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 Conditional High Yield Savings Account

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smartfreak
post Jan 26 2020, 01:18 PM

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Looks like SCB PSA instant transfer feature is having issues today. Instant transfer status still stuck as "submitted" since morning. Anyone having instant transfer feature issue using standard charted saving account today?
smartfreak
post Jan 27 2020, 09:47 AM

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QUOTE(ProxMatoR @ Jan 26 2020, 11:05 PM)
you using app or web?
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I am using web. Anyway, I have contacted standard charted customer support. I'm not the only one having these issue. They will investigate and get back to me.

smartfreak
post Jan 27 2020, 11:54 AM

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QUOTE(ProxMatoR @ Jan 27 2020, 11:48 AM)
previously i had this issue too. but i was on app. after i used web, it worked.
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Ok noted thanks for the info. By the way, I observed that sometimes SC instant transfer is slower compared to other banks that I have used so far. Not "instant" after all.😅
smartfreak
post Jan 28 2020, 07:56 PM

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QUOTE(mamamia @ Jan 27 2020, 10:36 PM)
Normally it will refund to u by T+2
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Yup, you are right. It's already refunded back to me.
smartfreak
post Mar 3 2020, 12:18 PM

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Which UOB saving account offer higher yield currently? Is it UOB one?
smartfreak
post Jul 14 2020, 02:36 PM

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Hello, wanna ask for RHB Smart Account, we need to fulfill the Save, Pay and Spend criteria within certain period of the month or end of the month also can?
The status only show 1 July until 12 July but do not show the status after that.

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This post has been edited by smartfreak: Jul 14 2020, 02:36 PM
smartfreak
post Jul 14 2020, 07:25 PM

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QUOTE(acejlsh @ Jul 14 2020, 07:21 PM)
It takes minimum 2 working days to update your condition fulfillment progress.
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OK noted thanks for the info.
smartfreak
post Jul 19 2020, 09:30 AM

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QUOTE(Leroi2x @ Jul 18 2020, 12:58 PM)
for RHB smart account to get the PAY bonus interested
any min payment amount required ?
for example can i pay 3 diff bill with min rm1 ,does it count ?

going to open account by online
much more easy since no nid go branch
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I tested with one bill rm1 and it's counted.
smartfreak
post Jul 20 2020, 02:39 PM

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QUOTE(Nom-el @ Jul 20 2020, 10:39 AM)
Can the 3 bill payments be made to the same biller to qualify for the bonus interest? Anyone knows what is the cut-off time for interest calculation for RHB?
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Not sure. Maybe I can try verify next time.
smartfreak
post Aug 3 2020, 09:00 AM

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QUOTE(Nom-el @ Jul 20 2020, 10:39 AM)
Can the 3 bill payments be made to the same biller to qualify for the bonus interest? Anyone knows what is the cut-off time for interest calculation for RHB?
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Yes, just verified, same biller also can.
smartfreak
post Aug 3 2020, 08:25 PM

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QUOTE(Leroi2x @ Aug 3 2020, 08:12 PM)
Bro ,is the biller was all the jompay thing?
I try by mobile apps ,only show jompay?
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Yes, I paid my bills using jompay desktop website.
smartfreak
post Aug 22 2020, 05:59 PM

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QUOTE(sl3ge @ Aug 10 2020, 10:14 AM)
Hi,

For the Rhb smart acc,
is it within 6month, if even only one day my account <Rm1000 i will be charge RM10?
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If my understanding is correct, if your MAB is less than Rm1k for 6 months then will charge RM10.
QUOTE
Thank you for you message

With regard to your concern Current Account with OD facility, Basic CA without OD facility & RHB Smart Account will be charge half yearly service charge of RM10.00 is levied if a monthly average balance is less than RM1,000.00 in preceding 6 months

**monthly average balance is less than RM1,000.00 in preceding 6 months

**Sum of day end balance in the preceding 6 months / number of days

Should you require further assistance about other RHB banking products & services, you may send another message and we would be glad to assist you.


Thank you for using www.rhbgroup.com

smartfreak
post Aug 23 2020, 11:04 PM

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QUOTE(kart @ Aug 23 2020, 04:21 PM)
Regarding the deposit interest, the minimum holding period of RM 2000 which is deposited into RHB Smart Account is not mentioned in the terms and conditions.

So, is it possible to withdraw RM 2000 after RM 2000 is deposited into RHB Smart Account, and we are still entitled to the Deposit Interest of 1.80% p.a.?
smartfreak previously mentioned that the pay interest 0.5% p.a. is granted, when RM 1 is paid three times to same biller. As such, it is also possible to get pay interest 0.5% p.a.
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I believe it is possible.
RHB smart account has a transaction running table for you to check when you login. Usually, the table will be updated after 2 days.
So after you deposited rm2k, you can check back after 2 days to confirm.
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smartfreak
post Nov 5 2020, 07:43 AM

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QUOTE(MGM @ Nov 2 2020, 03:39 AM)
1st time i faced IBFT that didnt transfer funds instantly. 2 days ago Saturday night i need to IBFT from my SC PSA acc to few receipients urgently, but funds deducted but not transfer. Called CS n was told can only be resolved on next working day. Really salute. Now thinking of switching to another bank. Anyone faced such situation?
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Faced SC PSA fund transfer issue once last time, money was refunded back to me.
QUOTE(smartfreak @ Jan 26 2020, 01:18 PM)
Looks like SCB PSA instant transfer feature is having issues today. Instant transfer status still stuck as "submitted" since morning. Anyone having instant transfer feature issue using standard charted saving account today?
*
smartfreak
post Jan 26 2021, 10:50 PM

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QUOTE(datolee32 @ Jan 21 2021, 09:22 PM)
Hi, all. i have question to ask:-

Deposit a minimum account balance of RM2,000 monthly to get 1.80% p.a.* and to qualify for other bonus payouts.
Is this deposit of RM 2,000 similar to PSA? Can deposit then withdraw

Pay a minimum of 3 bills monthly via RHB Now Internet or Mobile Banking and get 0.5% p.a.*
What is the minimum amount to pay the bill? If TNB, can i repeat to pay it 3 times?
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Yes for all.

QUOTE(smartfreak @ Jul 19 2020, 09:30 AM)
I tested with one bill rm1 and it's counted.
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smartfreak
post Jan 28 2021, 10:40 AM

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QUOTE(datolee32 @ Jan 27 2021, 09:46 AM)
Thank you very much! smile.gif I would like to ask if there any maintenance fee require for this account? Like RM 8 for its debit or other annual fee?
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RM10 if MAB is less than rm1k in preceding 6 months. Rm8 debit card fee if I remember correctly.

QUOTE
Thank you for you message

With regard to your concern Current Account with OD facility, Basic CA without OD facility & RHB Smart Account will be charge half yearly service charge of RM10.00 is levied if a monthly average balance is less than RM1,000.00 in preceding 6 months

**monthly average balance is less than RM1,000.00 in preceding 6 months

**Sum of day end balance in the preceding 6 months / number of days

Should you require further assistance about other RHB banking products & services, you may send another message and we would be glad to assist you.


Thank you for using www.rhbgroup.com


This post has been edited by smartfreak: Jan 28 2021, 10:41 AM
smartfreak
post Mar 9 2021, 08:43 PM

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QUOTE(GrumpyNooby @ Mar 4 2021, 10:44 AM)
I remembered that there's account maintenance fee is MAB drops below lower threshold right?
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RM10 charge if MAB less than RM1k in preceding 6 months.

QUOTE
Thank you for you message

With regard to your concern Current Account with OD facility, Basic CA without OD facility & RHB Smart Account will be charge half yearly service charge of RM10.00 is levied if a monthly average balance is less than RM1,000.00 in preceding 6 months

**monthly average balance is less than RM1,000.00 in preceding 6 months

**Sum of day end balance in the preceding 6 months / number of days

Should you require further assistance about other RHB banking products & services, you may send another message and we would be glad to assist you.


Thank you for using www.rhbgroup.com

smartfreak
post Jan 7 2023, 02:18 PM

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QUOTE(contestchris @ Dec 16 2022, 02:01 PM)
Any news revision to RHB Smart Account?
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revised to 3.35%.
https://www.rhbgroup.com/smart/index.html
smartfreak
post Feb 7 2025, 08:44 PM

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https://www.rhbgroup.com/-/media/Files/othe...H20250127-1.pdf
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This post has been edited by smartfreak: Feb 7 2025, 08:45 PM

 

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