[quote=GrumpyNooby,Nov 2 2020, 07:02 AM]
3.25% pa is only applicable for HSBC Amanah Premier Account-i and HSBC Amanah Advance Account-i only?

And for these two account, one needs to attain membership for Premier and Advance, right?

If you're just attaching HSBC Amanah Basic Savings Account-i, the max attainable interest is just 1.75% pa.

Premier Membership: Maintain AUM of RM 250k or earns a monthly gross salary of RM16,500 and above
Advance Membership: Maintain AUM of RM 100k or earns a monthly gross salary of RM5,000 and above
Normal (Basic): Earns a monthly gross salary of RM 3,000 and above and holds HSBC Amanah Credit Card-i

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I wanna ask if anyone is getting the 0.75% p.a. for Pay and Spend in recent months? I have paid 3 bills online and spend more than 1k using cc, but I only got 1.75% p.a. for Save.

https://pictr.com/images/2022/08/09/B3D5jP.md.png

Did you provide any documents to open the smart acct?
Went to RHB branch today, the lady officer told me I need to bring the latest payslip and mobile phone bill

I don't have any account with RHB.

I thought IC and mobile phone bill are all we need for account opening. And only non-resident need payslip.
www.rhbgroup.com/files/personal/current-account/overview/Documents_required_for_account_opening.pdf

I want to open a Smart Account without db card, and I don't see the option to opt-out the db card online, that's why I went to the branch.

I am not able to figure out why my calculation is not able to match the Bonus 1 (save) received for the month of Mar. I opened the account at the end of Mar.

30-Mar Deposit RM 1000
31-Mar Deposit RM 50000
31-Mar Bill 1 - RM 1
31-Mar Bill 2 - RM 1
31-Mar Bill 3 - RM 1
31-Mar Bill 4 - RM 1
31-Mar Bill 5 - RM 1
31-Mar Bill 6 - RM 1
31-Mar Annual Fees - RM 8
31-Mar Interest Credited RM 0.07 >> Correct
15-Apr Bonus 1 (Save) RM 26.49 >> Wrong
15-Apr Bonus 2 (Pay) RM 11.03 >> Correct

My calculation:
Save ( MAB x 1.8% / 365 x 31)
= 25993.04 x 1.8% / 365 x 31
= 39.74

Pay ( MAB x 0.5% / 365 x 31)
= 25993.04 x 0.5% / 365 x 31
= 11.04

I could not get the right number for Bonus 1 (Save), is there anything wrong with my calculation?

It's RHB Smart Account. www.rhbgroup.com/smart/index.html

Oh, the pay should be 0.75, and I will be getting the remaining 0.75 at the EOM.

But to calculate the MAB, the Actual Number of Days in a month, do you mind sharing why it's counted as 3 but not 2? It should be 2 days (30th Mar and 31st Mar) right?

MAB = Total Daily End Balance / Actual Number of Days in a month