Hi,

I was searching for how to pay credit card with PTPTN and Aeon Installment(recently bought phone) to earn cash back.

I am using Essential Hong Leong Bank credit card. Any advise?

Thank you.

What If for 12 months, we just pay minimum payment. So the interest is calculated at the end of 13th month correct?

How come I don't see the interest in my statement?

Hi, thanks for reply. I don't know, my friend did this. She said slowly RM50 RM50 pay. I told her the interest is high, not worth for not paying full.

Yea, thanks for the advice. Mine i settled full. Planning to get 0% installment, but the card limit is only 2990RM. Need to ask for more limit, but the CS told me use the card first, then ask for extend. How long should i use until i can call them to ask for increase in credit limit?

Thanks.

Okay noted. I wonder if this question i ask in correct section. If i go senheng to purchase a phone for RM3699 with 0% interest installment. However, my card is only 3000 limit. Can i settle the 699RM in the shop and swipe my card RM3,000 for 0% interest?

I want to ask sup card to my family need process how long?

Good to know this!

Somehow I am foreseeing future 'machine rosak' incidents in the future.

Merchant bank is Public Bank. report with merchand bank and ID?
What else info?

Hi all,

If a bank is unable to explain the abnormally high interest charges in my credit  card statement when I request for the calculation, can I bring the matter up to Bank Negara?

They are citing that the figures are calculated by the system and it would take a long time to obtain the calculation, all those excuses.

Thank you for the link . To collect points or rebate which is better is you own a credit card ?

i am just average spender , spend for  hypermarket ,  pay bills, petrol weekly not much travelling

Hey guys, which credit card is the best to get realistic miles for free flight tickets?? Is the may bank premier still the best?? I currently have a Citibank premier miles, but since the reward system changed, it's quite useless.

Hi all

Currently working overseas (thus no EPF/EA what not) but interested to get a credit card with lounge access (preferably worldwide). Tried for the AMBank WMC/VI and got rejected and as expected Ambank do not reveal the reasons for the rejection.

However looking through forum I suspect the following:
1. Foreign income is not converted thus looking at 1:1
2. No local income, tax and EPF documents

Can I please ask if I should try again for other cards like the Platinum with limited access and/or other cards preferably with lounge access and no annual fee for life?

Thanks

Thank you for your reply and advice

Will have to call/walk in a branch I guess when I am next back but why can't they reveal the reasons or request further supporting documents and methods to save time for customer and bank.

Owh ok I now know how they calculate utilisation percentage..
But is there really "30% utilisation gives you a good record" thing?

Sorry if this is a repeated question, but may i know what is the difference between visa signature and visa infinite?

question about maybank pledge fd

i already got the offer letter and pledged my fd on stated branch last week, until now still no update, i checked m2u, the said rm10 stamp duty haven't deduct in my acc yet, is it normal? usually take how long to process after fd pledged?

thanks..

My foreigner friend got her cards in the same day.
Letter from MV branch and cards were processed in The Gardens card centre.

Yes, FD pledge. I went with her.
Hmm.. Not sure but hers is in MV and The Gardens.