Outline ·
[ Standard ] ·
Linear+
Conditional High Yield Savings Account
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CPURanger
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Jul 30 2020, 07:52 PM
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QUOTE(Hobbez @ Jul 30 2020, 06:17 PM) Sure or not? Sounds very good but how come I don't read about it anywhere? I have been using Alliance SavePlus all this while, but recently they again lowered the tier payout and added one new one, which is RM 350,000+ then only can get 2.25% (which sucks anyway). All this while, their highest tier was RM200,000 with 2.25% interest. I am looking for other options, including 6 months or more FDs which pay monthly interest that will surely be better than this. Two potential good ones are Am Bank and Bank Rakyat i-Term deposits.... Regarding Standard Chartered (SC), I just opened PSA recently at SC Subang Jaya and have been offer for RM70k in FD with 2.9%, RM30K in PSA with 2.1%. Yes, it is not advertise, have to go branch to enquire. Need to have RM 100K in SC account for at least 14 days to apply. Offer ends at end of August. This post has been edited by CPURanger: Jul 30 2020, 07:54 PM
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CPURanger
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Jul 31 2020, 10:56 AM
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QUOTE(mamamia @ Jul 30 2020, 10:24 PM) Y PSA only 2.1% and not 3.6%? Not sure, I think she mean savings part but did not mention spending and invest part. I didn't ask further as not interested at that time. BTW the offer is only for six months deposit.
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CPURanger
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Jul 31 2020, 02:13 PM
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QUOTE(zenquix @ Jul 31 2020, 01:15 PM) your bank officer also forgot to mention it is for new to bank Premium (100k - 249k) and Priority customers (>250k) only. Promo used to be on the website but is currently verbal only. Yeah she did mention about Premium account. Too much info like investments for me to remember. All I want is just PSA & CC This post has been edited by CPURanger: Jul 31 2020, 02:16 PM
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CPURanger
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Jul 31 2020, 11:16 PM
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QUOTE(zenquix @ Jul 31 2020, 02:19 PM) yeah it is 1-time only. once u lose your virgin status .. later when want to get it also cannot. basically once u put in >RM100k with SC, if you don't take up the fd offer now, you lose it forever Ha ha. I am no virgin. Good rates. Probably won't be seeing this kind of rate for a long time after this offer. May consider. This post has been edited by CPURanger: Jul 31 2020, 11:17 PM
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CPURanger
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Sep 28 2020, 09:55 PM
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QUOTE(Hobbez @ Sep 28 2020, 09:43 PM) So RHB is the best? I tried applying for their credit card but no success. I heard is not easy to get RHB credit card, especially for self employed. And OCBC even not accepting credit card applications now. So their 360 accounts cannot "work" without a credit card from them. What other banks offer this kind of conditional savings acct where you spend with CC will get interest into the savings acct...? You can use debit card with 360 for spending.
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CPURanger
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Nov 18 2020, 05:22 PM
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If they can hack, they can put any numbers.
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