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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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joevo2
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Feb 7 2018, 12:35 PM
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QUOTE(da drummer @ Feb 7 2018, 10:27 AM) so they send by poslaju? how to get their tracking number?i did not received any sms@emel about it...i know only because maybank2u got card menu and because i call cc center you can try call them, or FB messenger which I think is more effective.
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starry
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Feb 7 2018, 07:34 PM
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QUOTE(da drummer @ Feb 7 2018, 10:27 AM) so they send by poslaju? how to get their tracking number?i did not received any sms@emel about it...i know only because maybank2u got card menu and because i call cc center Yes, sent by poslaju. No more maildrop. Mine was approved last Tuesday. Called CS last Friday, no tracking number yet. Called again on Monday, still no tracking number. Asked again at MBB Facebook messenger, same reply. Called CS again on Tuesday (yesterday) morning, got tracking number. Tracked it online, status on Monday showed delivery failed on Monday coz premises was closed and notice was left in mailbox which is not true at all coz I was home all day and no poslaju postman came, and obviously no notice left in mailbox. Status on Tuesday (yesterday) showed item can be collected at Poslaju Brickfields. So I collected it yesterday afternoon, loooong queue coz apparently Poslaju did not deliver the items. One lady complained to the officer saying Poslaju should deliver and not ask customers to self-collect as postage was already paid.  Officer said they're short-staffed so if you're willing to wait, they'll deliver. If you want it fast, you self-collect This post has been edited by starry: Feb 7 2018, 07:50 PM
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da drummer
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Feb 7 2018, 08:29 PM
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QUOTE(starry @ Feb 7 2018, 07:34 PM) Yes, sent by poslaju. No more maildrop. Mine was approved last Tuesday. Called CS last Friday, no tracking number yet. Called again on Monday, still no tracking number. Asked again at MBB Facebook messenger, same reply. Called CS again on Tuesday (yesterday) morning, got tracking number. Tracked it online, status on Monday showed delivery failed on Monday coz premises was closed and notice was left in mailbox which is not true at all coz I was home all day and no poslaju postman came, and obviously no notice left in mailbox. Status on Tuesday (yesterday) showed item can be collected at Poslaju Brickfields. So I collected it yesterday afternoon, loooong queue coz apparently Poslaju did not deliver the items. One lady complained to the officer saying Poslaju should deliver and not ask customers to self-collect as postage was already paid.  Officer said they're short-staffed so if you're willing to wait, they'll deliver. If you want it fast, you self-collect  last tuesday?same like me..today call they said mayb today or tomorrow i will received it
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cringe
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Feb 7 2018, 10:21 PM
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Guys, if you applied have ptptn loan before this, does it affect you on credit card application approval? I tried to apply CIMB, Standard Chartered, OCBC also rejected.
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fruitie
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Feb 7 2018, 10:31 PM
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Rise and Shine
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QUOTE(cringe @ Feb 7 2018, 10:21 PM) Guys, if you applied have ptptn loan before this, does it affect you on credit card application approval? I tried to apply CIMB, Standard Chartered, OCBC also rejected.  Yes, how's your payment frequency?
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chiahau
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Feb 7 2018, 11:25 PM
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QUOTE(cringe @ Feb 7 2018, 10:21 PM) Guys, if you applied have ptptn loan before this, does it affect you on credit card application approval? I tried to apply CIMB, Standard Chartered, OCBC also rejected.  Suffice to say, any outstanding payment = high chances to get rejected
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realitec
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Feb 8 2018, 07:51 AM
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QUOTE(cringe @ Feb 7 2018, 10:21 PM) Guys, if you applied have ptptn loan before this, does it affect you on credit card application approval? I tried to apply CIMB, Standard Chartered, OCBC also rejected.  I had prptn loan too, but paying them on time. OCBC, CIMB, PBB, Alliance rejected me. But now I got HLB Mach and Citibank CC.. Try apply throught RinggitPlus
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joevo2
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Feb 8 2018, 05:54 PM
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Which bank has the best mobile app?
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realitec
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Feb 8 2018, 06:12 PM
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QUOTE(joevo2 @ Feb 8 2018, 05:54 PM) Which bank has the best mobile app? I dont know, but so far i get used to mine, HLB and Citibank, both has fingerprint log in. HSBC and PBB needs to key in password myself though
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fruitie
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Feb 8 2018, 06:34 PM
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Rise and Shine
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QUOTE(joevo2 @ Feb 8 2018, 05:54 PM) Which bank has the best mobile app? HLB is the best for me. I think they even won award for their mobile app. I'm also contented with Maybank app, I use it few times in a day, very easy to use. I thought Citibank was good too until recently, it has been very crappy for me. This morning logged in and again my fingerprint sensor is disabled on its own.
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da drummer
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Feb 9 2018, 06:26 PM
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I dont know here is the rite place...
1.can i buy jewellery at poh kong using cc n pay by installment? 2.do poh kong have 0% installment?
Tq
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realitec
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Feb 9 2018, 09:43 PM
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QUOTE(da drummer @ Feb 9 2018, 06:26 PM) I dont know here is the rite place... 1.can i buy jewellery at poh kong using cc n pay by installment? 2.do poh kong have 0% installment? Tq 1) It depends, I see Maybank has ezypay for 0% installment for their CC holder. 2) As above, however, if you have 2 diff issuer bank credit card, maybe you can do 0% balance transfer. ie. Maybank, HLB, Aeon, PBb and ASN..
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joevo2
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Feb 12 2018, 11:53 AM
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Any insider news on when Apple Pay will be supported here? Plus amex expresspay (contactless)
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joevo2
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Feb 12 2018, 01:57 PM
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When online service such as Uber or Fave charges RM2 for verification. It doesn’t show up in the transaction log because they return it immediately?
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cybpsych
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Feb 12 2018, 02:00 PM
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QUOTE(joevo2 @ Feb 12 2018, 01:57 PM) When online service such as Uber or Fave charges RM2 for verification. It doesn’t show up in the transaction log because they return it immediately? they charge, but doesn't claim it. so, it will be left floating until expired and released back. This post has been edited by cybpsych: Feb 12 2018, 02:02 PM
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joevo2
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Feb 12 2018, 02:01 PM
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QUOTE(cybpsych @ Feb 12 2018, 02:00 PM) they charge, but didn't claim it. so, it will be left floating until expired and released back. I see i see... thanks for the explanation
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watabakiu
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Feb 14 2018, 09:07 PM
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If I need to revise my credit card cycle. how far out can I do it? now it is set on 23, but I only receive my salary on the last day of each month.. Is it okay to for the cycle to 1st or 2nd instead?
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cybpsych
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Feb 14 2018, 09:11 PM
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QUOTE(watabakiu @ Feb 14 2018, 09:07 PM) If I need to revise my credit card cycle. how far out can I do it? now it is set on 23, but I only receive my salary on the last day of each month.. Is it okay to for the cycle to 1st or 2nd instead? each bank has different bill cycle dates. not all dates in the calendar are available, usually some fixed dates. call them to enquire all available dates (AND SHARE BACK HERE!  ) usually they ask your preferred due date (+20 days after bill date). e.g. if you prefer bill date on 2nd, due date is 22nd. my preference, bill date AND due date is within same calendar month, so that it doesnt run and easy to track. if due date is cross-month, sometimes the date will be off by 1-2 days, longer if cross from Feb to Mar.
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caloyness
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Feb 15 2018, 03:13 PM
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Getting Started

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QUOTE **Those wishing to get an agent to assist with your credit card application please post your request at the service noticeboard section as this section is about discussion on credit card issues and not for promoting or seeking agent. hey guys, i cannot find this board. can anyone direct me a link to this section? i'm looking for agent to help me apply for credit card.
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cybpsych
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Feb 15 2018, 03:21 PM
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QUOTE(caloyness @ Feb 15 2018, 03:13 PM) hey guys, i cannot find this board. can anyone direct me a link to this section? i'm looking for agent to help me apply for credit card. https://forum.lowyat.net/ServicesNoticeboardtry harder
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