QUOTE(hakkai0810 @ Feb 1 2020, 12:24 PM)
QUOTE(wyh @ Feb 2 2020, 01:25 AM)
But OCBC360 easier to meet monthly criteria and if average daily balance is smallerConditional High Yield Savings Account
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Feb 2 2020, 08:53 AM
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#1
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All Stars
18,413 posts Joined: Oct 2010 |
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Feb 3 2020, 12:04 AM
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#2
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(zenquix @ Feb 2 2020, 10:17 PM) a lot don't realize that Priv Savers is 2.5% >100k which is better than a lot of savings accounts in the market. This monthly deposit of rm3k can be withdrawn within the same month n yet qualify for 4%?if you already deposit 3k a month etc for the 4% you can make this account your primary account. MEPS for ATM is free when u hit the 3k deposit monthly anyway |
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Mar 27 2020, 10:02 AM
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#3
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(GrumpyNooby @ Mar 27 2020, 07:54 AM) REVISION OF JUSTONE INTEREST/PROFIT RATE/ PROFIT SHARING RATIO Still no changes for Privilege$aver by Standard Chartered?Kindly be informed that the interest/profit rate/profit sharing ratio (PSR) for JustOne Accounts will be revised as follows. All other product features, fees and charges will remain unchanged. EFFECTIVE DATE: 17 APRIL 2020 ![]() EFFECTIVE DATE: 1 MAY 2020 ![]() https://av.sc.com/my/content/docs/my-revisi...profit-rate.pdf |
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May 13 2020, 10:19 PM
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#4
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(GrumpyNooby @ May 13 2020, 06:01 PM) REVISION OF JUSTONE, PRIORITY PLUS-i AND SENIORSAVE INTEREST/PROFIT RATE/ PROFIT SHARING RATIO PSA remains at 3.6%?Kindly be informed that the interest/profit rate/profit sharing ratio (PSR) for the following products will be revised as follows. All other product features, fees and charges will remain unchanged. ![]() ![]() https://av.sc.com/my/content/docs/my-announ...seniorsaver.pdf |
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Jul 10 2020, 07:46 PM
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#5
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(GrumpyNooby @ Jul 10 2020, 07:02 PM) Revision of Product Board Rates and Profit-Sharing Ratio No revision for PSA?Kindly be informed that the board rates and profit-sharing ratio (PSR) for the following products will be revised effective 14 JULY 2020 and 1 AUGUST 2020 as per details below. All other product features, fees and charges will remain unchanged. The new rates are also available on the Standard Chartered website. A) REVISION OF PRODUCT BOARD RATES EFFECTIVE 14 JULY 2020 ![]() B) REVISION OF PRODUCT BOARD RATES AND PROFIT-SHARING RATIO EFFECTIVE 1 AUGUST 2020 ![]() ![]() ![]() ![]() ![]() https://av.sc.com/my/content/docs/Homepage_...ate_and_PSR.pdf |
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Oct 3 2020, 07:39 AM
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#6
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(hakkai0810 @ Oct 3 2020, 12:08 AM) HSBC amanah perks@work promotion is back until july 2021 Not as flexible, unless u have incremental balance. 1.75% is on increased amount?3.25% max with criteria below 1) 1.75% for incremental balance 2) 0.75% for paying 3 bill 3) 0.75% for spending 1k using hsbc amanh credit /debit card. Quite a good deal when alternate with RHB / Std chart. https://www.hsbcamanah.com.my/accounts/perk...tep-up-savings/ |
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Oct 3 2020, 08:53 AM
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#7
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All Stars
18,413 posts Joined: Oct 2010 |
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Nov 2 2020, 03:39 AM
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#8
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All Stars
18,413 posts Joined: Oct 2010 |
1st time i faced IBFT that didnt transfer funds instantly. 2 days ago Saturday night i need to IBFT from my SC PSA acc to few receipients urgently, but funds deducted but not transfer. Called CS n was told can only be resolved on next working day. Really salute. Now thinking of switching to another bank. Anyone faced such situation?
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Feb 22 2021, 03:39 PM
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#9
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18,413 posts Joined: Oct 2010 |
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Jul 21 2022, 07:53 PM
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#10
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(superahdang @ Jul 21 2022, 06:49 PM) Agree! For new accounts opened during this campaign only?Currently OCBC is running a 2Spend & 2 Save Campaign from 1June to 31 August. Can get additional rate (+20bps) if you open OCBC 360 Account/-i or OCBC Booster account, and spend using their debit card, you will on the run to win luckydraw prize. Grand Prize is a trip for 2 to Italy! I thnk is a good timing to open & try the account! |
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Sep 8 2022, 04:44 PM
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#11
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All Stars
18,413 posts Joined: Oct 2010 |
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Oct 5 2022, 01:30 PM
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#12
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All Stars
18,413 posts Joined: Oct 2010 |
Got this via sms, how does it works?
RM0 UOB Deposits:Open Stash Account via Mighty App today&get RM25 with every RM1K incremental avg bal.Max RM125/mth with RM5K incr avg bal. Till311022.T&C apply This post has been edited by MGM: Oct 5 2022, 01:31 PM |
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Jan 7 2023, 06:36 PM
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#13
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All Stars
18,413 posts Joined: Oct 2010 |
How much is the annual fee n card fee for this rhb smart acc?
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Jan 10 2023, 04:18 PM
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#14
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(!@#$%^ @ Jan 10 2023, 10:12 AM) long story short, get a basic savings account with no annual fee debit card. then open smart account via online (debit card with fees tagged to the account is optional). I already got the BSA with debit card so can just open the Smart acc minus debit card online without the need to go d bank?https://www.rhbgroup.com/personal/personal-...ount/index.html |
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Feb 18 2023, 08:43 AM
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#15
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(adele123 @ Feb 18 2023, 08:32 AM) Btw, those who use RHB smart. Did you get the 3.35% interest for jan 2023? If u got your statement in Excel:My balance was varying too much throughout the month, so it's abit harder for me to calculate and tally. add a column to calculate the number of days from 1st of month to transaction date. 2nd column multiple 1st column with daily interest. Sum up 2nd column. CMIIAW This post has been edited by MGM: Feb 18 2023, 09:19 AM |
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Feb 18 2023, 08:46 AM
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#16
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All Stars
18,413 posts Joined: Oct 2010 |
So currently anyone got the list of highest interest in descending order?
Without the insurance n investment portions is it: UobOne>RhbSmart>Ocbc360>SC-PSA? |
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Feb 18 2023, 10:44 AM
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#17
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All Stars
18,413 posts Joined: Oct 2010 |
QUOTE(adele123 @ Feb 18 2023, 10:09 AM) SC-PSA is now 4.15%, can move it up. But SC-PSA must have incremental monthly average balance whereas i am using CASA to park for my cash out from ewallets n >50k cc monthly expenses. Now i use ocbs360 more n hardly on PSA 2.15%.I am not that lazy to expect other ppl to calculate for me. I just assume someone would have calculated for themselves and they did get the right interest. This post has been edited by MGM: Feb 18 2023, 10:47 AM AhDang liked this post
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Feb 19 2023, 12:13 AM
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#18
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All Stars
18,413 posts Joined: Oct 2010 |
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Feb 20 2023, 10:32 AM
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#19
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All Stars
18,413 posts Joined: Oct 2010 |
Could it be that those open smart account b4 1Jan2023 get 2.85% n those after get 3.35% since campaign is for this year.
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Feb 20 2023, 11:07 AM
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#20
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18,413 posts Joined: Oct 2010 |
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