
there is no point keep asking this type of question here

With the introduction of Bigpay, we can enter the PPL around the world with just RM6 per person with WMC/VI~

reload Bigpay with Ambank WMC/VI with RM500 30 days before/after you enter the PPL (https://www.ambank.com.my/ambank/Documents/PlazaPremiumLoungeListofAirport.pdf) and withdraw the RM500 out with a charges of RM6 by Bigpay and pay back to Ambank~

that's frequent reload and withdraw, this is just one reload and withdraw within 30 days from the day you enter a qualified PPL around the world.
I think most people already fed up with the RM500 stuff on WMC/VI but now with the help of Bigpay, this can become heaven again~

I think the counter start counting on 1 Aug 2018

after searching the answer on the CB calculation for True Visa, there is still no exactly answer whether it is calculate by statement date or calendar cycle right?
i just got my True Visa and my previous VI statement date is 28 of each month, so basically i will get CB every month if i just top up BP on 1st week of each month right? or the statement for VI and True will be different? Anyone can advise?

Anyway I have miss calculate the True Visa arrived too early, cos earlier of the month already top up with HLB Fortune too much, I will wait 27/8 top up PBB then only top up Ambank True Visa on 28/8, hopefully next month can get CB before statement come out on 28/9

erm... normally the cash back should be based on posting date because if you make transaction during or just before statement out, it will based on the posting date that fall into the date that qualify for CB just like every other bank did.
but anyway it doesn't matter for me as my statement date is on 28 and someone said they cut off on 21, means what ever i spend after 21 will be CB on next month statement anyway.

You need to know all bank use posting date rather than transaction date is because when your statement date is near and unable to post and calculate in your statement, therefore your cash back will be calculate on next month which posted after your statement date

It happens everywhere…
Most of the CS are fresh and some didn't train properly and they are not competent enough to provide the answer to customer…
For me I always rely on TnC as this is the black and white from the company and they can't deny if any wrong doing

OK found this at True by Ambank website:
http://www.truebyambank.com/Documents/TRUE...editCardTnC.pdf

2. Monthly Cash Rebate for Online Transactions 2.1 Subject to Clause 2.2, the Cardmember is entitled to Monthly Cash Rebate (“the Cash Rebate”) for online transactions based on the following terms:
(a) The Cash Rebate awarded is of 3% calculated on total amount charged for the purchases or payments made online over a period of 1-month (calendar), subjected to a maximum of RM30.
(b) The Cash Rebate will be credited into the Card Account at the end of the following month.
© If the Card is terminated before the end of the 1-month period, the Cardmember shall not receive any Cash Rebate be it in part or in full.
(d) If the Card’s outstanding balance exceeds the 30-day period, the Cash Rebate shall not be awarded until the outstanding balance is settled and the Card Account is regularized. (Effective 1 November 2015)TRUE VISA CREDIT CARD TERMS AND CONDITIONS
(e) All qualifying transactions must be posted to the Eligible Cardmember’s Card account to be eligible for the Cash Back. The Bank will allow ten (10) calendar days for the qualifying transactions made to be posted into the Eligible Cardmember’s Card account. The Bank is not responsible in any manner whatsoever for any late posting to Eligible Cardmember’s account by merchants and/or third party.
2.2 The Cash Rebate shall not be applicable to the following types of online transactions:
(a) Bill Payment transactions via Mobile Phone
(b) Utilities Payment transactions
© Insurance Payment transactions
(d) Direct Marketing transactions
(e) Transactions with below MCC Code:

2.3 The assignment of Merchant Category Code or MCC for each merchant is subject to classification by the respective acquiring banks and it is the responsibility of the particular acquiring bank to assign the correct Merchant Category Code to the relevant transaction. AmBank shall not be held responsible for any incorrect assignment of the Merchant Category Code that may result in non-posting of the Cash Rebate for retail transactions at the eligible merchants. The Cardholder shall not be entitled to claim for any compensation against AmBank for such non-posting of the Cash Rebate due to incorrect assignment of the Merchant Category Code by the respective merchant’s acquiring bank.
2.4 All qualifying transactions must be posted to the Eligible Cardmember’s Card account to be eligible for the Cash Rebate. The Bank is not responsible in any manner whatsoever for any late posting to Eligible Cardmember’s account by merchants and/or third party. Any late posting will result in the Cash Rebate being credited in the next billing cycle.

So based on above, it is calculated by posted date with calendar month and credit in the following month, not together with your monthly statement

For those who have doubt on Ambank True Visa CB calculation, some claimed that the CS said CB will only calculate on and before 20th of each month is wrong as it appear that they calculate based on last month transaction and credit in before 20th of each month, which my case is on 17th Oct 2018. my statement date is on 28th of each month btw.


Attached thumbnail(s)

18 Mar 2019
TRUE 3% ONLINE CASH BACK
30.00

03 Mar 2019
PAYMENT RECEIVED - THANK YOU
970.00

28 Feb 2019
BIGPAY-EC KUALA LUMPUR MY
1,000.00

To clear up some of you who got doubt on how the True Visa credit the CB, they calculate the transaction date of previous month and credit on next month, not 30 days or 60 days.

not fix:

30 May 2019
22 Apr 2019
18 Mar 2019
25 Feb 2019
25 Jan 2019
27 Dec 2018
26 Nov 2018
17 Oct 2018

normally current month CB calculate from previous month spending

when did you reload?

This post has been edited by tan_aniki: Jun 17 2019, 03:23 PM

CB already credited on 19 June 2019

u got receive from Aug transaction?
if got use your aug transaction that got cb on sep for comparison, don't use others ppl for comparison, later same fate like Maybank and HSBC

This post has been edited by tan_aniki: Sep 28 2019, 01:58 PM

should be courier, got the approval SMS on 28/9/17 and received before 4/10/17

got SMS transaction history ma...

if your cb came in within 20 days after your statement date, then you just pay RM970, else RM1000 and next month onwards RM970.