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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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DogeGamingPRO
post May 14 2024, 04:13 PM

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Enrich Visa Infinite and Visa Platinum coming soon

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DogeGamingPRO
post Aug 31 2024, 02:44 PM

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QUOTE(mataitajin @ Aug 30 2024, 12:24 PM)
Hehe..i intended to enter with wife and parents. Using both gold and ambank enrich infinite quota, total 4 pax.
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Unlikely can stack in that way
DogeGamingPRO
post Sep 4 2024, 10:09 AM

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QUOTE(IceLeo @ Sep 4 2024, 10:06 AM)
is the enrich miles credited directly or have to wait for statement date only they credit the enrich miles?
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Credited into Enrich after statement comes out
DogeGamingPRO
post Sep 4 2024, 09:23 PM

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QUOTE(leootan @ Sep 4 2024, 08:49 PM)
Ambank gave me the same CL for my new Enrich VI. The only cc i got from the is VS.

And one thing weird, no any application history appeared in eccris. The card just like approved macam tu saja, no email no sms no nothing 😐
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I think for shared credit limit always liddat, no separate application in ccris since it uses your existing credit limit, next ccris update will see the card listed under the bank.

Previously same experience with adding cards through Maybank
DogeGamingPRO
post Sep 5 2024, 08:12 PM

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QUOTE(tan_aniki @ Sep 5 2024, 08:08 PM)
I heard someone reported 43m quota finished
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Madani economy very good
DogeGamingPRO
post Sep 13 2024, 02:27 AM

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QUOTE(apalexar @ Sep 13 2024, 12:06 AM)
Apply for Ambank Marriott member and get free buffet voucher.
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Need to be careful if just planning to use the card perks (I just plan to use the lounge access when needed and not actually gonna spend much with it), most of my spending is on other cards to get better rewards/cashback.

There's a spending requirement if not will get hit with RM350 fee.

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DogeGamingPRO
post Sep 18 2024, 08:22 AM

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QUOTE(coolguy99 @ Sep 17 2024, 09:25 PM)
For the MH Golden Lounge access, must I fly with MAS in order to be entitled to the lounge access? Can supplementary card holder be entitled too?

I am referring to the Enrich VI card.
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Yes, only MAS.

Principal cardholder + 1x guest only for VI, need voucher redeem from MAS app so only principal cardholder will have the card linked to MAS account and have the voucher.
DogeGamingPRO
post Oct 23 2024, 05:36 PM

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QUOTE(tmcn @ Oct 23 2024, 03:13 PM)
Hi, do you still have the detail of this campaign? those info that was listed on Ambank website were removed.
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The sign up bonus enrich points have monthly caps, so depending on when in the month you got approved and how many ppl apply that month, its not a given that you will get, and hard to know whether get or not until you actually get it, CS probably won't tell you either.

So just treat it like a bonus i guess, if get then nice if not then too bad. Unless yours is approved very early in the month then most likely will get.
DogeGamingPRO
post Dec 3 2024, 08:49 PM

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Kekwa ambank
Probably didn’t qualify within the monthly quota limit, mine was approved mid July

This post has been edited by DogeGamingPRO: Dec 3 2024, 08:52 PM
DogeGamingPRO
post Dec 4 2024, 12:48 PM

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QUOTE(ericlaiys @ Dec 3 2024, 11:54 PM)
Yup same....Nov 28-zero, scroll down to July. get the welcome point. It is correct and reflected on point (add up)
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Oh just saw that, nice. Missed it earlier.
Thanks

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This post has been edited by DogeGamingPRO: Dec 4 2024, 01:04 PM
DogeGamingPRO
post Mar 13 2025, 08:54 PM

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QUOTE(cucikaki @ Mar 9 2025, 01:31 PM)
Ambank basically screw up their enrich card t&c since Jul last year till 6 march 2025.

Not sure whether anyone aware of their loophole which now they fixed under the 6 March 2025 revision.

Previously if u buy items say ogawa massage chair RM15k in shopee, then u cancel it. You will still be awarded with enrich points for all reversed transactions.

Same goes to airline tickets (especially in the EU). Just buy any airline tickets that has the option to cancel the tickets for free within 24 hours of purchase, you will still be rewarded with enrich points.

Sad that then loophole has been fixed. Good while it last and i know some people abuse it that they got 400k enrich points for free from all the reversed transactions.
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even more sad cuz i now only know doh.gif
DogeGamingPRO
post Mar 14 2025, 08:38 PM

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QUOTE(cucikaki @ Mar 14 2025, 08:11 PM)
Not mine but someone shared this on FB.

I know someone who earns 1mil enrich points from buying and cancelling tiktok orders on daily basis.

I hope he converted all the points by now before ambank coming with the letter.

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Saw this fb post also, but seem like this one just business/insurance farming. And the Ambank enrich is automatically converted every month, but this guy say ambank can reverse out of his enrich account lmao
So not just have to convert but need to spend the points before kena reverse
DogeGamingPRO
post Mar 18 2025, 11:07 AM

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QUOTE(poooky @ Mar 18 2025, 10:28 AM)
Questions about the AmBank Enrich Visa Platinum Credit Card:

Is the 4x lounge access fully free without minimum spend or hidden conditions?

Also, anyone who does does not have payslips able to apply? I'm currently self employed soleprop, no payslips. A year ago, I applied both through website and app and the bank officers that called all only concerned with payslips. I show invoice, bank statement, epf statement also cannot. Anyone have luck on this?
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usually need at least 2 years running and submit Form B + tax receipt
EPF no use cuz if u sendiri pay sendiri means nothing to them
DogeGamingPRO
post Mar 19 2025, 02:18 PM

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QUOTE(ryansxs @ Mar 19 2025, 02:14 PM)
wise use close to google exchange rate.

cc use the bank rate.
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No, mostly use VISA/Master rate + % markup
I frequently use my Enrich Infinite so I verified it, it follows Visa rate for that day +1% markup, which isn't that bad, I use it to get RM1:1 mile

https://www.visa.com.my/support/consumer/tr...calculator.html

Just use this and set the bank fee to 1% to find out the exact amount that you'll be charged
DogeGamingPRO
post May 5 2025, 06:06 PM

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QUOTE(Kelvin8998 @ May 5 2025, 05:01 PM)
For the Enrich VP, does anyone know whether converting a transaction to instalment plan will still earn enrich miles on the original transaction?
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DogeGamingPRO
post May 6 2025, 10:21 PM

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QUOTE(Kelvin8998 @ May 6 2025, 09:39 PM)
Thanks for this - have also read thru it and am still unsure, thus the posting.

The exclusion does not state ‘Transactions converted to Am Flexi Pay, or Am Flexi Pay’ as being an exclusion (Am Flexi Plus is another thing - a statement balance conversion).

Or would it be covered under any instalment payment plan transactions? I believe this refers to the monthly instalment payments.

Would appreciate if you can share your interpretation as well.
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I have not tried myself so I can’t be certain either

But I can say that if I were the bank I would definitely get it categorized under any installment payment plans
DogeGamingPRO
post May 31 2025, 04:13 AM

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QUOTE(cashie @ May 23 2025, 11:43 AM)
for enrich card, may I know if I pay hotel booking in foreign currency (e.g book from ctrip), I will get 1:1 enrich mile since it's considered foreign transaction?
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as long as foreign currency u will get 1:1 based on the converted myr amount
DogeGamingPRO
post Jun 16 2025, 01:13 PM

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QUOTE(ericlaiys @ Jun 16 2025, 09:47 AM)
ambank enrich one year soon, let hope no downgrade of benefit
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infinite need spend 100k first year to waive annual fee for second year onwards right
DogeGamingPRO
post Jul 11 2025, 10:34 PM

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Mai sudah
DogeGamingPRO
post Jul 11 2025, 11:09 PM

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QUOTE(fruitie @ Jul 11 2025, 11:02 PM)
I lost count how many banks have published their revisions these few days.
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SST expansion, einvoice, mandatory stamp duty, interest rates dropped, general spending scaling back

Everything hitting at the same time, guess they couldn’t hold on further

Only left UOB haven’t make big moves

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