Thinking of going to maybankard centre at The Garden to apply for Maybank FCB Visa.

I have my Maybank 2 card approved but haven't reach. It is my first credit card.
Is it advisable to go and get the FCB Visa now?
Would I get rejected? Since it is my first card and yet to be activated.

Thinking to get the FCB Visa for my weekday use since Maybank 2 card is only good for weekend.

Gold

I see thanks a lot. My annual income more than enough but was traumatised by Citibank. Got rejected even I applied for their clear card. Probably is because is my first card. No credit history

First card? That Citibank is your first card? Wow nice man where you get your card?

Hmm gonna build my good credit history with Maybank then maybe getting the clear card next time

ooh I see... I thought Citibank is the hardest to get... and the standard one being Maybank

I saw somewhere is illegal to set a minimum amount for credit card/debit card usage right? For example above RM30 then only can use credit/debit card. Anyone tried to complain to BNM before?

Sifus, when you spend on Maybank credit card it doesn’t appear immediately on the app? Used to spend on debit card and immediate deduct.

Usually how long does the credit card transaction take to appear in my M2U transaction?

I see, same goes to online transaction?

For let’s say Apple/Uber initial deduction for verification also same?

So for cashback is only after is show in the transaction that only it is being calculated.


Thanks a lot for the answer paiseh. 😅

Do you guys use your cc to pay everything? even RM1 sundae cone and the cashier were like looking at you? LOL just to get cash back/points

do you guys ask before pay? "can use cc/paywave ah?" or just when they say x amount and you whip out your cc?

After the key in the amount do they need to enable pay wave or it will accept either pin or pay wave no special setting needed provided the terminal support pay wave la

Interesting what about Citibank any comment on them?

Yeah hard to get approval for my first card, way over the income requirement even with a supp card with them before this also can't get approved. Went for Maybank 2 card + FCB instead maybe come back later for Citibank clear card...

So is a good thing to build a relationship with them? I see...

Yeah I heard many got rejected even with eligible income... me included lol
I think is a bit hard to get it as first card... maybe 1 year later with good credit record much easier.

I dont think is slow also, really depends on what channel you apply from.
new user? lol clear card I think... got 1 + 1 free cbtl and free 1 + 1 Friday movie

This post has been edited by joevo2: Jan 30 2018, 11:07 AM

How do I get credit card annual fee waiver?

1. Before card anniversary call and ask for it?
2. Check transaction and see if they charge, if charge call and ask for waiver?
3. If they decide not to waive, I say wanna cancel card would I still be charged after I cancel the card?

Thanks

Thanks a lot! So basically is don’t use the card if they charged the annual fee. So I can cancel without paying anything right. Thanks a lot!

Hey guys post office malaysia can deal with cc? Can’t seems to find any info about it. No I assume?

Wanna renew license basically. Prefe Amex if possible tiger cb

This post has been edited by joevo2: Feb 5 2018, 12:03 AM

1-2 week should reach your place. Best call to get postlaju tracking code, for my case mine so call “attempted delivery” but no nothing had to go and pickup myself else might be sent back to Maybank.

you can try call them, or FB messenger which I think is more effective.

Which bank has the best mobile app?