Anyone open smart acc this year but got 2.85%?

It doesn’t cover both if you check under the apply section hence it is 2 different accounts 🤦‍♀️


I think you all missed out the word opened during the Campaign Period will automatically be registered for this Campaign.

Better ask RHB on clause 5 and 6 for better clarification

So u guys opened the smart acc b4 2023, n got 2.85% for Jan2023?

A bit side track, those using new banking online rhb, how do you send msg to RHB?
For old online banking website, u can easily compose a msg to rhb at messages.

RHB credit the remaining interest today. No callback, No announcement, No apologies….sigh. Just like nothing happen, good job RHB.

i saw my acc got "RHB Retail Deposit", anyone know what is that?

same?

so i think u r wrong

The missing 0.50% interest for RHB Smart Account.

I got it as well. Everything tallies to 3.35% now

This is for Jan?

I never notice this bonus interest, i just transfer & spend base on app showing for 2.85%.

So in conclusion some people didn't get 3.35% and then after a few complaints RHB credited it to those who got 2.85%

Nobody I know of got 3.35%…everyone got 2.85%. Maybe their system setting did not change.

it is 3.35%. the payment of 6 bills will only be pais 15th of next month.

I also received the missing 0.5% after lodging in complaints last week

Just reporting in. I received my 3.35%

So on 31st Jan, received 0.05% interest

On 15 Feb, received 1.80% (bonus 1 save) + 0.5% interest (bonus 2 pay)

On 24 Feb, received another 1% interest, description is REFLEX-AUTO CREDIT

I'm one of those ppl who paid 6 bills.

If you follow the T&C word for word, for those who paid 6 bills, 0.75% seems to be paid on 15th. The balance will be paid by end of the next month.

In theory, whereas, if you paid 3 bill, spend 1000 on debit/credit card, you should get the 1.5% interest on the 15th of the month. This is how i interpret the T&C. We shall see again next month.

This post has been edited by adele123: Feb 26 2023, 03:20 PM


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Yes this is exactly how it was before and how it should be. RHB probably just messed up in Jan 2023, we shall see. For 6 bills, the additional bonus interedt is always been considered separate from the Smart Account basic interest for 3 bills.

Hi guys, assume that I have 150KRM,

Now I have both OCBC 360 and UOB one account.

Which one is more worth it to be kept?

sorry, im bad at calculating the returns etc.
hope sifu don’t mind guiding me a little bit.

I am not able to figure out why my calculation is not able to match the Bonus 1 (save) received for the month of Mar. I opened the account at the end of Mar.

30-Mar Deposit RM 1000
31-Mar Deposit RM 50000
31-Mar Bill 1 - RM 1
31-Mar Bill 2 - RM 1
31-Mar Bill 3 - RM 1
31-Mar Bill 4 - RM 1
31-Mar Bill 5 - RM 1
31-Mar Bill 6 - RM 1
31-Mar Annual Fees - RM 8
31-Mar Interest Credited RM 0.07 >> Correct
15-Apr Bonus 1 (Save) RM 26.49 >> Wrong
15-Apr Bonus 2 (Pay) RM 11.03 >> Correct

My calculation:
Save ( MAB x 1.8% / 365 x 31)
= 25993.04 x 1.8% / 365 x 31
= 39.74

Pay ( MAB x 0.5% / 365 x 31)
= 25993.04 x 0.5% / 365 x 31
= 11.04

I could not get the right number for Bonus 1 (Save), is there anything wrong with my calculation?

This thread is for multi banks high yield CASA. IT will be nice to specify which product u guys r referring to. TIA.

Wrong calculation.

Save = ~ 52000/3 * 1.8 * (365/12) = RM26.49
Pay = ~ 52000/3 * 0.75 * (365/12) = RM11.04