Conditional High Yield Savings Account
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 Sep 7 2023, 08:01 PM
Show posts by this member only | IPv6 | Post
#1101
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Junior Member
993 posts Joined: Jun 2013  
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QUOTE(gooroojee @ Sep 7 2023, 07:06 PM) Maximum effective rate is 4% ya.. 2% on first 50k and 6% on second 50k.. average become 4% Ya ya, done the calculation. Hence the best is Rize at this moment till end 2023, if no changes |
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Sep 7 2023, 11:49 PM
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Senior Member
7,566 posts Joined: May 2012
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QUOTE(lovelyuser @ Sep 7 2023, 08:01 PM) Ya ya, done the calculation. Hence the best is Rize at this moment till end 2023, if no changes lol...a lot of rize people complained that calc interest is incorrect. so at least uob still consistent and accurate.aug interest is all 4% rather than 5% for first 5k |
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Sep 11 2023, 07:26 PM
Show posts by this member only | IPv6 | Post
#1103
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Senior Member
1,701 posts Joined: Feb 2011
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Hi, for Ambank True Saver, the monthly 3k deposit requirement for 1.15% bonus rate, is it incremental? I mean, can I take out the 3k (or say 2.9k) say a day after bank in? still eligible for the bonus rate? thanks
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Sep 30 2023, 12:57 AM
Show posts by this member only | IPv6 | Post
#1104
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Senior Member
5,551 posts Joined: Aug 2011
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What's the highest HYSA currently?
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Oct 27 2023, 08:48 AM
Show posts by this member only | IPv6 | Post
#1105
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Junior Member
321 posts Joined: Sep 2018
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HLB PaySave account the deposit 2k consecutive 3 months for enjoy the 2.25% interest, want to ask do we need maintain full 2k amount we deposited in or we can out after deposited in?
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Oct 27 2023, 10:31 AM
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Senior Member
7,566 posts Joined: May 2012
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QUOTE(weiseang72 @ Oct 27 2023, 08:48 AM) HLB PaySave account the deposit 2k consecutive 3 months for enjoy the 2.25% interest, want to ask do we need maintain full 2k amount we deposited in or we can out after deposited in? better maintain after deposit in |
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Dec 19 2023, 01:49 PM
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All Stars
17,500 posts Joined: Feb 2006 From: KL
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these kinda accounts no more popular nowadays huh?
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Dec 19 2023, 02:50 PM
Show posts by this member only | IPv6 | Post
#1108
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Senior Member
5,551 posts Joined: Aug 2011
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QUOTE(!@#$%^ @ Dec 19 2023, 01:49 PM) these kinda accounts no more popular nowadays huh? Maybe a bit less popular due to TNG Go+, GXBank, KDI Save and Rize that offer 3% to 4% returns with no prerequisites. Hinote liked this post
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Dec 19 2023, 03:24 PM
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All Stars
17,500 posts Joined: Feb 2006 From: KL
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QUOTE(contestchris @ Dec 19 2023, 02:50 PM) Maybe a bit less popular due to TNG Go+, GXBank, KDI Save and Rize that offer 3% to 4% returns with no prerequisites. banks also do not seem to update the interest for the condition |
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Dec 19 2023, 06:10 PM
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Senior Member
1,617 posts Joined: Mar 2020
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QUOTE(!@#$%^ @ Dec 19 2023, 01:49 PM) these kinda accounts no more popular nowadays huh? At some point the interest rates were similar or higher than FD during the rate drops. Nowadays, need to activate the higher tier by buying insurance, unit trust etc, which kind of makes it pointless already. Since ultimately it's not saving if need to spend more buying. Still, there are some good accounts out there with decent rates but with many limitations. |
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Dec 19 2023, 06:17 PM
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All Stars
18,416 posts Joined: Oct 2010
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I am still using ocbc360 for payment to cc, with balance of 20k to 50k. Monthly cc payments about 50k to 70k. Last month interest of ~rm100.
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Dec 19 2023, 06:47 PM
Show posts by this member only | IPv6 | Post
#1112
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Senior Member
5,551 posts Joined: Aug 2011
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QUOTE(!@#$%^ @ Dec 19 2023, 03:24 PM) banks also do not seem to update the interest for the condition Yeah the rates are lagging a bit.Anyways I only use my RHB Smart Account for my 30 day liquidity needs when salary comes in. That same day, any excess cash is transferred out elsewhere (e.g. KDI Save). |
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Jan 1 2024, 11:32 PM
Show posts by this member only | IPv6 | Post
#1113
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Senior Member
5,551 posts Joined: Aug 2011
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Any idea what's the RHB Smart Account rates now? As I recall, the 3.35% rates were promo rates until 31 Dec 2023.
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Jan 2 2024, 02:49 PM
Show posts by this member only | IPv6 | Post
#1114
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Junior Member
872 posts Joined: Feb 2022
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QUOTE(contestchris @ Jan 1 2024, 11:32 PM) Any idea what's the RHB Smart Account rates now? As I recall, the 3.35% rates were promo rates until 31 Dec 2023. 2.85% only |
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Jan 2 2024, 05:31 PM
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Senior Member
6,426 posts Joined: Jun 2005
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QUOTE(joice11 @ Jan 2 2024, 02:49 PM) 2.85% only announced? |
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Jan 3 2024, 12:36 PM
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Senior Member
5,551 posts Joined: Aug 2011
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 I'm still seeing the same criteria. |
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Jan 3 2024, 05:29 PM
Show posts by this member only | IPv6 | Post
#1117
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Junior Member
872 posts Joined: Feb 2022
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QUOTE(mamamia @ Jan 2 2024, 05:31 PM) announced? QUOTE(contestchris @ Jan 3 2024, 12:36 PM) I'm still seeing the same criteria. |
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Jan 19 2024, 12:37 PM
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All Stars
65,306 posts Joined: Jan 2003
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Revision to Privilege$aver Campaign Terms and Conditions effective 1 February 2024
https://www.sc.com/my/important-information...eaver-campaign/ |
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Jan 19 2024, 01:28 PM
Show posts by this member only | IPv6 | Post
#1119
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Senior Member
1,617 posts Joined: Mar 2020
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QUOTE(cybpsych @ Jan 19 2024, 12:37 PM) Revision to Privilege$aver Campaign Terms and Conditions effective 1 February 2024 Wow dropped so much...https://www.sc.com/my/important-information...eaver-campaign/ |
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Jan 19 2024, 02:31 PM
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Senior Member
6,426 posts Joined: Jun 2005
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QUOTE(cybpsych @ Jan 19 2024, 12:37 PM) Revision to Privilege$aver Campaign Terms and Conditions effective 1 February 2024 i thought there is dedicated forum page for sc ?https://www.sc.com/my/important-information...eaver-campaign/ |
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