just notice that for uob one account the nett interest rate for 100k if complete 2 action is 3.9%p.a lol
wonder got calc wrong or not haha. Got the rate from the tnc so i think its for normal customer as well.

This post has been edited by hakkai0810: Feb 8 2023, 08:15 AM


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may i know when the bonus interest for RHB smart acc is credited ? on every end month? cause i open this acc mid Jan, fulfill all the tasks, but on 31/1 only received the normal interest of RM0.54. And until today no update on the bonus interest.

15th of following month

Correct because tiering system of rm50k

But check on the dates because I doubt it will last long

It's 4.0% now...

Btw, those who use RHB smart. Did you get the 3.35% interest for jan 2023?

My balance was varying too much throughout the month, so it's abit harder for me to calculate and tally.

This post has been edited by adele123: Feb 18 2023, 08:32 AM

If u got your statement in Excel:
add a column to calculate the number of days from 1st of month to transaction date.
2nd column multiple 1st column with daily interest.
Sum up 2nd column.
CMIIAW

This post has been edited by MGM: Feb 18 2023, 09:19 AM

So currently anyone got the list of highest interest in descending order?
Without the insurance n investment portions is it:
UobOne>RhbSmart>Ocbc360>SC-PSA?

Why don't you share your statement here, we help you calculate if you're getting 3.35%?

SC-PSA is now 4.15%, can move it up.


I am not that lazy to expect other ppl to calculate for me. I just assume someone would have calculated for themselves and they did get the right interest.

But SC-PSA must have incremental monthly average balance whereas i am using CASA to park for my cash out from ewallets n >50k cc monthly expenses. Now i use ocbs360 more n hardly on PSA 2.15%.

This post has been edited by MGM: Feb 18 2023, 10:47 AM

You don't even care to calculate for yourself, I think confirm 100% you won't get SC-PSA 4.15%

The 2% out of 4.15% is very tricky and hassle to manage, read the TnC carefully, lazy person like you hard to achieve!

No they still credited 2.85% interest only.
Use the interest they credited on 31/1 (0.05%) times 10. If it is same as one of the bonus interest (0.50%) they credited on 15/2, then you only getting 2.85% not 3.35%.

is it calculate from 1/1-31/1 or 15/1-14/2?
i try to calculate mine buy cant get the exact figure

Eh yeah...mine also 2.85% only. How come yea?

So how now? Must contact them ke? Have you done so?

Mine also same case

wow kena cheated liao like this

Please dont simply call names, assume, flame. This is for discussion. My question was, did others get their 3.35% or not. Which at least others are sharing their findings.

Not everyone has the temperament to chase down every rm0.01 be it savings account or other thing.

Thanks for confirming. But yes. Now i realised your method is a good way to do back of envelope calculation. Cause i was thinking too straight to calculate daily balance myself.

1/1 to 31/1 based on past experience. Have always gotten it accurately last year.

Has anyone reported the incorrect bonus interest credited for Jan 2023 to RHB? Any responses so far?

I just reported via Secure Mail, will let you guys know of any response once I receive.

Already report since 15/2/23 no feedback yet. All of us should report the issue to them to force them take action immediately.


RHB Smart Campaign Terms & Conditions apply. Campaign runs from 1 January 2023 - 31 December 2023. Eligible for selected RHB Customers. The Participant(s) is required to fulfil the qualifying requirements as defined in RHB Smart Campaign Terms & Conditions. For full Terms & Conditions, please click here

Their website mentioned only for selected customer but in their pdf is open for all.

This post has been edited by tansam: Feb 18 2023, 07:05 PM