but scammers on mudah and carousell still a lot.

Those are under KPDNHEP and PDRM jurisdiction.

haha i mean scammers still able to open many bank accounts to scam.

For RHB smart account, can I open it at Islamic branch? Nearby my area have a RHB Islamic

sure. there're conventional and islamic versions of smart account.

Thanks, so, both conventional & Islamic also same tnc ? Do I need to get Islamic credit card too?

my smart account-i seemed to be working with VS.

Revision of interest rates to Citibank Max Yield Checking Account

Effective 1 October 2020, Citibank Max Yield Checking Account and Australian Dollar Currency Call Account interest rates will be revised as per tables below:



https://www.citibank.com.my/global_docs/pdf...ate_changes.pdf

The great Max Yield is also impacted in current low OPR rate environment.

So RHB is the best? I tried applying for their credit card but no success. I heard is not easy to get RHB credit card, especially for self employed.

And OCBC even not accepting credit card applications now.

So their 360 accounts cannot "work" without a credit card from them.

What other banks offer this kind of conditional savings acct where you spend with CC will get interest into the savings acct...?

This post has been edited by Hobbez: Sep 28 2020, 09:45 PM

You can use debit card with 360 for spending.

Debit card not suitable for my spending circumstances. I am planning to spend online at foreign site, not local. And I doubt they accept debit cards.

as long as the site accepts mastercard, should be ok

i won't recommend direct usage due to

1) exposure of your entire account balance to fraud
2) most foreign shopping website have somewhat weaker security

that said, being a debit card you can top up to ewallets. Since you plan on spending on foreign websites, u can top up to Bigpay which in the past has very good forex rates. your fraud exposure is also limited by how much u maintain in the card, and you can withdraw up to RM2k monthly quite easily via transfer (which depending on your situation, can be used to cycle into the account for the monthly deposit requirement)

https://forum.lowyat.net/topic/4623336/+24640

This post has been edited by zenquix: Sep 30 2020, 12:39 PM

What do you think about OCBC Frank? Worth to open? https://www.frankbyocbc.com.my/

i would say it is a simple way to get 1.8% p.a which is better than some of the other accounts offered by other banks. certainly makes their smartsavers obsolete.

Anyone signing up - just move 100% to save pot since they will auto adjust balance with no penalty to u

Is there any high yield savings that is better than FD?

There're 3 in the market:

1. RHB Smart Account @ 2.85%
2. SC Privileged Saver @ 2.6%
3. OCBC 360 @ 2.45%

Each has its own unique requirements to fulfill.

HSBC amanah perks@work promotion is back until july 2021
3.25% max with criteria below
1) 1.75% for incremental balance
2) 0.75% for paying 3 bill
3) 0.75% for spending 1k using hsbc amanh credit /debit card.

Quite a good deal when alternate with RHB / Std chart.

https://www.hsbcamanah.com.my/accounts/perk...tep-up-savings/

This post has been edited by hakkai0810: Oct 3 2020, 12:11 AM

Not as flexible, unless u have incremental balance. 1.75% is on increased amount?

Thank you, I will check out SC since I have savings in there.