may be u can try to apply , then update us. probably u r lucky

This post has been edited by ericlaiys: Apr 3 2025, 02:22 PM

I still have a few months to go and by that time, someone would have tried before me.

This post has been edited by fruitie: Apr 3 2025, 02:33 PM

Sorry have to bump this. Anyone has any idea for this question? Two CS told me different things

Confirm they won’t give annual fee waiver for Ambank enrich Visa infinite card?

We shall know in July, the first batch of users.

i tested in last year October, only one currency with is Euro. Wise will win hands down. for all transactions paid via ambank, it will be about 1% higher than wise rate. there are points to take note, of course wise rate will fluctuate live, but for this card that follows visa rates, are quoted the same for the entire day.

ended up i use wise more when spending there.

One can hope, but dont count on it.

Then its a bit wasted isn't it. Since this card give one of the best convertion rate for foreign spent @ rm1 = 1 point

This post has been edited by ZeneticX: Apr 5 2025, 12:21 PM

Well ... it is the members choice to decide what to use for your foreign spending.
Wise - cheaper exchange rate, no points, no lounge benefits, cash upfront/financial debit product, currency limits.
AMBank - 1 %, Enrich Points, lounge access, no cash upfront/financial credit product, credit limit varies and depends on your income.

Not exactly an apple to apple comparison if you don't look solely at exchange rate. The perfect product doesn't exist. Decide what suits you / how you wish to be rewarded.

This post has been edited by hye: Apr 5 2025, 09:08 PM

if you want to be penny wise pound foolish then this credit card is not for you. go back to cash back cards.

he expect cc can cheaper than wise. two diff card and usage purpose

Please understand the original post first before posting things that can create confusion and conflict.

adele123 is a seasoned credit cards user, she has CC in almost all the banks in Malaysia, like many of us as well.

She was just replying to this post:

yes she asked nicely.

Unlock Exclusive Rewards with Your AmBank Enrich Visa Credit Card
Missed the Enrich Priority Sale? Don’t worry—you can still enjoy great savings and rewards. As an AmBank Enrich Visa Credit Cardholders, you’re in for an exclusive treat.

Enjoy up to 30% off on Malaysia Airlines flights — plus, an additional 5% off when you book now.

But that’s not all. Booking with your AmBank Enrich Visa Credit Card means you’ll earn 2X Bonus Enrich Points on every flight purchase, making it the perfect time to accumulate points for your next getaway. Whether you’re planning a spontaneous trip or a long-awaited vacation, every flight you book brings you closer to your next adventure.

Take advantage of this limited-time offer and enjoy incredible savings while earning more for your future travel or rewards.

Make sure you’re logged in and book through this dedicated page to enjoy all the exclusive benefits.

Book by 28 Apr 2025
Travel from now until 31 Mar 2026

https://www.malaysiaairlines.com/my/en/prom...l#ambank-enrich

Is there a limit of Enrich points you can get per year? My average transaction per year is MYR220,000 (RM equivalent from AED, OMR, JOD, SAR and EUR). Will this get me 220,000 Enrich points then?

If I consider 1% bank fee, that would be around RM2,200 which is still not bad to get 220K Enrich points. I welcome your feedback and any other suggestions if any.

Thanks.

Anyone experience to cancel ambank cc? Normally take how long to fully close .

around 1 week after we hung up the phone

Will i still get cash back if i reload Tngo using True Visa?

https://www.ambank.com.my/docs/ambankretail...vrsn=2317d196_2

The Cash Rebate shall not be applicable to the following types of online transactions:
(a) Bill Payment transactions via Mobile Phone
(b) Utilities Payment transactions
© Insurance Payment transactions
(d) Any transactions including direct debit from JomPay, FPX, Duitnow QR and/or related
payments without MCC code or MCC 0000
(e) Any instalment payment plan transactions
(f) Reversals, illegal transactions, fraudulent retail transactions and disputed transactions
by the Cardholder
(g) Direct Marketing transactions such as continuity/subscription
(h) Transactions with below MCC Code:
.
.
.
6540 E-wallet

Since April True Visa no longer have any cash rebate for Ewallet.........

based on announcement here Revision of the AmBank/AmBank Islamic Credit Card/-i Terms and Conditions