Am thinking of applying AMBank Visa Infinite or AMBank World Master Card, any thoughts?

So far based on written comparison as follows:
1. Visa - has Marriott privileges. (apparently Mastercard also has it, silly comparison tool)
2. Visa - 50% Shangri-la - food
3. Visa - FunElite membership (1 year only)

4. point exclusion - looks the same.

AM-Mastercard
AmBonus Points are not applicable for the following:
i. transactions made using the Prepayment amount. For avoidance of doubt, Prepayment is the amount paid by the Cardholder exceeding the total outstanding balance;
ii. any purchase at petrol stations;
iii. any payment for charity under the designated Merchant Category Code (MCC) 8398; and
iv. any government-related payments under the designated MCC below:- 9211, 9222, 9223, 9311, 9399, 9402, 9405; and
v. JomPay transactions

AM-Visa

AmBonus Points are not applicable for the following:
i. transactions made using the Prepayment amount. For avoidance of doubt, Prepayment is the amount paid by the Cardholder exceeding the total outstanding balance;
ii. any purchase at petrol stations;
iii. any payment for charity under the designated Merchant Category Code (MCC) 8398; and
iv. any government-related payments under the designated MCC below:- 9211, 9222, 9223, 9311, 9399, 9402, 9405; and
v. JomPay transactions

https://ringgitplus.wpcomstaging.com/en/blo...xclusions.html/

no more effective 6 March 2025

Revision of the AmBank/AmBank Islamic Credit Card/-i Terms and Conditions
13 February 2025

Dear Valued Cardholders,

Please be informed that with effect from Thursday, 6 March 2025, the AmBank/AmBank Islamic Credit Card/-i Terms and Conditions will be revised.

For your convenience, you may refer to the revised documents here.

looks like Ambank is removing all cashback for eWallet for all their cc like Maybank did..

Looks like the streak or cycle of downgrading benefits, adding exclusions, removing inclusions, higher spending requirements are kicking in..

Which bank will now buck the trend and improve on their benefits and launch new cards?

i don't mind remove all ewallet cb but continue with campaign like what pbb did so far

I think can use Ambank true to pay ShopeePay later outstanding balance as SPayLater’s MCC is not in the cashback exclusion list

With the revision, can ewallet reloads be used as filler for minimum spend?

Hi guys, may i check with you do we need to pay annual fee for enrich VI card which ontained the card on Oct-2024? because i saw in thhier website that stated :Annual fee waiver is valid for Principal AmBank Enrich Visa Infinite Credit Cards approved by 30 June 2025. For cards approved from 1 July 2025 onwards, the annual fee waiver will be subjected to the below:
- 50% of annual fee waiver with RM50,000 spend a year;
- 100% of annual fee waiver with RM100,000 spend a year.

approved by 30 June 2025
From when until June 30? That is your answer

Spend 100k before card anniversary to waive 100%. Lucky I applied platinum, no need to bother

Me too. Platinum is good enough. No annual fees for life.

Guys, it's true that i can only re-apply for application again after 3 month if my application before got rejected?

Hi, guys... a bad news to those who holding ambank cards..
Please refer link below:
https://www.ambank.com.my/docs/ambankretail...vrsn=d3f10e48_1

6 month. best a year

Half years? Damn....

Sad

Krisflyer and AM N/A? Meaning no longer giving the option to redeem Kris & AM anymore for all the non priority cards??

This post has been edited by Lego Warfare: Feb 25 2025, 04:20 PM

Crazy, points to redeem SST increase so much

Don’t see the enrich visa in the list.