Outline ·
[ Standard ] ·
Linear+
Conditional High Yield Savings Account
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MGM
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 Jul 10 2020, 07:46 PM
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QUOTE(GrumpyNooby @ Jul 10 2020, 07:02 PM) Revision of Product Board Rates and Profit-Sharing RatioKindly be informed that the board rates and profit-sharing ratio (PSR) for the following products will be revised effective 14 JULY 2020 and 1 AUGUST 2020 as per details below. All other product features, fees and charges will remain unchanged. The new rates are also available on the Standard Chartered website. A) REVISION OF PRODUCT BOARD RATES EFFECTIVE 14 JULY 2020  B) REVISION OF PRODUCT BOARD RATES AND PROFIT-SHARING RATIO EFFECTIVE 1 AUGUST 2020      https://av.sc.com/my/content/docs/Homepage_...ate_and_PSR.pdf No revision for PSA? |
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Emimarson
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Jul 12 2020, 02:07 PM
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which one is the best for slightly over 50k?
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leo_kiatez
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Jul 12 2020, 10:32 PM
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QUOTE(MGM @ Jul 10 2020, 07:46 PM) Ya, what about PSA? |
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datolee32
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Jul 12 2020, 10:46 PM
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I saw a lot of ads about PSA up to 5.6% in apps recently, hopefully they won't revise the interest rate.
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Tronoh
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Jul 12 2020, 10:55 PM
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Getting Started
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PSA has already reduced base rate to 0.1% so no more room there. if it were me, it'd probably be a reduction of 2% SAVE bonus to 1.8% or 1.7%. 1.8% is already high, not many FD can get that. of course this is me speaking with my banker hat on.
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GrumpyNooby
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Jul 13 2020, 04:23 PM
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RHB Smart Account interest rate has been revised to 2.85% pa effective 13/7/2020  |
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smartfreak
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Jul 14 2020, 02:36 PM
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Hello, wanna ask for RHB Smart Account, we need to fulfill the Save, Pay and Spend criteria within certain period of the month or end of the month also can? The status only show 1 July until 12 July but do not show the status after that.  This post has been edited by smartfreak: Jul 14 2020, 02:36 PM |
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TSacejlsh
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Jul 14 2020, 07:21 PM
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Getting Started
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QUOTE(smartfreak @ Jul 14 2020, 02:36 PM) Hello, wanna ask for RHB Smart Account, we need to fulfill the Save, Pay and Spend criteria within certain period of the month or end of the month also can? The status only show 1 July until 12 July but do not show the status after that. It takes minimum 2 working days to update your condition fulfillment progress. |
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smartfreak
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Jul 14 2020, 07:25 PM
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QUOTE(acejlsh @ Jul 14 2020, 07:21 PM) It takes minimum 2 working days to update your condition fulfillment progress. OK noted thanks for the info. |
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wyh
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Jul 14 2020, 10:07 PM
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QUOTE(GrumpyNooby @ Jul 13 2020, 04:23 PM) RHB Smart Account interest rate has been revised to 2.85% pa effective 13/7/2020 looks good besides SC PSA. didnt know got such good deal from RHB |
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GrumpyNooby
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Jul 15 2020, 07:51 PM
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A new tier/band created for Alliance SavePlus?  https://www.alliancebank.com.my/banking/per...us-account.aspxPromo with SavePlus: https://www.alliancebank.com.my/promotions/...e-campaign.aspx This post has been edited by GrumpyNooby: Jul 15 2020, 09:51 PM |
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syaaron
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Jul 16 2020, 12:43 PM
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 From the SC PSA website it state that the rate will be valid till 31Jan2021, therefore even OPR cut should not affect their rate as per TnC |
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GrumpyNooby
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Jul 16 2020, 12:56 PM
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QUOTE(syaaron @ Jul 16 2020, 12:43 PM) From the SC PSA website it state that the rate will be valid till 31Jan2021, therefore even OPR cut should not affect their rate as per TnC They had revised once in May 2020. So not guaranteed that they won't revise until 31/02/2021 |
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syaaron
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Jul 16 2020, 05:37 PM
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QUOTE(GrumpyNooby @ Jul 16 2020, 12:56 PM) They had revised once in May 2020. So not guaranteed that they won't revise until 31/02/2021 I see. Prior to this 5.6% is how many % ? I signed up PSA on June , didn't know of the changes even TnC wrote that |
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GrumpyNooby
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Jul 16 2020, 05:54 PM
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QUOTE(syaaron @ Jul 16 2020, 05:37 PM) I see. Prior to this 5.6% is how many % ? I signed up PSA on June , didn't know of the changes even TnC wrote that 6% pa |
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lilsunflower
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Jul 18 2020, 12:59 AM
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I just opened an RHB Smart Account, but when I tried to use instant transfer from my other banks (e.g. SCB and Maybank) into the account, it failed. Is this normal?
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PSS2020
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Jul 18 2020, 02:27 AM
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Getting Started
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QUOTE(lilsunflower @ Jul 18 2020, 12:59 AM) I just opened an RHB Smart Account, but when I tried to use instant transfer from my other banks (e.g. SCB and Maybank) into the account, it failed. Is this normal? Nope. My instant transfer from SCB n MBB to RHB nv failed. Only when I inst trfr out from RHB got delayed. |
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lilsunflower
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Jul 18 2020, 02:56 AM
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QUOTE(PSS2020 @ Jul 18 2020, 02:27 AM) Nope. My instant transfer from SCB n MBB to RHB nv failed. Only when I inst trfr out from RHB got delayed. Thanks for sharing  I called CS and they told me there was account maintenance around midnight. I just tried again and it is OK now. |
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Leroi2x
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Jul 18 2020, 12:58 PM
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for RHB smart account to get the PAY bonus interested
any min payment amount required ?
for example can i pay 3 diff bill with min rm1 ,does it count ?
going to open account by online
much more easy since no nid go branch
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