QUOTE(smartfreak @ Jan 7 2023, 02:18 PM)
Any tips on the RM2,500 monthly spend requirement to hit the 3.35% ?Conditional High Yield Savings Account
Conditional High Yield Savings Account
|
|
Jan 7 2023, 03:37 PM
Return to original view | Post
#1
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
QUOTE(smartfreak @ Jan 7 2023, 02:18 PM) Any tips on the RM2,500 monthly spend requirement to hit the 3.35% ? |
|
|
|
|
|
Jan 7 2023, 04:05 PM
Return to original view | Post
#2
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
QUOTE(contestchris @ Jan 7 2023, 03:50 PM) No need. For max 3.35%, easiest combo is: Thanks! Great tip. I used the calculator in the RHB link above and see that the rate is capped at 3.35% regardless of how many criteria we fulfil. I assume the RM2,000 deposit can be withdrawn out at any time?1) Maintain RM1k avg throughout the month 2) Deposit at least RM2k 3) Pay 3 bills (RM1 payment to TNB x 3 times counts) 4) Spend RM1.0k with RHB cards Actually no scratch that, easiest way is pay 6 x RM1 to TNB account. No need bother with card spending as you will get an additional bonus of 0.75% for 6 bill payments. |
|
|
Jan 7 2023, 05:52 PM
Return to original view | Post
#3
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
QUOTE(ky33li @ Jan 7 2023, 05:29 PM) Actually step 4 don't need to do. You can easily get 3.35% by maintaining 1,2 & 3 (6 bills instead of 3 bills). I have done that for past few months when it is 2.85% Is the RM2,000 deposit only required as a transaction record? meaning we can withdraw or use those funds any time? PS - CIMB also has a conditional high-yield account (up to 4.50% ) for those who sign up as their Prime customer - https://www.cimb.com.my/en/personal/promoti...d-campaign.html |
|
|
Jan 8 2023, 10:26 AM
Return to original view | Post
#4
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
kplaw and lovelyuser liked this post
|
|
|
Jan 26 2023, 03:50 PM
Return to original view | Post
#5
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
|
|
|
Feb 6 2023, 01:36 PM
Return to original view | IPv6 | Post
#6
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
|
|
|
|
|
|
Feb 10 2023, 09:02 PM
Return to original view | IPv6 | Post
#7
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
|
|
|
Feb 19 2023, 09:46 AM
Return to original view | IPv6 | Post
#8
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
|
|
|
Feb 19 2023, 06:03 PM
Return to original view | IPv6 | Post
#9
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
QUOTE(datolee32 @ Feb 19 2023, 05:42 PM) Time to call Rhb and hentam them 99... |
|
|
Feb 20 2023, 10:59 AM
Return to original view | IPv6 | Post
#10
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
QUOTE(contestchris @ Feb 20 2023, 08:40 AM) QUOTE(MGM @ Feb 20 2023, 10:32 AM) Could it be that those open smart account b4 1Jan2023 get 2.85% n those after get 3.35% since campaign is for this year. Best thing to do is for those getting 2.85% to call RHB customer service and ask why. Then maybe share it back here with others. |
|
|
Feb 24 2023, 09:03 AM
Return to original view | IPv6 | Post
#11
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
|
|
|
Sep 7 2023, 07:06 PM
Return to original view | IPv6 | Post
#12
|
![]() ![]() ![]() ![]() ![]() ![]() ![]()
Senior Member
2,191 posts Joined: Feb 2012 |
QUOTE(AskarPerang @ Sep 7 2023, 02:50 PM) I think UOB One account is the best at the moment for 50K to 100K savings. Not sure what were the T&Cs previously. But currently left only 2 steps to hit 6% pa. Easily achievable. QUOTE(ericlaiys @ Sep 7 2023, 05:21 PM) Maximum effective rate is 4% ya.. 2% on first 50k and 6% on second 50k.. average become 4% lovelyuser and thecurious liked this post
|
| Change to: | 0.0443sec
0.39
7 queries
GZIP Disabled
Time is now: 7th December 2025 - 08:46 AM |