Hi, any idea how many days Ambank normally takes to process credit card applications?

new MyTNB app for those paying/checking tnb bills via mobile app

https://play.google.com/store/apps/details?...tnb.mytnb&hl=en

Welcome to the new myTNB app. Track your energy consumption, pay bills at your fingertips and explore exclusive in-app features – it’s never been easier.

• A refreshed design and improved user experience: Get an overview of information that matters most to you at one glance, on a personalised dashboard.
• Track your energy consumption: View and compare your monthly usage with the interactive usage graph.
• Manage multiple TNB accounts: Link and manage all your TNB accounts on one platform.
• Pay your bills: Faster in-app payment with the option to save your credit card for seamless transactions.
• Notifications: Get notified of your new bills and much more.
• View History: Keep track of your bill and payment history in a single view.
• Promotions: Stay up to date with the latest promotions from TNB.
• Find Us: Need to locate a Kedai Tenaga? Use our handy locator to find one near you.




Brief Review:

1) liked the new design
2) no frontpage dashboard to show ALL the accounts (old app have this). i'm tracking 6 accounts, a consolidated dashboard would be nice.
3) each account dashboard has simple graph of 5+1 months of bill amount
4) wonder why they didnt replace the old app and offer separate link/app for the new edition
5) viewable bill in the app
6) havent made payment. seems to be able to "store" multiple credit cards?
7) add credit card: OCR feature by scanning your card and automatically fill in the form 
8) new bill push-notification! this morning just received a push-nofiication that my bill has been recorded. immediately can view the bill statement in the app.

If the TNB account is not under our name (account under owner's name), can still use this app?

Ambank was the longest time to process. Almost up to 1 Month to get the card.

new MyTNB app for those paying/checking tnb bills via mobile app

https://play.google.com/store/apps/details?...tnb.mytnb&hl=en

Welcome to the new myTNB app. Track your energy consumption, pay bills at your fingertips and explore exclusive in-app features – it’s never been easier.

• A refreshed design and improved user experience: Get an overview of information that matters most to you at one glance, on a personalised dashboard.
• Track your energy consumption: View and compare your monthly usage with the interactive usage graph.
• Manage multiple TNB accounts: Link and manage all your TNB accounts on one platform.
• Pay your bills: Faster in-app payment with the option to save your credit card for seamless transactions.
• Notifications: Get notified of your new bills and much more.
• View History: Keep track of your bill and payment history in a single view.
• Promotions: Stay up to date with the latest promotions from TNB.
• Find Us: Need to locate a Kedai Tenaga? Use our handy locator to find one near you.




Brief Review:

1) liked the new design
2) no frontpage dashboard to show ALL the accounts (old app have this). i'm tracking 6 accounts, a consolidated dashboard would be nice.
3) each account dashboard has simple graph of 5+1 months of bill amount
4) wonder why they didnt replace the old app and offer separate link/app for the new edition
5) viewable bill in the app
6) havent made payment. seems to be able to "store" multiple credit cards?
7) add credit card: OCR feature by scanning your card and automatically fill in the form 
8) new bill push-notification! this morning just received a push-nofiication that my bill has been recorded. immediately can view the bill statement in the app.

Wow. Nica apps. I using myTNB online for few month already. Seem the online version very good. Now got Apps. Nice donee TNB.

BTW how does bank allocate the credit limit? For example if salary 2k, then maximum = 2x right?

Yes. This is BNM rule.
Salary below 36K, maximum 2x CL.

What does 'no compounding charges' means?

Hey guys, I would like to know whether there is any chance of approval when I apply for a credit card with my current annual income just slightly below the minimum annual income requirement of that credit card?

Apply Maybank credit card last week(tuesday)through maybank2u..then on Friday last week call Maybank cc center...they said already approved on Tuesday too..so how long will they take to send the card?I make it send to my office btw..when I call..just said in process

1-2 week should reach your place. Best call to get postlaju tracking code, for my case mine so call “attempted delivery” but no nothing had to go and pickup myself else might be sent back to Maybank.

so they send by poslaju?
how to get their tracking number?i did not received any sms@emel about it...i know only because maybank2u got card menu and because i call cc center

Yes, Maybank use drop off Poslaju. That means, they can just drop in your mailbox.

Get tracking no. from CS.