among ambank card the best will be AMBANK WORLD MASTER CARD :

- Unlimited lounge access with RM500 spending each time access.https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf
- http://www.ambank.com.my/ambank/SiteAssets...tOfAirports.pdf  list for Plaza Premium Lounge (including Oversea)
- 5,000 AmBonus points = 1,000 Air Miles. (2nd ranking for exchange Air miles among credit card Malaysia, 1st is Maybank AMEX Reserve)
- Complimentary Hilton Premium Club Membership Card (Waive annual fee Hilton Membership card if spend min RM30,000)
- RM1 = 5X AmBonus Points for overseas spend (DOES NOT INCLUDE ONLINE SPEND PLS KEEP IN MIND, local and online spend only 1X point)
- No annual fee, no conditions attached
- First 3 supplementary cards are Free-For-Life
- Best for oversea spend, foreign exchange rate is best among all credit card, charge around 1% only (Most bank charge at 2%)
- Minimum income: RM120,000 p.a

This card is best for frequent flyer and oversea spend. BUT not for local and online spend.

Official Link:
AmBank Website

On Going Promotion:
Promo

Redemption Catalogue:
Redemption Catalogue

SMS Alert Notification:
Lowest amount are RM500. AmBank does not allow lower than this amount.
However, more than three transaction in a day, notification would be send regardless the amount.

New update on Plaza Premium Lounge
PPL access no longer free. Minimum spending of RM500 for each access is required.
New T&C could be found in below link.
https://www.ambank.com.my/ambank/Documents/...umLoungeTnC.pdf

Previous Thread:
AmBank Credit Card V1
AmBank Credit Card V2



This post has been edited by maskedchan: Nov 2 2017, 03:27 PM

Reserve

Can see this thread will be dying soon.

Officially today, we will need to spend to access PPL.

OK, I am not talking about those PB Signature cards ya.

there are always hope.
see how Maybank2cards make the u-turn.
i am not surprise ambank revert back to three time swipes for each entry to PPL

I will be calling them soon to cancel my Plat cards, just leave one with VS.
I was about to apply VI and WMC next year after I get my EA form, looks like I can save my energy.

for supp card access, does the supp need to spend RM500 or either Supp/Principal also can?

The T&C doesn't mention clearly about this. Perhaps you need to call CS to clarify about it.

if you do not have any VI or WMC card yet, should apply at least one.
VI/WMC have better discount on hotel buffet, fine dining and some 1for1 deals compare to VS or plat card.

Yes, on second thought maybe I will.
Next year then since free AF, then can cancel my VS.

High income bro ... qualified for wmc and vI .. minimum regular AI rm100k

If only applying for one card, wmc has the lowest foreign currency exchange rates....

We have not finished with the new rules....it is not enough that the bank knows how to calculate compliance with the rules, but users must also know, and it must be easy to do....users don't want surprises at the end of the month...

Seems like nobody discuss for True Cc.
Why ya? Haha..

I'm not bro la.
And I'm not a high income earner, if I do, I would have applied now.
It is RM 120k for both cards by the way.

Because there are better cards out there, like UOB YOLO, PBB Quantum and Visa Signature.

Why there is no discussion and space for this card? Isn't this AmBank card too?



This post has been edited by #Victor: Nov 1 2017, 03:33 PM

thanks for the picture
going to use that for footer

fruitie is a 'SHE' lah!

just got this card then the ppl t&c revised...
but the rm500 spending i think is still doable..pay ur astro,electric bill etc. not too hard to accumulate until rm500

This post has been edited by gouzun: Nov 1 2017, 04:08 PM

Well, unless you travel all the time. If spend for the sake of PPL macam not worth pulak.
Unless already planned PPL visits, then can spend accordingly.

i rarely travel.
so if i know i am going to travel, my plan will b :
plan the travel ppl visit date
paying all bills with this VI until the target amount
after back from travel put the card aside

30days before and 30days after basically i can pay the same bill for twice already.
home bill such as unifi,astro , electricity, phone bill etc.
or i can accumulate the bill by not paying for 2 months since they wont charge me interest fees.
this way good for single user.


now my problem is i have 2 sub card so if we 3 go travel and ppl together at the same time....

I will say for the safe sake, if supp card access PPL, supp card shall spent RM500.