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 Conditional High Yield Savings Account

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hakkai0810
post Nov 3 2019, 10:57 PM

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any1 got experience with hsbc perks@work step up campaign? Want to know if fulfill all the criteria, i will receive 5% interest in 1 transaction or by multiple transaction.

Receive sms for 3%, but didnt receive another 2% yet :x

This post has been edited by hakkai0810: Nov 3 2019, 10:58 PM
hakkai0810
post Nov 22 2019, 01:12 AM

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QUOTE(lilsunflower @ Nov 21 2019, 11:18 PM)
I have it, and you will multiple tranches on different dates.
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Noted thanks. Didnt expect the 2% will only credited within 4-8 weeks after the month ended.
hakkai0810
post Feb 1 2020, 08:50 AM

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QUOTE(a.lifehacks @ Jan 29 2020, 04:19 PM)
OCBC rate revision wef 29/1/2020
Wow, didnt expect they change it after jan lol. No use for ocbc now i guess since its lesser than std chart psa :x
hakkai0810
post Feb 1 2020, 12:24 PM

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QUOTE(wyh @ Feb 1 2020, 11:32 AM)
SC PSA adjusted their % ?
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err no, remain at 4%. tats y i say ocbc is no use now since its 3.6% at max
hakkai0810
post Oct 3 2020, 12:08 AM

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HSBC amanah perks@work promotion is back until july 2021
3.25% max with criteria below
1) 1.75% for incremental balance
2) 0.75% for paying 3 bill
3) 0.75% for spending 1k using hsbc amanh credit /debit card.

Quite a good deal when alternate with RHB / Std chart.

https://www.hsbcamanah.com.my/accounts/perk...tep-up-savings/

This post has been edited by hakkai0810: Oct 3 2020, 12:11 AM
hakkai0810
post Oct 3 2020, 08:45 AM

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QUOTE(MGM @ Oct 3 2020, 07:39 AM)
Not as flexible, unless u have incremental balance. 1.75% is on increased amount?
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Ya, tats why need to alternate btw accounts.
E.g. sept left rm1 as balance in hsbc acc
Oct put 100k into hsbc acc, then can get 1.75% on rm99999 lol

This post has been edited by hakkai0810: Oct 3 2020, 08:54 AM
hakkai0810
post Oct 3 2020, 10:26 AM

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QUOTE(MGM @ Oct 3 2020, 08:53 AM)
then 1-Nov switch to SCB, 1-Dec switch back to Hsbc, is that the strategy?
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Yup. thats the way biggrin.gif
hakkai0810
post Nov 1 2020, 11:25 PM

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QUOTE(M.I.3 @ Nov 1 2020, 10:26 PM)
Hi, any minimum amount for bill payment?
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I paid Rm2 for each biller biggrin.gif
hakkai0810
post Nov 2 2020, 12:18 AM

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QUOTE(mamamia @ Nov 1 2020, 11:31 PM)
Salary must credit to HSBC? Too bad as my co has fixed bank for salary crediting..
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The CS told me before like can using instant transfer but i didnt inquire further. Mayb can call up the bank to ask further
hakkai0810
post Nov 2 2020, 09:53 AM

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QUOTE(GrumpyNooby @ Nov 2 2020, 07:02 AM)
3.25% pa is only applicable for HSBC Amanah Premier Account-i and HSBC Amanah Advance Account-i only?

And for these two account, one needs to attain membership for Premier and Advance, right?

If you're just attaching HSBC Amanah Basic Savings Account-i, the max attainable interest is just 1.75% pa.

Premier Membership: Maintain AUM of RM 250k or earns a monthly gross salary of RM16,500 and above
Advance Membership: Maintain AUM of RM 100k or earns a monthly gross salary of RM5,000 and above
Normal (Basic): Earns a monthly gross salary of RM 3,000 and above and holds HSBC Amanah Credit Card-i

Step Up Campaign T&C: https://cdn.hsbcamanah.com.my/content/dam/h...savings-tnc.pdf
Perks@ Work T&C: https://cdn.hsbcamanah.com.my/content/dam/h...twork-terms.pdf
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Ya, if earn below 5k i think RHB Smart/ Std Chart is good to go
hakkai0810
post Nov 30 2020, 09:34 AM

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QUOTE(M.I.3 @ Nov 29 2020, 04:07 PM)
Hi, must it be 3 different billers?
or can we do 3 payments to the same biller within a month?
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Didnt try that since 3biller is easily achievable for me.
hakkai0810
post Feb 8 2023, 08:10 AM

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just notice that for uob one account the nett interest rate for 100k if complete 2 action is 3.9%p.a lol
wonder got calc wrong or not haha. Got the rate from the tnc so i think its for normal customer as well.

This post has been edited by hakkai0810: Feb 8 2023, 08:15 AM


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