for those using RHB smart account.

for 2023, the bonus interest is higher this year
1.8% for the deposit
pay 3 bills +0.5%
pay 6 bills +1.5%

within your online banking or app, after paying 6 bills, the pay bill part will still say +0.5%. is this consistent with what you are seeing? just comparing notes to make sure.

This post has been edited by adele123: Jan 14 2023, 04:53 PM

Btw, those who use RHB smart. Did you get the 3.35% interest for jan 2023?

My balance was varying too much throughout the month, so it's abit harder for me to calculate and tally.

This post has been edited by adele123: Feb 18 2023, 08:32 AM

SC-PSA is now 4.15%, can move it up.


I am not that lazy to expect other ppl to calculate for me. I just assume someone would have calculated for themselves and they did get the right interest.

Please dont simply call names, assume, flame. This is for discussion. My question was, did others get their 3.35% or not. Which at least others are sharing their findings.

Not everyone has the temperament to chase down every rm0.01 be it savings account or other thing.

Thanks for confirming. But yes. Now i realised your method is a good way to do back of envelope calculation. Cause i was thinking too straight to calculate daily balance myself.

1/1 to 31/1 based on past experience. Have always gotten it accurately last year.

Just reporting in. I received my 3.35%

So on 31st Jan, received 0.05% interest

On 15 Feb, received 1.80% (bonus 1 save) + 0.5% interest (bonus 2 pay)

On 24 Feb, received another 1% interest, description is REFLEX-AUTO CREDIT

I'm one of those ppl who paid 6 bills.

If you follow the T&C word for word, for those who paid 6 bills, 0.75% seems to be paid on 15th. The balance will be paid by end of the next month.

In theory, whereas, if you paid 3 bill, spend 1000 on debit/credit card, you should get the 1.5% interest on the 15th of the month. This is how i interpret the T&C. We shall see again next month.

This post has been edited by adele123: Feb 26 2023, 03:20 PM


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Hi. So are you able to hit the 2nd action with this?

Sorry just to clarify, includes tng reload right?

Rhb smart account has been around for few years. The current interest and the method to get the higher interest does get refreshed yearly.