Just started my first job. Looking for a savings account with high interest. Is Standard Chartered PSA still the best if I just wanna dump money in and earn interest?Not paying any bills as I still live with family and my spending only around 500 per month, so can save a lot.

I have looked around:
1. Standard Chartered PSA - 2.1% (Won't be able to fulfill the other conditions consistently)
2. OCBC 360 -  1.65% (Can fulfill deposit and spend category)
3. RHB Smart Account - 1.85%
4. UOB ONE Account - 1.65%

Seems like PSA still gives you the best interest even if you just wanna dump money in and not fulfill any spending conditions. Any other suggestion?

Yes for all.

RM10 if MAB is less than rm1k in preceding 6 months. Rm8 debit card fee if I remember correctly.

question is how to know selected or not

If you open RHB online banking do you see the same breakdown as the the screenshot above?

i calcurate mine if follow the break down given, the diffrent as below

  bank credit                own calculate
bonus 1 RM50.46            RM52.55
bonus 2 Rm14.01            RM21.89
bonus 3 Rm14.01            Rm21.89

different of 17.86
quit confruss as i refer to e statement the bonus 2 and 3  state as 0.5 only??

Lol 3.35% is not a special rate for selected customers, it's for all RHB Smart customers. Don't spread misinformation

Best account now is UOB One?
https://www.uob.com.my/personal/save/saving...ount/index.html

How do u get RHB SMart acct with 3.35%?I thought 2.85%p.a. only? i am using OCBC 360 account, easily get 3.25%p.a. every month.. simplest criteria as compared to the rest.

RHB Smart is at 3.35% p.a.

Maintain RM1k monthly average balance = 0.05%
Deposit RM2k = 1.80%
Spend RM1k on credit card = 0.75%
Pay 3 bills = 0.75%
Total = 3.35%

If you don't have credit card, then just pay 9 bills. Get the same 3.35%. I believe easier than OCBC.

You would need to go branch physically and inform them that your employer has bank account in RHB and would like your bank account to be under Joy@Work.