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 Conditional High Yield Savings Account

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xander2k8
post Jan 21 2023, 12:08 AM

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QUOTE(joice11 @ Jan 20 2023, 09:33 PM)
just open rhb smart acc, today try deposit and pay 1 bill, but the progress cart of additional interest is not updated on the sport?
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Won’t be so soon check back by end of next week since it is holiday
xander2k8
post Jan 26 2023, 03:37 PM

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QUOTE(Ramjade @ Jan 26 2023, 11:45 AM)
No. Cause too low interest rate.for too much work If and when they give 4.5%p.a interest, I will reopen and do it if MMF not givingbme the same returns. I use to do it on bigpay though. Pay RM0.50/withdrawal back to bank account and earn more interest gain from OCBC 360. The time when TnG not even in the market yet.
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Yes as long as it on par with bonds or MGS it is only good for 360 otherwise not worth chasing the extra 50bps 🤦‍♀️
xander2k8
post Feb 6 2023, 06:44 PM

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QUOTE(gooroojee @ Feb 6 2023, 01:36 PM)
OCBC? Bonus interest credited on 2nd Feb.
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I thought it is always the 1st because I received mine then
xander2k8
post Feb 7 2023, 09:13 PM

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QUOTE(hydragyrum @ Feb 7 2023, 08:58 PM)
https://www.uob.com.my/personal/save/saving...ount/index.html

UOB One Account have increased their Interest Rates.
user posted image
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Read properly it is their new tiering system and only for new customers for the 1st 6 months 🤦‍♀️

Actual rates are lower than OPR without the bonus so called and even with bonus it is still lower than SCB and RHB 🤦‍♀️
xander2k8
post Feb 8 2023, 12:45 PM

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QUOTE(hakkai0810 @ Feb 8 2023, 08:10 AM)
just notice that for uob one account the nett interest rate for 100k if complete 2 action is 3.9%p.a lol
wonder got calc wrong or not haha. Got the rate from the tnc so i think its for normal customer as well.
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Correct because tiering system of rm50k

But check on the dates because I doubt it will last long
xander2k8
post Feb 19 2023, 10:48 PM

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QUOTE(contestchris @ Feb 19 2023, 05:47 PM)
Lol 3.35% is not a special rate for selected customers, it's for all RHB Smart customers. Don't spread misinformation
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3.35% is only valid for customers with Smart Account/-i. 🤦‍♀️ so it is for selected customers 🤦‍♀️ and there is no misinformation if you have read the TnC properly

So to those with 2.85% check whether your account is the normal Smart account as those are only eligible for 2.85%

xander2k8
post Feb 20 2023, 05:34 AM

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QUOTE(contestchris @ Feb 20 2023, 12:08 AM)
Dude why are people spreading nonsense?

Smart Account/-i means:
1. Smart Account (normal)
2. Smart Account-i (Islamic)
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Learn to read the FAQ instead 🤦‍♀️ not nonsense if you read the fine print before deciding to go after RHB for nothing

RHB Smart Account is a conventional current account, whereas, RHB Smart Account-i is an Islamic current account under the Commodity Murabahah (cost plus profit) via Tawarruq Arrangement concept.


xander2k8
post Feb 20 2023, 12:53 PM

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QUOTE(contestchris @ Feb 20 2023, 08:40 AM)
No point argue with people with no common sense.

"RHB Smart Account/-i" covers BOTH
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It doesn’t cover both if you check under the apply section hence it is 2 different accounts 🤦‍♀️


QUOTE(gooroojee @ Feb 20 2023, 10:59 AM)
Best thing to do is for those getting 2.85% to call RHB customer service and ask why. Then maybe share it back here with others.
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I think you all missed out the word opened during the Campaign Period will automatically be registered for this Campaign.

Better ask RHB on clause 5 and 6 for better clarification
xander2k8
post May 8 2023, 06:33 PM

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QUOTE(exwuliao @ May 8 2023, 12:05 PM)
Best one is Rize at 5% limited to the 1st 5k then 4% for after 1st 5k onwards
xander2k8
post May 8 2023, 06:33 PM

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QUOTE(datolee32 @ May 8 2023, 06:13 PM)
If without consider investment, the highest one should be stanchart psa, 4.15% but quite troublesome, I personally use RHB smart 3.35%. UOB One Account below 50k 2%, above 50k 4%, if 100k effective interest rate only 3%.
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Highest now is Rize 🤦‍♀️ if you compared Stanchart PSA

 

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